Only 13 states tax Social Security. There are fewer that do not tax federal pension benefits, and a good number of those don’t tax income at all. These are the states that tax Social Security: Colorado, Connecticut, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Dakota, Rhode Island, Utah, Vermont and West Virginia.
我问的chatgpt。收入超过16万就不符合要求了，需要交税。所以应该还可以。 The bill introduces deductions for both overtime pay and tips, but these benefits are subject to income limitations: Overtime Pay: An above-the-line deduction is available for qualified overtime compensation. However, individuals classified as "highly compensated employees"—those earning $160,000 or more in 2025—are ineligible for this deduction. MarketWatch+4MarketWatch+4Americans for Tax Reform+4 Tips: The "No Tax on Tips Act," which passed the Senate unanimously, allows workers in traditionally tipped occupations to deduct up to $25,000 in annual cash tips from federal income tax, provided their income is below $160,000. Americans for Tax Reform+7Food & Wine+7The Washington Post+7 In both cases, individuals earning $160,000 or more do not qualify for these deductions.
Instead, the bill offers a new tax benefit for seniors Enhanced Deduction for Seniors: Individuals aged 65 and older can claim an additional $4,000 deduction, applicable to both itemizers and those taking the standard deduction. This benefit phases out for single filers with a modified adjusted gross income (MAGI) over $75,000 and for married couples filing jointly with a MAGI over $150,000. 按照这个说法，不是移除了，而是换了一个方式。这样高收入的退休人群依旧需要交社保税。，对中低收入，有4000免税收入，不过$4000比原来的全部免确实还是少了很多。
google的结果显示fica和federal income tax是分开的，算federal income tax时fica deduction是不包括的 AI Overview Learn more No, you do not pay federal income tax on FICA taxes themselves. FICA taxes, which include Social Security and Medicare taxes, are a separate federal payroll tax deducted from your wages to fund those specific programs. Here's why they are different: Federal Income Tax: Funds general government expenses and is a progressive tax, meaning the higher your income, the higher the tax rate. It applies to all your income, including salaries, wages, dividends, and interest. FICA Taxes: Fund only Social Security and Medicare programs and are calculated at a flat tax percentage of your earned income (wages). While both taxes use your gross wages as a starting point, they are calculated independently. In summary: FICA taxes are deducted from your paycheck and are separate from federal income tax. You don't pay federal income tax on the amount of FICA taxes withheld from your paycheck. The IRS does not consider FICA taxes a tax deduction for the employee. If you're self-employed, you pay both the employee and employer portions of FICA taxes, but you can deduct half of the self-employment tax when you file your return.
Enhanced Senior Tax Deduction: The bill proposes a $4,000 tax deduction for individuals aged 65 and older. This deduction is available to both standard and itemized filers. Income Limits: The full deduction is available for single filers with incomes up to $75,000 and joint filers with incomes up to $150,000. Temporary Provision: This deduction is slated to be in effect from 2025 through 2028.
就是呀，这个税去掉才是最合理的，没啦？
因为在里根给富人大幅度减税钱前，退休社保是不交税的
。。。 哪些州 这么好
因为你现在每个paycheck交的SS，没有像401k那样从taxable income中扣除。你已经为这笔钱交过联邦税州税了。领的时候再扣税就是被double tax
哪些州？不交州税吗？
政府为富人减税，只能扣大众
加州就不交税，没想到
Only 13 states tax Social Security. There are fewer that do not tax federal pension benefits, and a good number of those don’t tax income at all.
These are the states that tax Social Security: Colorado, Connecticut, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Dakota, Rhode Island, Utah, Vermont and West Virginia.
错，只有你交的401K没有计入，SS和med tax都是taxable的
唉，怎么有这么多人都意识不到FICA扣的是自己税后的钱？
你不会看W2。拿出你每年的最后一张paycheck就知道了。只有前面打个星号*的项目是Excluded From Federal Taxable Wages的，包括各种Insurance，HSA，以及401k。但是FICA前面没有星号。
赞态度，实事求是
FICA 是不交税的
比如以后公司把奖金算成over time好了。
是不是有上限？其实小费，加班费不交税需要有上限。比如年收入超过一定数值以后，多余的加班费或者小费收入就需要正常交税。要不然，很多自己开业的，比如律师会大量增加加班的时间，把收入都虚报成加班费。
我问的chatgpt。收入超过16万就不符合要求了，需要交税。所以应该还可以。
The bill introduces deductions for both overtime pay and tips, but these benefits are subject to income limitations: Overtime Pay: An above-the-line deduction is available for qualified overtime compensation. However, individuals classified as "highly compensated employees"—those earning $160,000 or more in 2025—are ineligible for this deduction. MarketWatch+4MarketWatch+4Americans for Tax Reform+4 Tips: The "No Tax on Tips Act," which passed the Senate unanimously, allows workers in traditionally tipped occupations to deduct up to $25,000 in annual cash tips from federal income tax, provided their income is below $160,000. Americans for Tax Reform+7Food & Wine+7The Washington Post+7 In both cases, individuals earning $160,000 or more do not qualify for these deductions.
Instead, the bill offers a new tax benefit for seniors Enhanced Deduction for Seniors: Individuals aged 65 and older can claim an additional $4,000 deduction, applicable to both itemizers and those taking the standard deduction. This benefit phases out for single filers with a modified adjusted gross income (MAGI) over $75,000 and for married couples filing jointly with a MAGI over $150,000.
按照这个说法，不是移除了，而是换了一个方式。这样高收入的退休人群依旧需要交社保税。，对中低收入，有4000免税收入，不过$4000比原来的全部免确实还是少了很多。
跳出来骂之前，不妨问问AI，是不是真的。
AI Overview Learn more
No, you do not pay federal income tax on FICA taxes themselves. FICA taxes, which include Social Security and Medicare taxes, are a separate federal payroll tax deducted from your wages to fund those specific programs. Here's why they are different: Federal Income Tax: Funds general government expenses and is a progressive tax, meaning the higher your income, the higher the tax rate. It applies to all your income, including salaries, wages, dividends, and interest. FICA Taxes: Fund only Social Security and Medicare programs and are calculated at a flat tax percentage of your earned income (wages). While both taxes use your gross wages as a starting point, they are calculated independently. In summary: FICA taxes are deducted from your paycheck and are separate from federal income tax. You don't pay federal income tax on the amount of FICA taxes withheld from your paycheck. The IRS does not consider FICA taxes a tax deduction for the employee. If you're self-employed, you pay both the employee and employer portions of FICA taxes, but you can deduct half of the self-employment tax when you file your return.
Enhanced Senior Tax Deduction: The bill proposes a $4,000 tax deduction for individuals aged 65 and older. This deduction is available to both standard and itemized filers. Income Limits: The full deduction is available for single filers with incomes up to $75,000 and joint filers with incomes up to $150,000. Temporary Provision: This deduction is slated to be in effect from 2025 through 2028.
又一个看不懂paycheck的。你随便拿一张paycheck出来，用Gross Pay减去Federal taxable wages，就知道那些项目被排除了。
鼓励美国工人加班？