1. Private School Tuition Near Silicon Valley Top private schools in Silicon Valley, such as The Harker School, Castilleja School, The Menlo School, and The Private School at Stanford, tend to have tuition that ranges from $40,000 to $60,000 per year per child. This typically includes tuition, fees, and some other basics, but does not cover extracurricular activities, school trips, or other additional costs. Tuition Estimate for 2 Children: Tuition per child: $40,000 - $60,000 annually Total for two children: $80,000 - $120,000 annually Additional School Costs: Beyond tuition, you may encounter other costs: After-school programs, sports, or extracurriculars: $2,000 - $5,000 per child. Books, supplies, and technology: $500 - $1,500 per child. School trips, special events, or travel: $1,000 - $3,000 per child. Uniforms (if required): $500 - $1,000 per child. Total Additional Costs for 2 Children: $6,000 - $20,000 annually Total Estimated Annual Private School Costs: Tuition: $80,000 - $120,000 Additional Costs: $6,000 - $20,000 Total for 2 children: $86,000 to $140,000 annually 2. Living Costs in Silicon Valley (Top School District) Silicon Valley, particularly in areas like Palo Alto, Los Altos, Menlo Park, Mountain View, and Atherton, is home to some of the highest housing costs in the country. To live in a top school district in this region (often associated with high-performing public schools), you need to factor in housing, utilities, and other living expenses. Housing Costs: Home Prices: The median home price in these areas can range from $2.5 million to $4 million, depending on the neighborhood and the size of the home. Mortgage: For a $3 million home with a 20% down payment and a 30-year mortgage at today’s interest rates, monthly mortgage payments would be approximately $12,000 to $15,000. Annually, this would be $144,000 to $180,000. Property Taxes: Property Taxes: In California, property taxes are generally around 1.25% of the home’s assessed value. For a $3 million home, that would mean property taxes of about $37,500 annually. Utilities and Maintenance: Utilities (electricity, water, gas, trash, etc.): These can cost anywhere from $5,000 to $10,000 per year. Home Maintenance (landscaping, repairs, etc.): You may spend $5,000 to $10,000 annually. Other Living Expenses: Food and Groceries: For a family of four, this could cost between $15,000 to $25,000 annually, depending on lifestyle and dietary preferences. Transportation: If commuting into the city or using personal vehicles, transportation costs can range from $5,000 to $10,000 per year. Health Insurance and Other Miscellaneous Expenses: These costs can range from $10,000 to $20,000 per year. Estimated Annual Living Costs in Silicon Valley: Housing (mortgage, property taxes, utilities): $186,500 to $227,500 annually Other living expenses (food, transportation, etc.): $35,000 to $60,000 annually Total Estimated Living Costs: $221,500 to $287,500 annually 3. Total Estimated Annual Costs for 2 Kids at Private School + Living in Silicon Valley Now, let’s add together the costs for private school tuition and living expenses in Silicon Valley: Private School for 2 Children: $86,000 to $140,000 Living Costs in Silicon Valley: $221,500 to $287,500 Total Estimated Annual Costs: $307,500 to $427,500 annually 4. Income Needed to Afford These Costs To determine the income you would need, a good rule of thumb is that no more than 20-25% of your gross income should go toward educational expenses (tuition and school-related costs). Based on the total estimated costs: To afford $307,500 to $427,500 in annual expenses: At 25% of income: You would need to earn $1.23 million to $1.71 million annually before taxes. At 20% of income: You would need to earn $1.54 million to $2.14 million annually before taxes. 5. Other ConsiderationsFinancial Aid: Some private schools in the Silicon Valley area offer need-based financial aid, which can help reduce tuition costs if your family qualifies. Other Income: If both parents are working, or if you have additional income sources (e.g., investments or side businesses), this can reduce the overall income you need. Conclusion: To comfortably afford sending two children to a top private school near Silicon Valley and living in a top school district (in areas like Palo Alto, Menlo Park, Los Altos), you would likely need an annual gross income of approximately $1.23 million to $2.14 million before taxes. This will cover both the high private school tuition and the elevated cost of living in one of the most expensive areas in the country.
To afford sending two children to a top private school in New York City and living in one of the best suburbs around NYC, the costs can be significant. Let’s break down the main components of this financial picture — private school tuition, living expenses in high-end NYC suburbs, and the income needed to comfortably cover these costs. 1. Private School Tuition in New York City Top private schools in NYC, such as Trinity School, The Brearley School, The Dalton School, The Spence School or Horace Mann, typically have high tuition costs. For a general estimate: Tuition per child: $55,000 to $65,000 per year (this includes tuition, fees, and some additional costs). For two children: $110,000 to $130,000 annually. Additional Costs: Beyond tuition, there are additional costs associated with attending a top private school in NYC: After-school programs, sports, and extracurricular activities: $2,000 to $5,000 per child. Books, supplies, and technology: Around $500 to $1,500 per child. School trips and special events: $1,000 to $3,000 per child. Uniforms and other attire: $500 to $1,000 per child. Total additional costs for 2 children: $6,000 to $20,000 annually. So, the total annual cost for two children at a top NYC private school would be: Total for tuition and additional costs: $116,000 to $150,000 annually. 2. Living Costs in the Best NYC Suburbs Now, let’s look at the living costs in some of the most desirable suburbs near New York City, such as Scarsdale, Greenwich, CT, Darien, CT, Rye, or Westport, CT. These are some of the most prestigious and expensive areas to live in. Housing Costs: Home Prices: In these affluent suburbs, median home prices typically range from $1.5 million to $3.5 million, depending on the location and size of the property. Mortgage: For a home worth $2.5 million, a 20% down payment, and a 30-year mortgage at today’s interest rates, your monthly mortgage payment would be around $10,000 to $15,000. That’s $120,000 to $180,000 annually. Property Taxes: Property taxes can be a significant expense, particularly in areas like Scarsdale or Greenwich. The property tax rate is typically around 2-2.5% of the home's assessed value. On a $2.5 million home, that could mean $50,000 to $70,000 annually in property taxes. Utilities and Maintenance: Utilities (electricity, water, gas, trash, etc.): $5,000 to $10,000 annually. Home maintenance (landscaping, repairs, etc.): $5,000 to $10,000 annually. Other Living Expenses: Food and Groceries: Around $15,000 to $25,000 annually for a family of four, depending on lifestyle. Transportation: If commuting into Manhattan or driving locally, transportation costs (gas, insurance, public transit, etc.) could range from $5,000 to $10,000 annually. Health Insurance and Other Expenses: $10,000 to $20,000 annually. Estimated Annual Living Costs in Top Suburbs: Housing (mortgage, property taxes, utilities): $175,000 to $260,000 annually. Other living expenses (food, transportation, insurance, etc.): $35,000 to $60,000 annually. Total estimated living costs in these suburbs: $210,000 to $320,000 annually. 3. Total Estimated Annual Costs for 2 Kids at Private School + Living in Best Suburbs Now, let's combine the costs of sending two children to a top private school with the cost of living in one of the best suburbs in the NYC area: Private school tuition for 2 children: $116,000 to $150,000Living costs in the best NYC suburbs: $210,000 to $320,000Total Estimated Annual Expenses: $326,000 to $470,000 annually 4. Income Needed to Afford These Costs To determine the annual income you would need, a good rule of thumb is that no more than 20-25% of your gross income should be allocated toward education expenses (tuition and school-related costs). Based on the total costs outlined: To comfortably afford $326,000 to $470,000 in annual expenses: At 25% of income: You would need to earn $1.3 million to $1.88 million annually before taxes. At 20% of income: You would need to earn $1.6 million to $2.35 million annually before taxes. 5. Other ConsiderationsFinancial Aid: Some top private schools in New York do offer financial aid based on family income, so you may be able to reduce the tuition burden depending on your financial situation. Other Income: If both spouses are working or if you have additional sources of income (such as investments or side businesses), this could reduce the total income required. Conclusion: To afford sending two children to a top private school in New York City and live in a prestigious suburb like Scarsdale, Greenwich, Rye, or Westport, you would likely need an annual gross income of around $1.3 million to $2.35 million before taxes. This would cover both the high cost of private school tuition and living in one of the most expensive suburbs near NYC.
1/4的要求是需要的。 本来1/2的·钱缴税了， 这里还低估了教育费用。 没有包括贵的各种课后班，和SUMMER CAMP. 还要一个娃3万一年， 2 个额外6万， 还没算买衣服度假各种额外消费， 再加3万。9万去了。 这里的FOOD 开销还是INFLATION 之前的， 才15000到2万， 实际可以3万到5万 还有各种房子额外MAINTIANCE, 孝敬父母之类的
大姐，你没读你自己贴的吗？教育花费是15万，4倍只需要60万。 您也挺能花的啊。30万都不够你吃喝拉撒maintain房子孝敬父母的。
估计你是西海岸的， 西海岸私校才东海岸的费用的一半。一个娃私校加课后班 summer camp 10万，怎么50万养一个，60万就两个？税后5万养个私立娃是没养过的。东岸学费就6万5了， 不吃不喝不学不玩了？ 数学不及格。
这里说的是COMFORTABLE LIFE.不 是苦逼租个或者买个小破旧房子，省吃俭用其他地方一点不敢花，live pay check by pay check的生活方式，
还有不少是私校是拿FINACIAL AID 的。 不在这个范围
这位大妈每天蹲华人，难道没看到前段时间到处贴的25万税后的基本生活消费。现在的INFLATION 每年再一点额外花费30万不多。要不大妈你还活在多年前的消费中。
教育花费15万，60万也就税后30万只能是过的比较苦逼，东西海岸一个月1万的房子， 还剩5万4个人勉强吃饭付水电费。 连TRAVEL 和好的SUMMER CAMP 都不敢上吧
按版上很多人说法是 付学费 不如攒着大学毕业后付首付。
您这逻辑也没谁了。下次麻烦您用大衣，方便别人拉黑。马甲是给网友用来发离婚贴的，不占着了。
这个数目靠谱。差不多要这样， 现在的80-100万是可以舒服的月光，但攒不了啥钱
你即没逻辑，也没具体数据，还爱扣帽子。 还恶毒的说用公马的都是离婚的人。
从小上的话方便同学间playdate，我好友就是因为以前开车离学校半小时车程，换到离学校5分钟距离房子。小时候playdate非常多，高中了孩子们都自己约着出去玩的，16会开车了。
实际上，支持一个娃在纽约上顶级私校大约每年花费8+万, 和支持娃上大学没啥区别。基本上，很多家庭都负担得起。关键家里的娃能考得进去和父母是否觉得这个6-12年0.5-1个米投资值的。
如果挪了这样就不够那样，还是再想想有没有必要去私校吧。如果只够一样那就看各自家庭的考量了，没有主意的高低之分。
别忘了4年学费和16年学费的区别
税前1-1.5米，应该也可以，但其他方面就要收紧些。
税后三四米，就完全不用考虑学费的问题。可以舒服生活。
税前2到3个million，不太容易吧 周围两个小孩上私校好像比例还挺高的，有老钱介入？或者是顶私和平民私校的差别？不是特别清楚行情
东岸只是地税税率高，不代表地税绝对值高，因为东岸房价也低。真正的支出是地税的绝对值，西岸地税绝对值一点都不低，甚至更高。
我东岸的，私校学费一年5万多，中学之后的课外活动没有小学那么多了，根本没有那么多时间。一旦课外活动有专项后，夏天的summer camp花费也有限。 你要是生怕娃输在起跑线上，所有听说过的课外班都要上，那花费是很多。