wealthfront APY 4.5%算是现在最好的吧

用我的link注册可以拿到4.5%年利率，fdic secured， 取款方便！
Use this link to open a Wealthfront Cash Account. Once you fund it, you'll get a 0.50% APY boost! https://www.wealthfront.com/c/affiliates/invited/AFFC-RNHP-499E-NRET