你这个说法是不对的。 The standard deposit insurance amount is $250,000 per depositor, per FDIC-insured bank, per ownership category 有的账号可以到75万 Brokered certificates of deposit (brokered CDs) Fidelity offers investors brokered CDs, which are issued by banks for the customers of brokerage firms. These CDs are usually issued in large denominations and the brokerage firm divides them into smaller denominations for resale to its customers. Because the deposits are obligations of the issuing bank, and not the brokerage firm, FDIC insurance applies.
是的，每个银行25万。 至于银行的FDIC保险，又有细分，你得自己去看，写起来太麻烦。 简单举例 你是account owner, and your son is POD 受益人，那么你这个账号就是保25+25=50万，如果，你儿子和女儿都是受益人，那么，这个账号就是保25+25+25=75万 如果你在同一家银行还有Trust Account，那么，保额还可能更高。
是的。The standard deposit insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. The FDIC insures deposits that a person holds in one insured bank separately from any deposits that the person owns in another separately chartered insured bank.
你这个说法是不对的。
The standard deposit insurance amount is $250,000 per depositor, per FDIC-insured bank, per ownership category 有的账号可以到75万
Brokered certificates of deposit (brokered CDs) Fidelity offers investors brokered CDs, which are issued by banks for the customers of brokerage firms. These CDs are usually issued in large denominations and the brokerage firm divides them into smaller denominations for resale to its customers. Because the deposits are obligations of the issuing bank, and not the brokerage firm, FDIC insurance applies.
是的，每个银行25万。
至于银行的FDIC保险，又有细分，你得自己去看，写起来太麻烦。
简单举例 你是account owner, and your son is POD 受益人，那么你这个账号就是保25+25=50万，如果，你儿子和女儿都是受益人，那么，这个账号就是保25+25+25=75万
如果你在同一家银行还有Trust Account，那么，保额还可能更高。
通过银行买需要去每个银行开账号,太麻烦了.我在fidelity已经有账号了. 当然,不是说有那么多钱,只是说问清楚了, 就等有钱了可以放不同银行CD,嘿嘿