The Annual Percentage Yield (APY) is 4.5% for Robinhood Gold members as of Sept 19, 2024. The APY might change at any time at the program banks' discretion. Additionally, any fees or charges Robinhood receives may vary and are subject to change.
No, the 4.5% APY for Robinhood Gold members does not apply to IRA accounts; while Robinhood Gold offers a higher interest rate on uninvested cash, the "IRA match" feature is a separate benefit that provides a percentage boost on annual IRA contributions, not on the APY of the IRA itself.
xingfumm 发表于 2024-10-27 16:20 No, the 4.5% APY for Robinhood Gold members does not apply to IRA accounts; while Robinhood Gold offers a higher interest rate on uninvested cash, the "IRA match" feature is a separate benefit that provides a percentage boost on annual IRA contributions, not on the APY of the IRA itself.
哦 这样 我在他们家broker 还以为都一样 那你转去fidelity IRA好了 他们家有利息
标普500指数ETF啊，VOO/IVV，股神巴菲特反复给普通人推荐的股市投资方法： https://www.youtube.com/watch?v=Qy0OWkCsm5k
另外，IRA的钱最好也转到Roth IRA里，不然以后做Roth backdoor报税会很麻烦 https://www.youtube.com/watch?v=c52YcW1Aut4