回复 4楼 的帖子 问了一下AI，有的部分是2025年开始，有的部分是2026年。 The tax provisions of the "One Big Beautiful Bill Act" (OBBBA), which was recently signed into law, have different effective dates depending on the specific provision. For Tax Year 2025: Some provisions of the Tax Cuts and Jobs Act (TCJA) which were set to expire at the end of 2025 are permanently extendedunder the OBBBA, meaning they will apply to the 2025 tax year and beyond. Several temporary tax deductions begin in 2025and will be available for filing in 2026 for the 2025 tax year. These include deductions for: Tips Overtime pay Auto loan interest A temporary senior deduction of up to $6,000 for Americans aged 65 and over is also in effect from 2025 through 2028. The standard deduction is increased for all taxpayers, beginning with the 2025 tax year. The child tax credit is increased to $2,200 per child, effective in 2025. For Tax Year 2026: Other provisions, including some related to gambling losses, begin in 2026. The estate and gift tax exemption amounts are increased to $15 million ($30 million for couples), starting in 2026. The child tax credit amount of $2,200 will be indexed for inflation starting in 2026.
不过这个做法好处有限，如果不是为了抵税，是应该尽量多付本金的。
更正一下，大美丽有的部分是今年开始，有的部分是明年。
没有太多的好办法吧。要点是减少AMT income，所以多付房贷利息是一种方法（不那么好的方法）。
RSU套现尽可能均匀，所以你今年多触发一些AMT，不一定是坏事。
问了一下AI，有的部分是2025年开始，有的部分是2026年。
The tax provisions of the "One Big Beautiful Bill Act" (OBBBA), which was recently signed into law, have different effective dates depending on the specific provision.
For Tax Year 2025: Some provisions of the Tax Cuts and Jobs Act (TCJA) which were set to expire at the end of 2025 are permanently extendedunder the OBBBA, meaning they will apply to the 2025 tax year and beyond.
Several temporary tax deductions begin in 2025and will be available for filing in 2026 for the 2025 tax year.
These include deductions for: Tips Overtime pay Auto loan interest A temporary senior deduction of up to $6,000 for Americans aged 65 and over is also in effect from 2025 through 2028. The standard deduction is increased for all taxpayers, beginning with the 2025 tax year. The child tax credit is increased to $2,200 per child, effective in 2025.
For Tax Year 2026: Other provisions, including some related to gambling losses, begin in 2026.
The estate and gift tax exemption amounts are increased to $15 million ($30 million for couples), starting in 2026.
The child tax credit amount of $2,200 will be indexed for inflation starting in 2026.
楼主如果是按以前的计算方法正好hit AMT，那今年可能因为SALT cap increase产生变化。
不一定hit啊，如果算下来还是按普通的低。你用50万算一下
去年file，regular tax部分用的是standard deduction还是itemized deduction呢？
赔的股票loss 一年是不是只能抵3千？ 还是没有limit？
3000 loss 是指你抵消掉所有capital gain 后，还能另外减3000的收入
有自己的公司的话可以开个DBP plan， 但是年费有点贵，每年存少于10万的话不太值得做，Schwab就可以开