之前的房子在纽约,重新贷款的时候broker只提降了多少利息,不提Mortgage Recording Taxes的事,费用拿到手了,才看到有个1.8%的Loan Amount的费用,加上七七八八的律师费和title Insurance的大几千块钱,付了1万多,利息也没降超过1%.过了几年再重贷另外一个纽约房子,broker说可以做什么loan transfer waive,不用付1.8%那么高,但是过程很长等了好几个月才办下来,利率波动大的时候等的心惊肉跳的. 想问下LA附近的姐妹,那边的房子要重贷的话会有什么费用,值不值得挪点钱先all cash买了,再后面重贷.
祝回答的妹子股票和房子都大涨哈. 给其他有兴趣重贷的姐妹一个info "Mortgage Tax States means, collectively, Alabama, Florida, Kansas, Georgia, Minnesota, New York, Oklahoma, Tennessee, Virginia and any other State in which an Individual Property or any Substitute Property may be located which imposes a mortgage recording or other mortgage tax."
祝回答的妹子股票和房子都大涨哈. 给其他有兴趣重贷的姐妹一个info "Mortgage Tax States means, collectively, Alabama, Florida, Kansas, Georgia, Minnesota, New York, Oklahoma, Tennessee, Virginia and any other State in which an Individual Property or any Substitute Property may be located which imposes a mortgage recording or other mortgage tax."
我搜到一个,有没有做过的姐妹核实一下是不是差不多?谢谢 The cost to refinance a mortgage in California will vary from application to application, but generally speaking, you should anticipate paying $2,800 to $4,800, depending on the size of the loan and the loan program. Here is the refinance cost breakdown for a mortgage transaction. Please note this is just an example, and the cost to refinance a mortgage specific to your transaction might differ. Lender Fees: $1100.00 Tax Service: $80.00 Flood report: $10.00 Credit Report: $75.00 Appraisal: $575.00 Escrow: $550.00 Title Insurance: $500.00 Notary $150.00 Recording Fees: $350.00 Total = $3,390.00
之前的房子在纽约,重新贷款的时候broker只提降了多少利息,不提Mortgage Recording Taxes的事,费用拿到手了,才看到有个1.8%的Loan Amount的费用,加上七七八八的律师费和title Insurance的大几千块钱,付了1万多,利息也没降超过1%.过了几年再重贷另外一个纽约房子,broker说可以做什么loan transfer waive,不用付1.8%那么高,但是过程很长等了好几个月才办下来,利率波动大的时候等的心惊肉跳的. 想问下LA附近的姐妹,那边的房子要重贷的话会有什么费用,值不值得挪点钱先all cash买了,再后面重贷.
祝回答的妹子股票和房子都大涨哈. 给其他有兴趣重贷的姐妹一个info "Mortgage Tax States means, collectively, Alabama, Florida, Kansas, Georgia, Minnesota, New York, Oklahoma, Tennessee, Virginia and any other State in which an Individual Property or any Substitute Property may be located which imposes a mortgage recording or other mortgage tax."
靡靡之樱 发表于 2024-03-23 08:12
你被骗了呀，refi是每过一段时间就做no point no fee的refi产品，一直降就一直做毫无成本。
想问下LA附近的姐妹,那边的房子要重贷的话会有什么费用,值不值得挪点钱先all cash买了,再后面重贷.
祝回答的妹子股票和房子都大涨哈.
给其他有兴趣重贷的姐妹一个info
"Mortgage Tax States means, collectively, Alabama, Florida, Kansas, Georgia, Minnesota, New York, Oklahoma, Tennessee, Virginia and any other State in which an Individual Property or any Substitute Property may be located which imposes a mortgage recording or other mortgage tax."
没有这些手续费才会去做refine
这就是为啥中介这种工作，充斥了很多骗子
坑一个算一个人，
奈何华人钱多，被坑个1万块钱也就认了。
The cost to refinance a mortgage in California will vary from application to application, but generally speaking, you should anticipate paying $2,800 to $4,800, depending on the size of the loan and the loan program.
Here is the refinance cost breakdown for a mortgage transaction. Please note this is just an example, and the cost to refinance a mortgage specific to your transaction might differ. Lender Fees: $1100.00 Tax Service: $80.00 Flood report: $10.00 Credit Report: $75.00 Appraisal: $575.00 Escrow: $550.00 Title Insurance: $500.00 Notary $150.00 Recording Fees: $350.00 Total = $3,390.00
你被骗了呀，refi是每过一段时间就做no point no fee的refi产品，一直降就一直做毫无成本。