回复 8楼 floria 的帖子 Wrong. Medicaid is based on each state. I live in GA, the basic eligibility is You think you are pregnant You are a child or teenager Your are age 65 or older You are legally blind you have a disability (I don't think he qualify for disability since he/she is recovered) You need nursing home care. So he/she doens't qualify for medicaid for the state of Georgia and I belive many states are like GA. https://medicaid.georgia.gov/how-apply/basic-eligibility
楼主，大部分terminal癌症好像直接qualify for social security 的disability Income， 同时也qualify for medicare, 我记得一个朋友就是这样，四十多岁得癌症，提交申请，批准以后就开始领disability Income， 而且马上有medicare， 你可以到SSA办公室问一下或者官网上有标准，不过，你的癌症痊愈了怎么算我不知道，供你参考。 https://www.medicalnewstoday.com/articles/am-i-eligible-for-medicare-under-65-years-of-age#early-eligibility A person can qualify for Medicare insurance when they are under age 65 years if one of the following applies: They are receiving Social Security disability benefits. They have ESRD. They have ALS.
https://www.pvhomed.com/how-to-qualify-for-social-security-benefits/ All of the medical problems that make someone eligible to receive disability benefits are listed in the Social Security Administration’s Blue Book. Each listing in the Blue Book has a set of requirements that must be met to be considered eligible for disability benefits. Not every type of cancer has a listing in the Blue Book, and the ones that do, have very specific requirements, so please read this information carefully. In general, any cancer that is Stage IV or terminal will automatically qualify a person to receive disability benefits. A very serious cancer diagnosis qualifies for the Compassionate Allowance program, which expedites the claim for disability benefits to start receiving money quickly. To qualify for Compassionate Allowance, the cancer must meet one of these requirements: The cancer has spread beyond the region of origin The cancer is inoperable The cancer is recurrent despite treatment
*至于你现在的保险公司是否会考虑Pre-existing condition， 你需要去问那家保险公司。 Health insurance companies cannot refuse coverage or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer, as well as pregnancy. They cannot limit benefits for that condition either. Once you have insurance, they can''''''''''''''''''''''''''''''''t refuse to cover treatment for your pre-existing condition. Exceptions “Grandfathered” health plans do not have to cover pre-existing conditions.
qshwsh 发表于 2024-11-15 23:28 楼主，大部分terminal癌症好像直接qualify for social security 的disability Income， 同时也qualify for medicare, 我记得一个朋友就是这样，四十多岁得癌症，提交申请，批准以后就开始领disability Income， 而且马上有medicare， 你可以到SSA办公室问一下或者官网上有标准，不过，你的癌症痊愈了怎么算我不知道，供你参考。 https://www.medicalnewstoday.com/articles/am-i-eligible-for-medicare-under-65-years-of-age#early-eligibility A person can qualify for Medicare insurance when they are under age 65 years if one of the following applies: They are receiving Social Security disability benefits. They have ESRD. They have ALS.
https://www.pvhomed.com/how-to-qualify-for-social-security-benefits/ All of the medical problems that make someone eligible to receive disability benefits are listed in the Social Security Administration’s Blue Book. Each listing in the Blue Book has a set of requirements that must be met to be considered eligible for disability benefits. Not every type of cancer has a listing in the Blue Book, and the ones that do, have very specific requirements, so please read this information carefully. In general, any cancer that is Stage IV or terminal will automatically qualify a person to receive disability benefits. A very serious cancer diagnosis qualifies for the Compassionate Allowance program, which expedites the claim for disability benefits to start receiving money quickly. To qualify for Compassionate Allowance, the cancer must meet one of these requirements: The cancer has spread beyond the region of origin The cancer is inoperable The cancer is recurrent despite treatment
Wrong. Medicaid is based on each state. I live in GA, the basic eligibility is You think you are pregnant You are a child or teenager Your are age 65 or older You are legally blind you have a disability (I don't think he qualify for disability since he/she is recovered) You need nursing home care. So he/she doens't qualify for medicaid for the state of Georgia and I belive many states are like GA.
https://medicaid.georgia.gov/how-apply/basic-eligibility
政府也不能强迫保险公司参与在平台上卖保险。所以某些地方平台上没有好的plan在卖也是有可能的。
觉得楼主是纽约州的
我觉得是Texas，搜了一圈TX的ACA plans是最烂的。
那个是medicare, medicaid只看收入
最后你那个preexisting condition的事情倒是不用担心，ACA签署以后所有policy都必须cover的
这个怎么说，是纽约州的OC的保险特别差吗？
川普上台后08care即使不废也会向德州模式靠拢，越来越烂。
没有这个年龄限制吧，你申请看看
是的，我给父母买的也很好，普通检查都不用copay. 看Specialist 也只付$20。
楼主这个例子让我想到之前看到一个帖子说要废除obamacare， 说这些话的人有没有同情心啊
把存款转到父母或者朋友那，然后申请medicaid
mark
把政府补贴废了，我这种全价买的是不是会降价啊？
我以前在加州买过Kaiser gold plan, 全家一起，好用得很
大家一提Obama care 就觉得是低级医保，这看你买的是啥，在Illinois 有bcbs ppo, 750 deductible, 好用的很
没有一点收入不行的，反而没补助
https://www.pvhomed.com/how-to-qualify-for-social-security-benefits/ All of the medical problems that make someone eligible to receive disability benefits are listed in the Social Security Administration’s Blue Book. Each listing in the Blue Book has a set of requirements that must be met to be considered eligible for disability benefits. Not every type of cancer has a listing in the Blue Book, and the ones that do, have very specific requirements, so please read this information carefully. In general, any cancer that is Stage IV or terminal will automatically qualify a person to receive disability benefits. A very serious cancer diagnosis qualifies for the Compassionate Allowance program, which expedites the claim for disability benefits to start receiving money quickly. To qualify for Compassionate Allowance, the cancer must meet one of these requirements: The cancer has spread beyond the region of origin The cancer is inoperable The cancer is recurrent despite treatment
Mark mark mark ‼️
最后一句是错的，差别大了去了，并不是所有的plan都要拿去aca marketplace卖。
随便举个例子，公司group plan可以买到Aetna 的nationwide ppo, 这个plan在Obamacare/aca marketplace至少德州加州佛州都不卖的，政府不能强迫它卖这个plan。
BCBS ppo 在德州aca marketplace不能买(只有hmo)；在加州的aca bcbs ppo是州内的ppo,不可以跨州使用nonemergency--比如如果加州的被保人想去纽约看msk 或者去德州看MD Anderson, 就不可以用加州的ACA的BCBS ppo.如果愣要用，一分钱都不报销.但是如果是公司的group plan 的BCBS ppo California, 就可以全国用，不仅限于加州。
说来说去，就是group plan （和cobra）有好有坏，但是Obamacare plans 一般比较差，好的plan经常买不到。解决方案就是开个1-2人的小公司买group plan,或者忍了那些个差plan，或者去申请medicaid.
对啊，医保各州政策天差地别，没有具体的州都是在放空炮
这种是快不行的重病人才可以，早期癌症不qualify的，不然照现在乳癌甲状腺癌的普遍程度，得有多少中年人可以躺平拿钱了。
对
正解。
纽约不清楚，如果想要买Obamacare 底下的nationwide (不仅仅州内) ppo plan, 这个在加州和德州都不可实现，在佛州可以实现但是也只有一家公司卖，如果过几年它不卖了，那佛州这个方面也不行了。
人家保险公司在某些州的aca marketplace不卖某些个plans , 又不能逼着它卖。
medicaid看收入还看资产
obcare只看taxable income不看资产