来自chatGPT: The One Big Beautiful Bill Act, recently passed by the U.S. House of Representatives, is a sweeping $3.8 trillion legislative package introduced by President Donald Trump and House Speaker Mike Johnson. The bill encompasses extensive tax cuts, significant reductions in social spending, and substantial investments in defense and border security. It now moves to the Senate for consideration. 🔑 Key Takeaways
Tax Reforms: The bill extends and expands the 2017 Trump-era tax cuts, introducing new deductions for tips and overtime, increasing the child tax credit to $2,500 through 2028, and raising the state and local tax (SALT) deduction cap to $40,000 for taxpayers earning below $500,000. Social Program Cuts: To offset the tax reductions, the legislation implements deep cuts to social welfare programs, including Medicaid and the Supplemental Nutrition Assistance Program (SNAP). These cuts involve stricter work requirements and increased state responsibilities for funding and administration. Defense and Border Security Investments: The bill allocates an additional $150 billion to defense, focusing on uncrewed systems like drones, and $70 billion to border security enhancements, including physical barriers and surveillance technology. Economic Impact: While proponents project up to 5.2% GDP growth by 2029, independent analyses from the Joint Committee on Taxation and institutions like Penn Wharton and Goldman Sachs forecast more modest or even negative impacts on GDP. Concerns are also mounting on Wall Street due to ballooning deficits and reduced investor appetite for U.S. debt.
🏆 Winners
High-Income Earners: Individuals in the top 1% income bracket stand to gain significantly, with average tax cuts around $44,000, and those in the top 0.1% receiving benefits exceeding $390,000. Corporations: The extension of corporate tax cuts and new deductions for capital investments and research and development spending provide substantial benefits to businesses. Service Workers: Employees in service industries benefit from the elimination of taxes on tips and overtime pay, potentially increasing their take-home income. Parents: The bill increases the child tax credit and introduces a $1,000 government deposit for newborns, offering financial support to families. Residents of High-Tax States: The raised SALT deduction cap benefits taxpayers in states with higher local taxes, providing greater federal tax relief.
❌ Losers
Low-Income Individuals: Cuts to Medicaid and SNAP, along with stricter eligibility requirements, are projected to result in millions losing access to healthcare and food assistance programs. Electric Vehicle Owners: The phasing out of tax credits for electric vehicles and the introduction of new annual fees ($250 for electric and $100 for hybrid vehicles) increase the cost burden on EV owners. Students and Borrowers: The bill reduces repayment options for student loans and tightens eligibility for Pell Grants, potentially increasing the financial strain on students. Environmental Initiatives: The repeal of green energy incentives and the rollback of renewable energy programs threaten existing and future clean-energy projects, potentially undermining environmental progress. Bond Investors: The projected increase in the national deficit raises concerns among investors about the government’s fiscal stability, potentially leading to higher interest rates and reduced investment in U.S. debt.
The One Big Beautiful Bill Act, recently passed by the U.S. House of Representatives, is a sweeping $3.8 trillion legislative package introduced by President Donald Trump and House Speaker Mike Johnson. The bill encompasses extensive tax cuts, significant reductions in social spending, and substantial investments in defense and border security. It now moves to the Senate for consideration.
🔑 Key Takeaways
Tax Reforms: The bill extends and expands the 2017 Trump-era tax cuts, introducing new deductions for tips and overtime, increasing the child tax credit to $2,500 through 2028, and raising the state and local tax (SALT) deduction cap to $40,000 for taxpayers earning below $500,000.
Social Program Cuts: To offset the tax reductions, the legislation implements deep cuts to social welfare programs, including Medicaid and the Supplemental Nutrition Assistance Program (SNAP). These cuts involve stricter work requirements and increased state responsibilities for funding and administration.
Defense and Border Security Investments: The bill allocates an additional $150 billion to defense, focusing on uncrewed systems like drones, and $70 billion to border security enhancements, including physical barriers and surveillance technology.
Economic Impact: While proponents project up to 5.2% GDP growth by 2029, independent analyses from the Joint Committee on Taxation and institutions like Penn Wharton and Goldman Sachs forecast more modest or even negative impacts on GDP. Concerns are also mounting on Wall Street due to ballooning deficits and reduced investor appetite for U.S. debt.
🏆 Winners
High-Income Earners: Individuals in the top 1% income bracket stand to gain significantly, with average tax cuts around $44,000, and those in the top 0.1% receiving benefits exceeding $390,000.
Corporations: The extension of corporate tax cuts and new deductions for capital investments and research and development spending provide substantial benefits to businesses.
Service Workers: Employees in service industries benefit from the elimination of taxes on tips and overtime pay, potentially increasing their take-home income.
Parents: The bill increases the child tax credit and introduces a $1,000 government deposit for newborns, offering financial support to families.
Residents of High-Tax States: The raised SALT deduction cap benefits taxpayers in states with higher local taxes, providing greater federal tax relief.
❌ Losers
Low-Income Individuals: Cuts to Medicaid and SNAP, along with stricter eligibility requirements, are projected to result in millions losing access to healthcare and food assistance programs.
Electric Vehicle Owners: The phasing out of tax credits for electric vehicles and the introduction of new annual fees ($250 for electric and $100 for hybrid vehicles) increase the cost burden on EV owners.
Students and Borrowers: The bill reduces repayment options for student loans and tightens eligibility for Pell Grants, potentially increasing the financial strain on students.
Environmental Initiatives: The repeal of green energy incentives and the rollback of renewable energy programs threaten existing and future clean-energy projects, potentially undermining environmental progress.
Bond Investors: The projected increase in the national deficit raises concerns among investors about the government’s fiscal stability, potentially leading to higher interest rates and reduced investment in U.S. debt.
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4 trillion deficit increase
是啊，这里砍那里砍，砍的maga们一个山呼万岁，结果又多欠4trillion
黄金现在都这么高了还走起来？
相对于纸跟电脑上的数字，起码黄金还是实体的不可再生的。
对美国精英大学是沉重打击！
“一个又大又美法案”将对美国名牌大学疯狂征税来补给富人减税的窟窿。普林斯顿、耶鲁、麻省理工学院、哈佛、斯坦福、加州理工学院六个最富有大学的税率将从1.4%升为21%，哈佛每年要多交税8.5亿美元，耶鲁多交税6.9亿美元，普林斯顿多交税5.86亿美元。
具体条款或许可以讨论，但这个财政赤字实在太大了。。
美国债务状况眼看就要直奔日本而去了。。