https://www.nytimes.com/2023/11/28/business/china-money-overseas.html ... Another trick that mainlanders are using to get money out of China is opening bank accounts in Hong Kong and then wiring money to buy insurance products that resemble bank certificates of deposit. According to the Hong Kong Insurance Authority, the premiums for new insurance policies sold to mainlanders visiting Hong Kong were 21.3 percent higher in the first half of this year than in the first half of 2019, after nearly disappearing during the pandemic. At a Bank of China branch on Hong Kong’s Kowloon peninsula, mainlanders were waiting on a recent morning at 7:30 to open accounts, 90 minutes before the bank was set to open. The line was so long by 8 a.m. that anyone arriving later was lucky to reach the front of the line before the end of the workday, said Valerius Luo, a Hong Kong insurance agent. Families are then typically putting $30,000 to $50,000 in U.S. currency into insurance products, several times more than before, as they search for safe places to park their savings, Mr. Luo said. “There are still people with powerful capital,” he said, “and they want an investment package that preserves value.”
打擦边球...特别是专门做开户vlog的这几个. ..有一个儿子还要考空军.就不担心政审?
最近的中央金融会议吓了不少人， 运动又要来了，
这一点，我有两个国内银行的朋友，体会类似
但是这些网红，大部分是借用话题来骗流量的。
那个罗啥的，看着特别奇怪。他爹妈有部队背景，住个复式大房子。
好像利率并不对标，大致是美国5%，香港4%，中国2%。日本和台湾也不和美国对标吧？
存美元基本差不多，差价太多有套利的空间，毕竟港币和美元是peg的。
罗宾吧。说明人家根本不担心会有什么负面影响。
估计是为了收钱方便吧，YouTuber有了流量收入，Google要付款估计还是香港那些国际银行收钱方便 另外港币紧跟美元，利息也高，美元是5%以上，国内银行定期也就2-3%吧
https://www.nytimes.com/2023/11/28/business/china-money-overseas.html
...
Another trick that mainlanders are using to get money out of China is opening bank accounts in Hong Kong and then wiring money to buy insurance products that resemble bank certificates of deposit. According to the Hong Kong Insurance Authority, the premiums for new insurance policies sold to mainlanders visiting Hong Kong were 21.3 percent higher in the first half of this year than in the first half of 2019, after nearly disappearing during the pandemic.
At a Bank of China branch on Hong Kong’s Kowloon peninsula, mainlanders were waiting on a recent morning at 7:30 to open accounts, 90 minutes before the bank was set to open. The line was so long by 8 a.m. that anyone arriving later was lucky to reach the front of the line before the end of the workday, said Valerius Luo, a Hong Kong insurance agent.
Families are then typically putting $30,000 to $50,000 in U.S. currency into insurance products, several times more than before, as they search for safe places to park their savings, Mr. Luo said. “There are still people with powerful capital,” he said, “and they want an investment package that preserves value.”
这是现在和理论上吧。香港那一套忽然停止了不是打水漂白忙？
感觉他口才不行，比小叔北同差远了
不是送钱 只是过手而已