You might be asked to visit a local bank to answer compliance questions for a recent wire transfer for several reasons: Verification: The bank needs to verify your identity and ensure the transaction is legitimate, especially for large or unusual transactions. Anti-Money Laundering (AML) Laws: Banks are required to comply with AML regulations, which include knowing their customer (KYC) and monitoring transactions for any suspicious activity. Regulatory Compliance: The bank may need to ensure the wire transfer complies with local and international banking regulations, including the source of funds and the purpose of the transaction. Fraud Prevention: To prevent potential fraud, the bank may need to confirm the transaction's details with you directly. Internal Policies: The request might be part of the bank’s internal risk management policies designed to protect both the customer and the bank. This step is generally for your protection and to fulfill regulatory requirements. It's a common practice in the banking industry to prevent illegal activities like money laundering and fraud.
今天跟银行联系，说是被hold住了，我要去银行去回答一些compliance 问题。
请问这个正常吗？ 我用了他们家的银行这么多年，居然碰到这样的情况，真是匪夷所思。
You might be asked to visit a local bank to answer compliance questions for a recent wire transfer for several reasons: Verification: The bank needs to verify your identity and ensure the transaction is legitimate, especially for large or unusual transactions. Anti-Money Laundering (AML) Laws: Banks are required to comply with AML regulations, which include knowing their customer (KYC) and monitoring transactions for any suspicious activity. Regulatory Compliance: The bank may need to ensure the wire transfer complies with local and international banking regulations, including the source of funds and the purpose of the transaction. Fraud Prevention: To prevent potential fraud, the bank may need to confirm the transaction's details with you directly. Internal Policies: The request might be part of the bank’s internal risk management policies designed to protect both the customer and the bank. This step is generally for your protection and to fulfill regulatory requirements. It's a common practice in the banking industry to prevent illegal activities like money laundering and fraud.
可能汇款数额巨大，人家怕你钱被骗了/
总之八， 都是在良民们看起来特别琐碎无聊可笑的问题， 但是银行不知道你是良民啊， 银行也跟很多坏蛋打交道的啊。
楼上被关户的， 是不是你们汇钱的某个人上了黑名单连累了你们？
美国的银行是被各种上级部门严密监管的。
估计金额还有以前没汇过的账户。尤其香港什么的账户特别容易被hold