建议楼主把标题改成 我太不要脸了，拿完钱就骂娘 When tax time does roll around, bank bonuses are typically taxed as interest income. If the bonus is more than $10, your bank or credit union should send you a Form 1099-INT or Form 1099-MISC, which you''ll use to report that income on your tax return.
不行的，除非你是低收入。 Payers must issue a 1099-INT by Jan. 31 of the new year for any party to whom they paid at least $10 of interest during the preceding year. One copy goes to the IRS. Another copy is sent to the taxpayer.
金银岛 发表于 2025-01-30 18:36 不行的，除非你是低收入。 Payers must issue a 1099-INT by Jan. 31 of the new year for any party to whom they paid at least $10 of interest during the preceding year. One copy goes to the IRS. Another copy is sent to the taxpayer.
金银岛 发表于 2025-01-30 18:06 建议楼主把标题改成 我太不要脸了，拿完钱就骂娘 When tax time does roll around, bank bonuses are typically taxed as interest income. If the bonus is more than $10, your bank or credit union should send you a Form 1099-INT or Form 1099-MISC, which you''ll use to report that income on your tax return.
金银岛 发表于 2025-01-30 18:06 建议楼主把标题改成 我太不要脸了，拿完钱就骂娘 When tax time does roll around, bank bonuses are typically taxed as interest income. If the bonus is more than $10, your bank or credit union should send you a Form 1099-INT or Form 1099-MISC, which you''ll use to report that income on your tax return.
然后今天收到它家给我的稅表，那$600居然给我算成我的利息收入。按我目前的tax bracket，那差不多我就欠$300的稅了。折腾半天那钱还不如留在treasury bill里呢，还省个州税。
吃一堑长一智，以后这种银行的广告再也不理了，真是闲的。
是IRS 不要脸的规定.
When tax time does roll around, bank bonuses are typically taxed as interest income. If the bonus is more than $10, your bank or credit union should send you a Form 1099-INT or Form 1099-MISC, which you''ll use to report that income on your tax return.
每个银行都是如此 百年前就一直如此
不行的，除非你是低收入。
Payers must issue a 1099-INT by Jan. 31 of the new year for any party to whom they paid at least $10 of interest during the preceding year. One copy goes to the IRS. Another copy is sent to the taxpayer.
我知道 但我都没抱过 很多年了…
这都什么人 为骂人而骂人
你运气好，我有一年忘了报诸如此类的利息，然后收到信要求补，并且加上利息😿
嗯，我以前只拿过信用卡的奖励，从没收到过税表，这次算我吃一堑了。
过多久收到的？ 我真的从来没报过 也从来没事 包括high yielding saving的利息…
citizens是你家开的吗？踩你尾巴了？大过年的需要你这么不要脸跳出来替it家骂人？
还去搞而且有时间精力搞开户的钱
真是厉害。
开个玩笑，别介意。
不过citizens bank还真是我用的本地银行，另外我还有网上银行citizens access的账户。还是蛮有感情的。
关键它让我开户时也没说明这个奖励是按利息给的呀，我以为跟以前的信用卡开户奖励一样。
如果说明了谁去折腾它呀，钱转来转去的为了$300？还落得欠税，浪费的时间还不算。
删删
确实是。 提醒跟我一样不知道的以后小心不要着了道儿，到处都是坑啊。
主要是一下子让我欠税几百块很不爽，我最怕欠钱了。
没看到你后面说的，我删了吧。 不过我本来就不爽，你一上来说话那么难听，来而不往非礼也，算撞枪口上了。
checking和saving account都是这样的按taxable income来的，和信用卡的不一样，按rebate算没有税
bracket都是50% 是什么意思？
楼主一方面是BSO自己收入已经达到了50%的边际税率，另一方面就是拿了bonus又想偷税漏税。
标题确实不对，应该改为“楼主太不要脸了”（光想拿bonus收入不想交税），或者“IRS太不要脸了”（制定了银行利息需要交税的税法），就通顺多了，不要把锅甩到citizen bank
绝对不可能没有说明，是你自己没有一板一眼的看开户bonus广告信上的legal terms（一般都是用小字密密麻麻的写的那部分），所有银行的开户bonus广告上都会写。
我07年来美国，那时候我家那边有个叫key bank的小银行，开户就送ipod，我记得好像是ipod第五代，我当时就开了个户，第二年就受到了150刀的1099INT