回复 481楼 Clover4l 的帖子 https://www.xuemath.org/support Student Loan for After-School Math Education We recently learned that a student’s sister received an offer from her dream school, Yale. She wants to become a doctor, likely following in her father''''s footsteps. She also received a few full-ride offers and five other offers from highly ranked liberal arts colleges. However, her mother told us they plan to decline the Yale offer due to the cost and instead choose a more affordable option. This decision surprised me. I attended the Chinese equivalent of Harvard and have never regretted it. That opportunity allowed me to see the world from a much higher vantage point. Growing up, my family was very poor. At one point, my parents couldn’t even afford to take my brother—who had pneumonia—to the doctor. They had to borrow 5 RMB from a friend. That small act of kindness not only got my brother the medical care he needed, but also gave us just enough to celebrate the Chinese New Year. I had a friend whose older daughter went to Yale and later attended Johns Hopkins for medical school. The mother is a biomedical engineer, and the father is a biostatistician—both faculty members at The Ohio State University. The older daughter graduated from a public school, at 16, and the younger one, who is a year older than my own daughter, switched to a local private school in fourth grade. These stories inspired a new initiative at our school. We’re launching a zero-interest student loan program for after-school math education. While the funding may be modest, we hope it sends a strong message of support and encourages others to help students like her. The program will involve an application and selection process, similar to our Need-Based Financial Aid program. I’ve invited the family to apply and offered for their younger child to be the first participant in this program. We will cover her after-school math education for the next four years as long as the loan is repaid when they’re able. The student doesn’t need to enroll in our classes—she can choose any program she feels most comfortable with. We also acknowledged that they know their children better than anyone else, so they are the best people to guide her with the decision. One of my collaborators—formerly a dean at the University of Notre Dame—once told me that children of faculty members there could attend any private school and still receive the same tuition benefits. I liked that idea, and it’s the reason I decided to allow students in the student loan program to choose any math program they prefer, rather than limiting them to our own offerings. Dr. Xue
不是这么算的，本身除草课压分就比较厉害，并不一定是学生的学业水平问题
楼主 我很好奇 跟你探讨一下 因为你家姑娘都教育的很优秀
我觉得你家姑娘觉得高中四年累 是因为你对她的要求高 而要求高 是为了她以后能读一个好大学好专业 现在好大学进了 却希望能轻松一些 那是不是以前的累 都白费了呢？ 会不会一开始就不要要求那么高 轻松一些 进大学再累一点儿 会更好？ 能不能随便说说 谢谢！
看楼主其他回帖，都在牛蛙堆里混，还是很清楚自己娃的定位和以后走的路的 楼主自己拿的主意自己心里踏实
楼主还说后面还有妹妹，这当姐姐的谁敢选去耶鲁要花家里几十万。
耶鲁也没那么贵…除非楼主年入25万以上，学费减去奖学金顶多也就五万左右
我认为耶鲁对于不同家庭收入给的奖学金完全合理，不是很理解付不起学费这个问题
你也得看是哪里的top和哪里的垫底啊… 和Yale的垫底比，GT的top有啥优势？
你也知道聪明娃不去GT读premed，你是觉得聪明娃和家长都不如你明智，能捡个大漏吗？
五年级，algebrea还没有学完，amc 15分…..
小孩子都不是普娃。家长不需要谦虚。
进来祝贺一下楼主和娃，拿到这么好的offer！也沾沾喜气
楼主本科都不出还要出医学院？，真这么想就会告诉孩子一共四十万自己看着花了，不会上来就说贷款。 前面别人也说了，家长有钱的本科生不好贷款，可是医学生贷款顺理成章。
妹妹看着姐姐耶鲁都没钱去，还有啥奋斗动力。看楼主的理由，就是哈佛都不会让去的。 五年级都学到algebra了，顺着下来读GT 挺好的，有个快乐童年。
GT 的总体医学院录取率报都不报。 比如耶鲁是90%，JHU,布朗啥的是80+，UCLA是50+，case 是60+， 报了的说明学校起码有个读医的氛围。
有朋友孩子全奖州大工程，没去，去了一年花5万的藤，十几年前了，她就是说孩子在里边找对象哪个都会不错的，要不然就是和她家一样出的起钱上的，要不然就是优秀到学校愿意花钱让孩子读的。哪种都行，后来她女儿在里边找个小中男，接触后发现是她研究生同学孩子，很高兴😃门当户对
我娃学校听说有个女生录了UNC-chaple hill full ride和康奈尔，决定去北卡，大家都有自己的考量，能有选择是好事，哪个都有好处，再次祝贺楼主和娃。而且小娃也很出色！
如果以后当医生的话，贷款就贷款，关键是能不能保证是yale top 学生能上到医学院。我同事老外老公贷款上牙学院每年贷款9万多，她说因为她在付房租水电及其他，所以才贷款9万，其他同学是贷款14万一年。不要省钱不去参加同学间的活动。。。
UNC是premed 名校
有朋友一家两个女生，老大读的TOP文理私立，医学院上的UCLA，目前外科住院医，老二没去伯克利去上的全奖我们州大，以后准备读牙学院。 医学院外科轮转非常辛苦，早上4:30起床，晚上8点多回家，老二看姐姐如此辛苦就去读牙医了
GT都没有医学院，也没有专门的premed major，所以选课是和一群理工学生在一起，GPA很难高。
康奈尔出了名的grade deflation
其实如果读医学院期间结婚生子也能拿到助学金。听两个在加勒比海读医期间生娃的西班牙裔说的。但是问了同事老公读牙学院的说是没有助学金，小两口已经结婚没娃。
对预医有点了解的都觉得选UNC很正常。 楼主如果是UNC full ride vs Cornell 回帖应该全是劝她从了UNC的。
这么善良优秀的娃，正是T5藤校所寻求的以兼济天下为己任的未来领导啊。
我要是有这么优秀的娃，绝对支持上Y。
如果LZ真是到了要卖房才能供学费，不妨先跟Y哭穷，说不定学校还能给你减免学费上学。
UNC 综排离康奈尔没多远， 北卡的这2个学校，Duke 和 UNC 对学医都是很对口的， full ride 很值得考虑
普林斯顿和哈佛是差不多的学校，理工科还是普林斯顿更好，跟这个例子不一样。
耶鲁给分不错，也许楼主家娃去了耶鲁也不一定学医换了方向，楼主也不用考虑医学院学费了。在全奖的学校因为不甘心，所以可能一鼓作气读医了，不然对不起自己放弃耶鲁
去GT除非转BME申Emory，基本也不用考虑医学院学费了。
我看这家人计划的挺好，一点钱也不用花。
学医的话，如果是Yale 和 好州大 full ride，还是后者合算点，毕竟医学院学费还要一大笔。
楼主你别在意有些帖子的negative 评论，你家的选择很正常。普通中产家庭，对学费（本科+医学院）当然会在乎的。我们曾经做过非常类似的选择，因为我家娃不学医，所以没有选州大，但是学医的话，肯定是州大。
家庭收入20万以下net cost 3 万5， 基本上是T20的标配， 现在宾大、H，M给他们学费全免。 贫困线系列应该更新了，增加一个 ”哈佛贫困线”
每个人都有自己心中的哈姆雷特吧，我个人是Yale，斯坦福，哈佛并列第一😅
别如果，愿意贷款就真贷去。 反正还贷的不是自己
她孩子要有魄力就自己咬咬牙贷款去了，又不是绑家里了不让去。 还有前面那个uci vs s大，连几十万都不敢贷的，你指望以后有胆识辍学创业？ 每个人选择都是取决于自己的接受程度，家底厚的接受范围广点，家底不厚的你也不能以自己的标准衡量对方选择的对错。
她天天对女儿的评价就是“不聪明”、“不抗压”、“配不上Yale”、“去了一定垫底”
奥运冠军也能被她忽悠瘸了。
讲实在的，她好像打心底里真的很不希望女儿成为杰出的医生。没见过亲妈这么说自己女儿的。
没错。这个孩子就这魄力，也不配。
人家是有自知之明。
好奇，牛津剑桥真的那么牛吗？出来的都咋样？
你别是楼主的小号吧。
我们正常人不认为靠自己考进去Yale，还拿了州大fullride的孩子，进去会垫底。
我现在很怀疑lz是不是后妈。毕竟我真没见过亲妈这么评价自己孩子的，这么好的机会家里有钱也不给上。两娃相差7岁也很可疑。
如果真的是亲妈，应该去查查精神疾病了。
大藤出来当家庭主妇那是老钱家庭，进去也多半是legacy, 藤校的一部分生源就是这样，根本不能代表藤校基础不扎实
为什么GT让你这么无语呢？（问号脸）
这是两码事。当年在Graduate recruitment committee，被系里嘱咐过尽量别招yale的，很多人研究生坚持不下来。
访问过一个月。感觉学术氛围非常好，不像美国这么浮躁。
对，要去帅哥多的地方。
你是不了解UNC full ride : Morehead-Cain Scholarship 吧？ 每届70 多名， 北卡大概20 多不到30， 外州每个州0-1 名。 提供的资源网上可以查到， 呵呵， 如果录了哈佛都不一定会去
没错的。我娃如果有fullride我也不会付钱。何必为了虚名挨宰呢？孩子是不是优秀，跟开不开宝马没关系。LinkedIn上直接写，full ride. 是人都懂为啥选那儿。
在GT这个连正式premed minor都没有，靠BME撑起半边天的地方，走传统premed路线？
欧洲学校。。。欧洲这二三十年搞出了啥？
耶鲁的不认识，牛剑出来的半吊子倒认识，牛剑也早就不是当年的牛剑了，和美国top5比也没啥特别好的，可能学费会便宜点？真要想去申请个冷门系也不难进。
看来今年做这种选择的孩子不少啊
绝对是坑。楼主一直蹲在这里看热闹，时不时发表些惊人言论增加讨论度。
是不是有点重男轻女？
有可能。
层主是包打听吗，大家娃都想你汇报。
直系师兄的娃正在牛剑读本科，她老爹说了，早知道还是回美国读比较好。
家长分析利弊就是暗示PUA吧。 懂事的孩子自然要违心顺着家长的意愿说
那就看她家孩子能不能先过她妈这个filter，能被忽悠瘸的本身也不咋滴。 我老板当年他爹妈只出州大，他就一咬牙一跺脚自己去了私校，靠赌博几年把学贷给还了。确实是牛人，但我觉得他牛跟他去的学校没啥关系，本身能折腾是真的。 他还俩弟弟，全被他劝到州大去了
这种怎么知道不是吹牛。 除非私校每年matriculation 清楚的那种，看到Harvard admission 3 enrollment 0 这种数据。
今年截止日期都没到，不可能有这数据。 你还真信这话？
真的有想法的孩子家里管不了。懂事无非是不愿意take risk罢了。 还有楼上说的哈佛不去决定去州大的，现实还真认识这样的。 小孩嘛，家里愿意出钱白去享受，自然愿意去，不去白不去呵呵。轮到自己出钱，就不愿意咯。
笑死，楼主的帖子是04/27发的，所以楼主是挖坑的坑王，都散了吧
别这么说啊，爹妈无聊挖坑是挺恶心的，但别咒人家孩子，孩子可能是懂事无辜的。
浪费大家的口水和好心啊！
挖坑其实就是为了娱乐去骗人，挺伤人品的，父母这么差小孩也会被带坑里
读到这里，感觉是一个“懂事”的娃从言语之间感受到了“父母希望我不要选Y，那我就说我愿意选GT吧”……很难说以后心里会不会有遗憾和怨恨
硕士博士啥名校都好申请，和本科申请名校有数量级的差异吧！本科弃斯坦福去 UCI 真是太可惜了！
真棒！
这位同学的直觉可能还蛮准的
考虑到楼主的发言方式 以及前面姐妹说GT full ride做决定的deadline是4月21号，而今天已经4月27
大家请看这个贴 以及我写在12楼的发现 https://huaren.us/showtopic.html?topicid=3104350&fid=398
大家都懂了吧？
感谢层主发现，看来是坑，LZ是为了推广自己办的班发起有争议话题博眼球，小号（或者大衣）暗中帮忙。 “你说的那个贴的楼主是adda，回你贴说你judgemental, hostile的id是KateW” “说到这位KateW，她是trigger我发帖的原因。 拉黑之后我不是不能回帖了嘛？紧接着后面一个2025-03-24 注册的叫 “KateW” 的新id，上来就批评我 judgmental & hostile 。。。我被拉黑了，也没有啥马甲，想说句话都不行，只好上来新开贴。 这个今年3月24号注册的一个月新的ID，3月26号发的第一个帖子就是开团组网课。 我和她以前也没有说过话，我也不知道怎么上来就开始批评我。”
https://www.xuemath.org/support
Student Loan for After-School Math Education
We recently learned that a student’s sister received an offer from her dream school, Yale. She wants to become a doctor, likely following in her father''''s footsteps. She also received a few full-ride offers and five other offers from highly ranked liberal arts colleges. However, her mother told us they plan to decline the Yale offer due to the cost and instead choose a more affordable option.
This decision surprised me. I attended the Chinese equivalent of Harvard and have never regretted it. That opportunity allowed me to see the world from a much higher vantage point. Growing up, my family was very poor. At one point, my parents couldn’t even afford to take my brother—who had pneumonia—to the doctor. They had to borrow 5 RMB from a friend. That small act of kindness not only got my brother the medical care he needed, but also gave us just enough to celebrate the Chinese New Year.
I had a friend whose older daughter went to Yale and later attended Johns Hopkins for medical school. The mother is a biomedical engineer, and the father is a biostatistician—both faculty members at The Ohio State University. The older daughter graduated from a public school, at 16, and the younger one, who is a year older than my own daughter, switched to a local private school in fourth grade.
These stories inspired a new initiative at our school. We’re launching a zero-interest student loan program for after-school math education. While the funding may be modest, we hope it sends a strong message of support and encourages others to help students like her. The program will involve an application and selection process, similar to our Need-Based Financial Aid program.
I’ve invited the family to apply and offered for their younger child to be the first participant in this program. We will cover her after-school math education for the next four years as long as the loan is repaid when they’re able. The student doesn’t need to enroll in our classes—she can choose any program she feels most comfortable with. We also acknowledged that they know their children better than anyone else, so they are the best people to guide her with the decision.
One of my collaborators—formerly a dean at the University of Notre Dame—once told me that children of faculty members there could attend any private school and still receive the same tuition benefits. I liked that idea, and it’s the reason I decided to allow students in the student loan program to choose any math program they prefer, rather than limiting them to our own offerings.
Dr. Xue