十万以上要申报。 没申报也别惊慌，比如你父母国内给你转了一套房子，或者转了一些钱在你国内账户，如果你国内是用国内身份证开户，这个你永远不说IRS不会知道的。这个我专门问过我高中同学现在是我们村里四大行支行行长，他说不可能什么外国机构来查中国公民账户，除非有当地检察院的执行令，他自己都没有权限查看储户信息。 但是是用美国护照开户，看哪个银行，有可能美国公民账户会给IRS报备，风险较小。风险最大的还是你自己把国内账户的钱转给美国银行了，但是美国银行收到wire自己会提醒你file form 3520.
Google Instructions for Form 3520 "Annual Return To Report Transactions With Foreign Trusts and Receipt of Certain Foreign Gifts" Who Must File: You are a U.S. person who, during the current tax year, received either: a. More than $100,000 from a nonresident alien individual or a foreign estate (including foreign persons related to that nonresident alien individual or foreign estate) that you treated as gifts or bequests; or b. More than the section 6039F threshold amount from foreign corporations or foreign partnerships (including foreign persons related to such foreign corporations or foreign partnerships) that you treated as gifts. The threshold amount is available at IRS.gov/Newsroom/Inflation-Adjusted-TaxItems-by-Tax-Year. Select the applicable tax year news release, then click on the Rev. Proc. link and search for section 6039F to see the threshold amount under Notice of Large Gifts Received from Foreign Persons.
因为我们都是穷人，穷亲戚，谁没事会给我10万块“捐赠”？所以我们为啥要知道？
我们没有申报过，十万不到一点
这个要申报了吧。接受方每个人不能超过10万，不是给你钱的那个。但是给钱的一方不是绿卡和美籍人士。如果是绿卡或者美籍只能免税1万多现金每年。 不知道我理解的对不对
应该是你的理解才对。有一次我有个朋友想请人帮着接收十万，她自己的额度满了，但是人家自己也接收了十万，没法帮她。
没申报也别惊慌，比如你父母国内给你转了一套房子，或者转了一些钱在你国内账户，如果你国内是用国内身份证开户，这个你永远不说IRS不会知道的。这个我专门问过我高中同学现在是我们村里四大行支行行长，他说不可能什么外国机构来查中国公民账户，除非有当地检察院的执行令，他自己都没有权限查看储户信息。
但是是用美国护照开户，看哪个银行，有可能美国公民账户会给IRS报备，风险较小。风险最大的还是你自己把国内账户的钱转给美国银行了，但是美国银行收到wire自己会提醒你file form 3520.
十万块以上的钱如果进了你在美国银行的账户， 不申报的话， 查税的时候查出来那就吃不了兜着走了， 你就赌被抽查的概率吧。
Who Must File:
You are a U.S. person who, during the current tax year, received either: a. More than $100,000 from a nonresident alien individual or a foreign estate (including foreign persons related to that nonresident alien individual or foreign estate) that you treated as gifts or bequests;
or b. More than the section 6039F threshold amount from foreign corporations or foreign partnerships (including foreign persons related to such foreign corporations or foreign partnerships) that you treated as gifts. The threshold amount is available at IRS.gov/Newsroom/Inflation-Adjusted-TaxItems-by-Tax-Year. Select the applicable tax year news release, then click on the Rev. Proc. link and search for section 6039F to see the threshold amount under Notice of Large Gifts Received from Foreign Persons.