SeeMyVideo 发表于 2025-01-14 22:01 income 超过了就不能报税的时候deduct, 但不影响转Roth,否则大家都别做backdoor Roth conversion了。
Taxpayers making more than the $161,000 limit in 2024 can’t contribute to a Roth IRA, but they can convert other forms of IRA accounts into Roth IRA accounts.
hijklmn 发表于 2025-01-14 22:20 Taxpayers making more than the $161,000 limit in 2024 can’t contribute to a Roth IRA, but they can convert other forms of IRA accounts into Roth IRA accounts.
所以同一个网站里,fidelity的individual broker里的cash,转到traditional ira,当天settle,然后从traditional ira conversiond成roth ira,会有啥问题吗?
这么这三个工作日就会产生几分的利息很麻烦,利息算是pre-tax的吗?会不会导致处罚pro-rata rule? traditional IRA 虽然是中转站,但是也不能1分钱不放,不放钱可能会被关了。
income超过了就不能直接转。。。从操作上来说可以直接转,从法律上来说不能直接转。。。
what?!!!! 已经是backdoor了啊,这个跟income也没啥关系了啊,individual里面也是cash转刀traditional的,然后才做conversion的,这个也不行?我这个法子好像也是华人上面有人推荐得
income 超过了就不能报税的时候deduct, 但不影响转Roth,否则大家都别做backdoor Roth conversion了。
Taxpayers making more than the $161,000 limit in 2024 can’t contribute to a Roth IRA, but they can convert other forms of IRA accounts into Roth IRA accounts.
所以同一个网站里,fidelity的individual broker里的cash,转到traditional ira,当天settle,然后从traditional ira conversiond成roth ira,会有啥问题吗?