德州,佛州差不多了 Bad weather, bad news for homeowners seeking insurance in Texas
Over the last year, Anna Stafford with the Texas FAIR Plan Association has seen a nearly 32% increase in people turning to last-resort insurance policies. Above, storm damage in Houston on May 17. Logan Riely/Getty Images Our weekly “Econ Extra Credit” newsletter is an unexpected way to learn about the economy, one film at a time. Sign up to watch, and learn, with us. Houston-area residents are once again in rebuilding mode after a severe windstorm delivered major damage to cars, businesses and homes last week. Insurers are just beginning to assess the extent of the damage at a time when premiums have been rising and some homeowners have lost private coverage altogether.
这种情况难道没有政府在后面托底?
否则保险公司的钱也太好挣了。
毛伊岛大火谁给托底?
联邦托底。。。。。。。你想的太好了。
杰布·布什当年就说,这就是你住在佛州天堂的门票钱啊!
但是不是说疫情以来佛罗里达的房价double了吗?现在卖了正好兑现收益。
德州,佛州差不多了
Bad weather, bad news for homeowners seeking insurance in Texas
Over the last year, Anna Stafford with the Texas FAIR Plan Association has seen a nearly 32% increase in people turning to last-resort insurance policies. Above, storm damage in Houston on May 17. Logan Riely/Getty Images Our weekly “Econ Extra Credit” newsletter is an unexpected way to learn about the economy, one film at a time. Sign up to watch, and learn, with us. Houston-area residents are once again in rebuilding mode after a severe windstorm delivered major damage to cars, businesses and homes last week. Insurers are just beginning to assess the extent of the damage at a time when premiums have been rising and some homeowners have lost private coverage altogether.
德州home insurance暴涨
我2014年买的,正好翻倍
这涨幅还不如我在东北的投资房呢
你就不看看权威科学人士怎么说的吗?
Why? 难道我自己住在这里的观察和感受都不算数,只有“权威科学人士”说的才算吗?
你一个例子顶多算盲人摸象或者管中窥豹
只看data,不看真实经历,才是真正的盲人摸象吧。
你说的情况可能是一部分原因,但就天气而言,我这几年真觉得天气变化挺明显,虽然不在佛州德州。flooding啊大风啊这些出现的频率和程度都增加,我隔壁城市的居民有给保险公司踢出来了,邻居网上一问还不少见,都建议找小保险公司试试。
你家房子啥情况
有一种东西叫reinsurance
所以说红脖子脑子不好使
现在气候转暖,大家搬家鸽来吧
18年Dallas风灾,我们附近直径一米多的大树倒了很多。我家没事,但是临近小区损失惨重。19年龙卷风从我们小区扫过,小区南半边房顶掀了不少。我家还算幸运,有五六棵大树树一尺多粗的大树枝。还好没有砸到房子。我家房顶只有轻微损失。后面两年附近又遭过冰雹(我家没事)。 所以我们这里房屋保险狂涨。最后保险公司干脆不保了。我不知邻居家怎么买的保险,反正我家都三年没买保险了
家鸽也受气候影响,现在龙卷风比以前多了。
这种情况不是跟lobby关系更大吗。保险公司说我们只能赚钱不能亏。too big to fail。然后找个天气来甩锅给群众看。