退休以后再做一份工作,当然会影响税率,SSN和pension的大部分都要交收入税了,这里说的是联邦税,州税每个州不同。 File a federal tax return as an "individual" and your combined income* is Between $25,000 and $34,000, you may have to pay income tax on up to 50% of your benefits. More than $34,000, up to 85% of your benefits may be taxable. File a joint return, and you and your spouse have a combined income* that is Between $32,000 and $44,000, you may have to pay income tax on up to 50% of your benefits. More than $44,000, up to 85% of your benefits may be taxable. * Your adjusted gross income + Nontaxable interest + ½ of your Social Security benefits = Your "combined income"
大家退休后,是奔着儿女的那个城市去找第二份工作,还是留在原地找第二份工作?
留在原地的好处,就是房屋老有感情。孩子回来了有份记忆。 但是不好之处,就是孩子回来次数越来越少。 每天和老伴守着空房,回忆着这些记忆,却越发孤单。
File a federal tax return as an "individual" and your combined income* is Between $25,000 and $34,000, you may have to pay income tax on up to 50% of your benefits. More than $34,000, up to 85% of your benefits may be taxable. File a joint return, and you and your spouse have a combined income* that is Between $32,000 and $44,000, you may have to pay income tax on up to 50% of your benefits. More than $44,000, up to 85% of your benefits may be taxable.
* Your adjusted gross income + Nontaxable interest + ½ of your Social Security benefits = Your "combined income"
如果到退休年龄full retirement age退休,收入不会影响SS。 如果是早退休的年龄退休,比如65full退休年龄62就可以退,那会有收入penalty.
pension不知道,social security有影响的