在小红书上看到一个奥斯汀华人的帖子，说自己的房子二月被烧了。不但地税没有减免，还比去年增加2%，同期奥斯汀房价平均还降了20%。去抗税完全没人理睬，说是德州的法律就是以一月一号定的，哪怕是晚一天房子烧毁了也一分不能少。 问了ChatGPT, 居然真有这个法律。除非当地宣布natural disaster才有可能减免，而且要当地的征税机关同意才行。 这也太邪恶了吧？房子被烧了不但要花钱修，还要租房子，然后还要按烧前的房产价值支付当年全额地产税！知道洛杉矶大火烧了也需要交税，但是没想到德州连减免都没有。美国其它州也是这样的吗？ Update: 给大家普及一下几个时间点的区别：今年十月收到的税单和明年一月前要交的2025年的税，是基于今年一月一号的房产评估价。 In Texas, a property tax appraisal made on January 1, 2025, is for the 2025 tax year. Explanation: Texas law mandates that all taxable property be appraised at its market value as of January 1st of the tax year. Therefore, a January 1, 2025 appraisal is used to determine the property''s value for the 2025 tax year, which directly impacts the amount of property taxes you''ll owe for that year. Your local appraisal district assesses the value on this date, and your tax bill will be based on that assessment. In summary: The January 1, 2025 appraisal date sets the property''s value for calculating the 2025 property taxes.
回复 13楼 fredman 的帖子 你搞错了。 In Texas, a property tax appraisal made on January 1, 2025, is for the 2025 tax year. Explanation: Texas law mandates that all taxable property be appraised at its market value as of January 1st of the tax year. Therefore, a January 1, 2025 appraisal is used to determine the property's value for the 2025 tax year, which directly impacts the amount of property taxes you'll owe for that year. Your local appraisal district assesses the value on this date, and your tax bill will be based on that assessment. In summary: The January 1, 2025 appraisal date sets the property's value for calculating the 2025 property taxes.
d682la 发表于 2025-07-04 11:49 在小红书上看到一个奥斯汀华人的帖子，说自己的房子二月被烧了。不但地税没有减免，还比去年增加2%，同期奥斯汀房价平均还降了20%。去抗税完全没人理睬，说是德州的法律就是以一月一号定的，哪怕是晚一天房子烧毁了也一分不能少。 问了ChatGPT, 居然真有这个法律。除非当地宣布natural disaster才有可能减免，而且要当地的征税机关同意才行。 这也太邪恶了吧？房子被烧了不但要花钱修，还要租房子，然后还要按烧前的房产价值支付当年全额地产税！知道洛杉矶大火烧了也需要交税，但是没想到德州连减免都没有。美国其它州也是这样的吗？ Update: 给大家普及一下几个时间点的区别：今年十月收到的税单和明年一月前要交的2025年的税，是基于今年一月一号的房产评估价。 In Texas, a property tax appraisal made on January 1, 2025, is for the 2025 tax year. Explanation: Texas law mandates that all taxable property be appraised at its market value as of January 1st of the tax year. Therefore, a January 1, 2025 appraisal is used to determine the property''s value for the 2025 tax year, which directly impacts the amount of property taxes you''ll owe for that year. Your local appraisal district assesses the value on this date, and your tax bill will be based on that assessment. In summary: The January 1, 2025 appraisal date sets the property''s value for calculating the 2025 property taxes.
就是每年都是以1月1号的home value 作为这一年的税基。这之后你的房子价值涨了还是跌了都不会改变这一年的assessment value 了。楼主的例子就是极端情况。如果到明年1/1 好还没有重建好，明年的assessment value 就会很低，哪怕你1/2号就建好了。如果房价一直涨，理论上是homeowner 占便宜的。
d682la 发表于 2025-07-04 11:49 在小红书上看到一个奥斯汀华人的帖子，说自己的房子二月被烧了。不但地税没有减免，还比去年增加2%，同期奥斯汀房价平均还降了20%。去抗税完全没人理睬，说是德州的法律就是以一月一号定的，哪怕是晚一天房子烧毁了也一分不能少。 问了ChatGPT, 居然真有这个法律。除非当地宣布natural disaster才有可能减免，而且要当地的征税机关同意才行。 这也太邪恶了吧？房子被烧了不但要花钱修，还要租房子，然后还要按烧前的房产价值支付当年全额地产税！知道洛杉矶大火烧了也需要交税，但是没想到德州连减免都没有。美国其它州也是这样的吗？ Update: 给大家普及一下几个时间点的区别：今年十月收到的税单和明年一月前要交的2025年的税，是基于今年一月一号的房产评估价。 In Texas, a property tax appraisal made on January 1, 2025, is for the 2025 tax year. Explanation: Texas law mandates that all taxable property be appraised at its market value as of January 1st of the tax year. Therefore, a January 1, 2025 appraisal is used to determine the property''s value for the 2025 tax year, which directly impacts the amount of property taxes you''ll owe for that year. Your local appraisal district assesses the value on this date, and your tax bill will be based on that assessment. In summary: The January 1, 2025 appraisal date sets the property''s value for calculating the 2025 property taxes.
在小红书上看到一个奥斯汀华人的帖子，说自己的房子二月被烧了。不但地税没有减免，还比去年增加2%，同期奥斯汀房价平均还降了20%。去抗税完全没人理睬，说是德州的法律就是以一月一号定的，哪怕是晚一天房子烧毁了也一分不能少。 问了ChatGPT, 居然真有这个法律。除非当地宣布natural disaster才有可能减免，而且要当地的征税机关同意才行。 这也太邪恶了吧？房子被烧了不但要花钱修，还要租房子，然后还要按烧前的房产价值支付当年全额地产税！知道洛杉矶大火烧了也需要交税，但是没想到德州连减免都没有。美国其它州也是这样的吗？ Update: 给大家普及一下几个时间点的区别：今年十月收到的税单和明年一月前要交的2025年的税，是基于今年一月一号的房产评估价。 In Texas, a property tax appraisal made on January 1, 2025, is for the 2025 tax year. Explanation: Texas law mandates that all taxable property be appraised at its market value as of January 1st of the tax year. Therefore, a January 1, 2025 appraisal is used to determine the property''s value for the 2025 tax year, which directly impacts the amount of property taxes you''ll owe for that year. Your local appraisal district assesses the value on this date, and your tax bill will be based on that assessment. In summary: The January 1, 2025 appraisal date sets the property''s value for calculating the 2025 property taxes. d682la 发表于 2025-07-04 11:49
XDKS2023 发表于 2025-07-05 00:17 就是每年都是以1月1号的home value 作为这一年的税基。这之后你的房子价值涨了还是跌了都不会改变这一年的assessment value 了。楼主的例子就是极端情况。如果到明年1/1 好还没有重建好，明年的assessment value 就会很低，哪怕你1/2号就建好了。如果房价一直涨，理论上是homeowner 占便宜的。
真是呢你到底想说啥。你说了半天你大概认定的 就是个定价的日子问题。总是要有个cut off date。不统一date没法进行合理的评估。 Cut off date 定在年底，那政府财当年的就不可能下一年一个月之内收回来现金，。 不管定到哪一天，楼主举的例子都有可能发生。可是有可上诉的程序可以申诉估计价值不对。 是如果政府clairm 了natural disaster,就不用home owner出示很多证明了。如果不是，需要home owner出示证据。楼主你在讨论什么。我说过xhs上的case没告你所有的信息。
这个不一定是标准答案，但是能申请exemption的概率挺大的 can i get property exemption after fire in Texas Yes, you can potentially get a temporary property tax exemption in Texas after a fire, especially if it was a catastrophic event that caused significant damage to your home. Here's how it works: Temporary Exemption for Qualified Property Damaged by Disaster: Governor-Declared Disaster Area: Your property must be located in an area that the governor has declared a disaster area. Significant Damage: The qualified property must be at least 15% damaged. Application Deadline: You must apply for the temporary exemption no later than 105 days after the governor declares the disaster area. Qualified Property: This includes tangible personal property used for income production, improvements to real property (like buildings and structures), and certain manufactured homes. Damage Assessment: The chief appraiser will determine if your property qualifies and assign a damage assessment rating (Level I-IV), which dictates the percentage of the appraised value that will be exempted. Exemption Amount: The exemption amount is calculated based on the damage assessment rating and the number of days remaining in the tax year after the disaster declaration. How to Apply: Gather documentation: Collect proof of property damage, such as photos, licensed repair estimates, and inspection reports. Verify disaster declaration: Ensure your property is in a governor-declared disaster area and that the damage occurred during the declared disaster event. Complete the application: Fill out the Temporary Exemption Property Damaged By Disaster form (Form 50-312), which can be found on the Comptroller's website or your local appraisal district's website. Submit the application: File the completed form and supporting documentation with your county appraisal district office within 105 days of the disaster declaration.
你还真是有阅读障碍，我啥时候引用法规了？我之前引用的是Apraisal Date的定义。这是最后回你了，之后你说的都对。 法规是这个： in Texas, the appraised value for property tax purposes is based on the property’s condition as of January 1 of the tax year, as set by the Texas Property Tax Code (§ 23.01). So if a house burns down in February, after the January 1 appraisal date, the appraisal value generally will not change for that year. The property is still taxed as if it were in the condition it was on January 1.
However, there’s an exception:
If a natural disaster or calamity (like a fire, flood, tornado, etc.) destroys the property, a local taxing unit may choose to adopt a disaster reappraisal under Section 23.02 of the Texas Tax Code. This means: It’s not automatic — the taxing jurisdiction must formally opt in by passing a resolution. If they adopt a disaster reappraisal, the property can be reappraised based on its post-damage value, and you would only be taxed for the portion of the year it was usable.
看清楚没有，只有declared natural disaster or calamity才是exception, 而且要当地征税机关愿意才行。你如果是地产经纪的话，我真不愿意和你讨论了。
你还真是有阅读障碍，我啥时候引用法规了？我之前引用的是Apraisal Date的定义。这是最后回你了，之后你说的都对。 法规是这个： in Texas, the appraised value for property tax purposes is based on the property’s condition as of January 1 of the tax year, as set by the Texas Property Tax Code (§ 23.01). So if a house burns down in February, after the January 1 appraisal date, the appraisal value generally will not change for that year. The property is still taxed as if it were in the condition it was on January 1.
However, there’s an exception:
If a natural disaster or calamity (like a fire, flood, tornado, etc.) destroys the property, a local taxing unit may choose to adopt a disaster reappraisal under Section 23.02 of the Texas Tax Code. This means: It’s not automatic — the taxing jurisdiction must formally opt in by passing a resolution. If they adopt a disaster reappraisal, the property can be reappraised based on its post-damage value, and you would only be taxed for the portion of the year it was usable.
看清楚没有，只有declared natural disaster or calamity才是exception, 而且要当地征税机关愿意才行。你如果是地产经纪的话，我真不愿意和你讨论了。
Update: 给大家普及一下几个时间点的区别：今年十月收到的税单和明年一月前要交的2025年的税，是基于今年一月一号的房产评估价。
In Texas, a property tax appraisal made on January 1, 2025, is for the 2025 tax year. Explanation: Texas law mandates that all taxable property be appraised at its market value as of January 1st of the tax year. Therefore, a January 1, 2025 appraisal is used to determine the property''s value for the 2025 tax year, which directly impacts the amount of property taxes you''ll owe for that year. Your local appraisal district assesses the value on this date, and your tax bill will be based on that assessment. In summary: The January 1, 2025 appraisal date sets the property''s value for calculating the 2025 property taxes.
德州没有州税。。。
德州的地税是联邦收吗？
好像德州的房产税也不是州里收的，而是由local tax authorities收，所以地方有那么大的征税权。
我查过，2025-01-01是给今年定房产价值，就是2025年全年的税基，2026-01-31前交就可以。 所以比较震惊哪怕是今年一月二号房子被烧，你也要交2025年的全额地产税。
事主去申请了，人理都不理就丢出Texas这个Code。所以我好奇其它州是不是也这样。
2024年死的人可以不报2024的税吗?
地产税付的是去年的.不是今年的.
房子二月被烧了要缴税.但房子二月造的就不缴税啊
你搞错了。 In Texas, a property tax appraisal made on January 1, 2025, is for the 2025 tax year. Explanation: Texas law mandates that all taxable property be appraised at its market value as of January 1st of the tax year. Therefore, a January 1, 2025 appraisal is used to determine the property's value for the 2025 tax year, which directly impacts the amount of property taxes you'll owe for that year. Your local appraisal district assesses the value on this date, and your tax bill will be based on that assessment. In summary: The January 1, 2025 appraisal date sets the property's value for calculating the 2025 property taxes.
不是地税高低的问题，是觉得这样的法律太可怕了。房子都不能住了少交点至少还说得过去，按全额缴完全就是抢钱了。
不清楚德州如何操作，理论上应该允许屋主argue, 当年减掉一部分。 不过可能也便宜不了太多，毕竟很多地税大头在地上 - 至少我们70%-80%在地上。
这就是这个税法的邪恶之处啊，正常人肯定得走保险去重建或修理房子了，明年再申请抗税说不定要缴更多了。但是这一年肯定住不了得租房，保险也不会cover你所有重建的费用，然后还要缴全额高额地税。三重暴击。 你的房子第二天就不能住了，为什么仍然要为今年剩下来的364天按房产没有被烧之前的价值交税？难道不是12/31定税基更合理吗？这个楼里就有好几个以为这个税基是针对上一年的。
德州的地大多数地方都不值钱，主要是房屋建筑主体的价值。
怎么可能联邦收？地税地税，肯定是当地政府收的。
说实话，有的保险是会cover 你所有重建的费用+重建的时候的住宿费。比如chubb.
你就没看懂来年一月交地税和今年一月一号算税基的区别。你十月收到的税单和明年一月前要交的2025年的税，是基于今年一月一号的房产评估价。
看不懂前面贴的英文解释吗？还先把事情搞清楚再激动呢😄
你十月收到的税单和明年一月前要交的2025年的税，是基于今年一月一号的房产评估价。 建议你去看看前面贴的英文条例，不要想当然。
都是每个county自己收。钱都进county
那肯定有，不过羊毛出在羊身上。要不保费高，要不deductible高，然后明年的保费大涨，保险公司也不是慈善。 这下看来，火灾险，洪水险，地震险，各种极端气候险都不能少买。
不知道，德州专门对这个出的条例，所以肯定各州不一样。 反正加州大火后也是要交税，但是有减免，具体怎么操作的不知道。
对啊。本来就是自己保险啊。要不然呢？天灾人祸本来就是这样的啊。要不然你可以选择年年被小击，要不然你可以选择一年被重击。难道还可以发生天灾了，你不受打击？被打击天经地义的啊。没啥好抱怨的啊。
我这个帖子又不是抱怨保险，是对这种完全不可理喻的征税地税法例表示震惊。
你不知道是可以上诉的吗。
你都不看帖子了吗？刚给你解释完一件事，你又跳出来换个话题，还那么自信。😄 我不是事主。事主去上诉了，人家根本不理她，就丢出一个Code。
对啊，就是讨论的这个。Appraisal是早早定下的（每年一月一号), 之后发生火灾也不管你了，然后年底按年初定的税基交税 一堆人有阅读障碍，在这里杠。
正常吧，我第一反应也是当时交的前一年的税。看了讨论就去查了一下county的记录才捋顺时间线。平时没人会注意。
是正常，像你这样会求证的都是好的。 就怕一些人不懂装懂，还误导其他人，错了也不承认的。
德州没有收入税，主要收入来源就是地税。你在其他州房子没了，州税不是照样交。
我哪一个说的不对。你又不是事主，你怎么知道他她告诉你全部的事情。别那么激动。
知道问chat gpt.也要会问问题。应该问问如何赢得上诉 我好心帮你问了问
自己上诉不成功，应该请专业人士。
哈哈，又不是我的房子，我激动啥？看你比较激动😄 好好好，你说的也没错。你就是没搞懂这里在讨论什么，我就不再解释了。
你这么说还有点道理，但是德州作为自然灾害频发的州，大概率Homeowners是受损的。之前就有大规模的Hurricane和Freeze，怎么说也不是极端的例子。华人在德州才多少人啊，这不都有人到小红书上现身说法了。我查下来德州有不少针对这种情况的提案，最后都不了了之一刀切，因为地方税务机构不愿意放过这块到嘴的肥肉。
不一定，需要当地宣布natural disaster, 还需要当地税务征收机关同意才行。 如果倒霉是当地零星几个受灾的，大概率就像小红书这位了。
真是呢你到底想说啥。你说了半天你大概认定的 就是个定价的日子问题。总是要有个cut off date。不统一date没法进行合理的评估。 Cut off date 定在年底，那政府财当年的就不可能下一年一个月之内收回来现金，。 不管定到哪一天，楼主举的例子都有可能发生。可是有可上诉的程序可以申诉估计价值不对。 是如果政府clairm 了natural disaster,就不用home owner出示很多证明了。如果不是，需要home owner出示证据。楼主你在讨论什么。我说过xhs上的case没告你所有的信息。
德州地不值钱，房子大，主要在房上。 找保险公司理赔，重新建房，不过以后保险会增加（我家被盗理赔过一次，已经10多年了，长得保费已经把赔偿的两倍还回去了） 总之，德州房产不值得投资。
can i get property exemption after fire in Texas
Yes, you can potentially get a temporary property tax exemption in Texas after a fire, especially if it was a catastrophic event that caused significant damage to your home. Here's how it works: Temporary Exemption for Qualified Property Damaged by Disaster: Governor-Declared Disaster Area: Your property must be located in an area that the governor has declared a disaster area. Significant Damage: The qualified property must be at least 15% damaged. Application Deadline: You must apply for the temporary exemption no later than 105 days after the governor declares the disaster area. Qualified Property: This includes tangible personal property used for income production, improvements to real property (like buildings and structures), and certain manufactured homes. Damage Assessment: The chief appraiser will determine if your property qualifies and assign a damage assessment rating (Level I-IV), which dictates the percentage of the appraised value that will be exempted. Exemption Amount: The exemption amount is calculated based on the damage assessment rating and the number of days remaining in the tax year after the disaster declaration. How to Apply: Gather documentation: Collect proof of property damage, such as photos, licensed repair estimates, and inspection reports. Verify disaster declaration: Ensure your property is in a governor-declared disaster area and that the damage occurred during the declared disaster event. Complete the application: Fill out the Temporary Exemption Property Damaged By Disaster form (Form 50-312), which can be found on the Comptroller's website or your local appraisal district's website. Submit the application: File the completed form and supporting documentation with your county appraisal district office within 105 days of the disaster declaration.
问题是德州有税法规定，一月一号以后的damage他们就不管了，除非是当地税务征收机关同意的Natural Disaster。你尽可以五六月前去抗税，就像小红书那个发帖的一样，但是别人也可以不理你，丢出这个法规你就没辄了
你是有阅读障碍吗？讨论啥都不明白。如果你是德州的地产经纪，那我能理解你怎么这么激动地想洗地了。
我的天啊。你这个逻辑思维啊。这和地产agent有什么关系。问题的实质都搞不清楚。很容易被人忽悠。
你这个理解能力也没谁了。 你看看你自己引用的法规，第一是以1月1号作为评估基础。法规可没说1月1号以后的damage他们不管。有个appeal的程序你可以follow. 第二。你说的那个natural disaster 不适用你说得小红书的case. 你用这个理由去appel，当然人家不理你。 去抗辩要用合适的理由。前面很多层主都说过了。
你还真是有阅读障碍，我啥时候引用法规了？我之前引用的是Apraisal Date的定义。这是最后回你了，之后你说的都对。
法规是这个：
in Texas, the appraised value for property tax purposes is based on the property’s condition as of January 1 of the tax year, as set by the Texas Property Tax Code (§ 23.01).
So if a house burns down in February, after the January 1 appraisal date, the appraisal value generally will not change for that year. The property is still taxed as if it were in the condition it was on January 1.
However, there’s an exception:
If a natural disaster or calamity (like a fire, flood, tornado, etc.) destroys the property, a local taxing unit may choose to adopt a disaster reappraisal under Section 23.02 of the Texas Tax Code.
This means:
It’s not automatic — the taxing jurisdiction must formally opt in by passing a resolution. If they adopt a disaster reappraisal, the property can be reappraised based on its post-damage value, and you would only be taxed for the portion of the year it was usable.
看清楚没有，只有declared natural disaster or calamity才是exception, 而且要当地征税机关愿意才行。你如果是地产经纪的话，我真不愿意和你讨论了。
你还是没明白。appel 用什么点才能成功是重点。你揪住一个不能成功的点。绕来绕去。看问题不是只有一点。