刚刚看到redfin的2024 prediction: Prediction 4: Mortgage rates will steadily decline–but remain above 6% We predict the average 30-year mortgage rate will linger at 7% in the first quarter, then decline throughout the year. Mortgage rates will fall to about 6.6% by the end of 2024. The gradual decline in rates combined with the small dip in prices will bring homebuyers some much-needed relief. Mortgage rates are likely to remain well above pandemic-era record lows because financial markets increasingly believe the country will avoid a recession in 2024. The Fed will likely keep interest rates at their current level at the start of the year even though inflation is largely under control. But then they’re likely to cut rates two or three times starting in the summer, which is why mortgage rates will decline as the year goes on.
什么Of course，是会还是不会啊？
到不了5以下，6以下应该没问题吧？
梦里会有2或3
2.x估计得等利率再次降到0附近了，一时半会儿的不太可能吧。
到不到五房价都已经高位，除非自住房否则不适合投资
如果recession的话，哈哈，be careful what you wish
2-3年内不太可能，不过我比较乐观，我觉得明年能到5
应该可以
逻辑不对吧？fed 一般控制短期fed fund利率，房贷是跟10年的债卷利率关联的。
降四次 每次不必是25bps
你住了这几个月用得有些成本吧
同意这个
Prediction 4: Mortgage rates will steadily decline–but remain above 6% We predict the average 30-year mortgage rate will linger at 7% in the first quarter, then decline throughout the year. Mortgage rates will fall to about 6.6% by the end of 2024. The gradual decline in rates combined with the small dip in prices will bring homebuyers some much-needed relief. Mortgage rates are likely to remain well above pandemic-era record lows because financial markets increasingly believe the country will avoid a recession in 2024. The Fed will likely keep interest rates at their current level at the start of the year even though inflation is largely under control. But then they’re likely to cut rates two or three times starting in the summer, which is why mortgage rates will decline as the year goes on.
都做梦了还只有2或3吗？就不能大胆一点吗？梦里就不能是负数吗？ 前几年欧盟的房贷利率就是负数啊
有各种机构预测，还有经济学家预测，预测明年有小于5的，也有预测5-6之间的，也有6以上的，哪个机构可信呢？以前预测比较准的。
现在都有5.5%了？哪家银行啊？信用分数需要多少？