Before the TCJA, the mortgage interest deduction limit was on loans up to $1 million. Now, the loan limit is $750,000. For the 2024 tax year, married couples filing jointly, single filers and heads of households can deduct up to $750,000.Married taxpayers filing separately can deduct up to $375,000 each.
前75万利息可以抵税， 按6%利率算 75*6%， 相当于4万5 income deductible 按照贫困线的marginal tax rate , 37% 这个75贷款的联邦税好处最高是16650每年， 大概1400一个月
贷款的利息