直接划卡 Traveling Internationally? Use your Bank of America ATM or debit card at one of our International partner ATMs and avoid the non-Bank of America ATM $5 usage fee for each withdrawal, transfer or balance inquiryFootnote 1 as well as the ATM operator access fee. Barclays United Kingdom (England, Scotland, Wales, Northern Ireland, Jersey, Guernsey and the Channel Islands) BNP Paribas (France) Banca Nazionale del Lavoro S.p.A. (Italy) Deutsche Bank (Germany) UkrSibbank (Ukraine) TEB (Turkey) Scotiabank (Canada, Mexico, Peru, Chile, and the Caribbean countries: The Bahamas, Barbados, Cayman Islands, Dominican Republic, Jamaica, Trinidad & Tobago, and Turks & Caicos Islands) Westpac Bank (Australia and New Zealand) China Construction Bank (Mainland China, excluding Hong Kong) Bank of America will assess an international transaction fee of 3% of the converted US dollar amount.Footnote 2 Foreign ATM operators may offer to do your currency conversion for you, but they may charge a higher fee for conversion. To insure that your currency conversion does not incur a fee higher than 3%, you may refuse the ATM operator's offer to convert the amount of the transaction.
小额用debit卡在atm直接取，大额用网银wire transfer，不过银行可能会电话验证，理论上写支票也可以存到国内银行，但是据说很慢
资产达标的高级别用户可以减免手续费的，另外fidelity好像也可以在国内取。