Key points about federal student loan eligibility and income No Income Cut-off for Applying: You should fill out the Free Application for Federal Student Aid (FAFSA) regardless of your income, as it's required for all federal financial aid, including loans. Income Affects Aid Type and Amount: While there's no income cutoff, higher income may reduce your eligibility for need-based aid like Pell Grants and Direct Subsidized Loans. Non-Need-Based Aid: Federal Direct Unsubsidized Loans and PLUS Loans are not based on financial need, so even students from higher-income families can qualify for these. Factors Beyond Income: Your eligibility for federal student aid is based on a complex formula that considers factors beyond just income, including family size, the cost of attendance at your school, and your dependency status.
那完了，可能到退休都难以还清
一脸金属, 智商堪忧的样子
华裔家庭还是能攒钱，周围这么多年老中家庭ABC孩子上各档学校各种专业都有， 几乎都没有有 Student loan 的，家长都给负担了，这样娃们毕业后负债为 0 那轻松太多了
你家州内不用交学费，一年花2万多，那是住宿费和伙食费吧。这还嫌贵？你要太抠了吧！孩子不管上不上大学，都要吃饭睡觉的啊！ 私立大学，学费生活费，10万起步。 你才花2万，偷着乐吧
就没人吐槽这个专业？
疯了才会花这么多钱去学这个烂专业，就为了斯坦福的名声。我宁愿我娃在普通大学学个实际点的专业。
现在很多华人升学中介也是推波助澜只追求大学排名，根本不管专业，反正他们只管数进了几个藤校。
这有什么不好理解？借钱的人又不催不着他，慢慢还呗
比如现在你房贷2.x%, 你会傻到拿自己挣4%的现金去多还房贷吗？
没啥不好理解的 第一利率低 第二很多公司都有帮忙还学贷的program 公司每年会帮你还几千块之类的 你没学贷可能根本不知道而已
这怎么可能？够申请学贷的应该FA都能拿到
估计家里有一点儿钱，拿不到全额助学金，但是又没办法帮着付所有学费和生活费。
你也别太高看老美了，
我们小区有一栋大豪宅，是一个美国律师家，夫妻俩看上去都很体面，结果还被foreclosure
Key points about federal student loan eligibility and income No Income Cut-off for Applying: You should fill out the Free Application for Federal Student Aid (FAFSA) regardless of your income, as it's required for all federal financial aid, including loans. Income Affects Aid Type and Amount: While there's no income cutoff, higher income may reduce your eligibility for need-based aid like Pell Grants and Direct Subsidized Loans. Non-Need-Based Aid: Federal Direct Unsubsidized Loans and PLUS Loans are not based on financial need, so even students from higher-income families can qualify for these. Factors Beyond Income: Your eligibility for federal student aid is based on a complex formula that considers factors beyond just income, including family size, the cost of attendance at your school, and your dependency status.
典型的女白左气质
你看来对private student loan 的利率没有概念
private loan本来就是商业银行贷出的， 不存在政府给免的可能。
私人贷款学这专业能贷那么多， 多半是父母co-sign的。
能免的只是federal loan, 也需要满足很多条件。
申请贷款的时候没想着要还的吗？
所以美国穷人没发翻身
才不，大多是穷B垃圾家庭才这样的