求助-家人买了IUL 保修 想拿出本金!

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yyf1236
楼主 (北美华人网)
被律师给忽悠了 政府赔偿金直接购买了IUL 指数型保险,合同约定可以拿10万 要扣10%的手续费。请问这笔钱拿出来需要报税吗?
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yyf1236
Is Indexed Universal Life Insurance Taxable? While you can access your cash value in an IUL policy, there are certain cases when taking out the money will be taxable. For instance, you can withdraw up to your basis (the amount you've paid into the policy) tax-free
来自网站的解释,有点不明白。大神解释一下!