哪个雇主还有pension

看隔壁说Eilly Lilly 还保持pension. 真不错啊。
大家报一下其他什么雇主有pension 吧。 Federal, UC system，organ health&sicence university, 好像Illinois 的大学系统也有pension。

Abbott

3M

AbbVie有不？从Abbott分出来的？

UMass, SUNY

政府部门都有吧

回复 1楼birdlikecherry的帖子
目前jnj有

我问了Jensson的朋友，她7-8年前进去的，说没有pension呀

很多传统大药厂像jnj，merck，abbvie，takeda都还有pension，有些退休还可以继续用公司保险，所以很多人快退休就跳回大药厂养老。

这些大药厂是不是只有早年入职的才有pension，最近入职的还有么？

油公司，Chevron 之类的

15 Biggest Companies That Offer Pensions
15. Accenture plc (NYSE:ACN) Market Capitalization as of December 22, 2022: $172 billion
14. Abbott Laboratories (NYSE:ABT) Market Capitalization as of December 22, 2022: $186 billion
13. Shell plc (NYSE:SHEL) Market Capitalization as of December 22, 2022: $197.98 billion
12. Costco Wholesale Corporation (NASDAQ:COST) Market Capitalization as of December 22, 2022: $202 billion
11. PepsiCo, Inc. (NYSE:PEP) Market Capitalization as of December 22, 2022: $247 billion
10. Bank of America Corporation (NYSE:BAC) Market Capitalization as of December 22, 2022: $256.9 billion
9. Merck & Co., Inc. (NYSE:MRK) Market Capitalization as of December 22, 2022: $281 billion
8. Pfizer Inc. (NYSE:PFE) Market Capitalization as of December 22, 2022: $286.6 billion
7. Eli Lilly and Company (NYSE:LLY) Market Capitalization as of December 22, 2022: $346 billion
6. The Procter & Gamble Company (NYSE:PG) Market Capitalization as of December 22, 2022: $359 billion
5. JPMorgan Chase & Co. (NYSE:JPM) Market Capitalization as of December 22, 2022: $378 billion
4. Exxon Mobil Corporation (NYSE:XOM) Market Capitalization as of December 22, 2022: $430 billion
3. Johnson & Johnson (NYSE:JNJ) Market Capitalization as of December 22, 2022: $460 billion
2. Berkshire Hathaway Inc. (NYSE:BRK-A) Market Capitalization as of December 22, 2022: $657 billion
1. Saudi Arabian Oil Company (Aramco) Market Capitalization as of December 22, 2022: $1.8 trillion (1 Saudi Riyal = 0.27 U.S. Dollars)
As of 2017, only 16 percent of Fortune 500 companies offered a traditionally defined benefit pension plan to its new hires, according to a Willis Towers Watson report. That’s a dramatic drop from the 59 percent of that same group of employers that offered pensions in 1998.

这些大药厂是不是只有早年入职的才有pension，最近入职的还有么？
冷月凝香 发表于 2023-10-16 20:49

有的现在入职还有

有同事以前是Merck的说他当年进去时有pension 后来新来的没有，难道他说的不对？我以前在3M干过大半年，没把benefits搞得太清楚，记得几几年以后加入的也没有pension了

有些大医院，加入两年还是四年后开始有pension

15 Biggest Companies That Offer Pensions
15. Accenture plc (NYSE:ACN) Market Capitalization as of December 22, 2022: $172 billion
14. Abbott Laboratories (NYSE:ABT) Market Capitalization as of December 22, 2022: $186 billion
13. Shell plc (NYSE:SHEL) Market Capitalization as of December 22, 2022: $197.98 billion
12. Costco Wholesale Corporation (NASDAQ:COST) Market Capitalization as of December 22, 2022: $202 billion
11. PepsiCo, Inc. (NYSE:PEP) Market Capitalization as of December 22, 2022: $247 billion
10. Bank of America Corporation (NYSE:BAC) Market Capitalization as of December 22, 2022: $256.9 billion
9. Merck & Co., Inc. (NYSE:MRK) Market Capitalization as of December 22, 2022: $281 billion
8. Pfizer Inc. (NYSE:PFE) Market Capitalization as of December 22, 2022: $286.6 billion
7. Eli Lilly and Company (NYSE:LLY) Market Capitalization as of December 22, 2022: $346 billion
6. The Procter & Gamble Company (NYSE:PG) Market Capitalization as of December 22, 2022: $359 billion
5. JPMorgan Chase & Co. (NYSE:JPM) Market Capitalization as of December 22, 2022: $378 billion
4. Exxon Mobil Corporation (NYSE:XOM) Market Capitalization as of December 22, 2022: $430 billion
3. Johnson & Johnson (NYSE:JNJ) Market Capitalization as of December 22, 2022: $460 billion
2. Berkshire Hathaway Inc. (NYSE:BRK-A) Market Capitalization as of December 22, 2022: $657 billion
1. Saudi Arabian Oil Company (Aramco) Market Capitalization as of December 22, 2022: $1.8 trillion (1 Saudi Riyal = 0.27 U.S. Dollars)
As of 2017, only 16 percent of Fortune 500 companies offered a traditionally defined benefit pension plan to its new hires, according to a Willis Towers Watson report. That’s a dramatic drop from the 59 percent of that same group of employers that offered pensions in 1998.
TEMUPDD 发表于 2023-10-16 20:57

Jp疫情前就没了

那个retirement saving是pension 吗？不是401k match，是年终另一份，按年龄算，我们这里按年龄60岁以上能拿10%，但是也不是很多呀。 不少大学里还是有pension的。

Jp疫情前就没了
flxmas 发表于 2023-10-16 21:09

很有可能，因为那篇文章好像是疫情前的

公立中小学有。

回复 1楼birdlikecherry的帖子
现在的Pension 和以前也不一样了 以前干2-30年就能拿到100%工资退休 现在的pension 各种限制 干到4-50年才有100%工资 根本不香了

很多commercial building的投资人是pension 等着看爆

大公司，F A A N G都有，但是要级别够高，比如V P

很多公立大学都还有pension。

UN 不仅有pension，孩子上学的学费一直付到上大学。

政府不是都有

非盈利组织：Mayo Clinic
https://www.pulsefinancialplanning.com/making-sense-of-your-mayo-pension-choice/

很多公立大学都还有pension。
ihatemylife 发表于 2023-10-16 23:50

有些好的私立大学好像也有

加拿大大学，医院，政府工作都有，40年70%

15 Biggest Companies That Offer Pensions
15. Accenture plc (NYSE:ACN) Market Capitalization as of December 22, 2022: $172 billion
14. Abbott Laboratories (NYSE:ABT) Market Capitalization as of December 22, 2022: $186 billion
13. Shell plc (NYSE:SHEL) Market Capitalization as of December 22, 2022: $197.98 billion
12. Costco Wholesale Corporation (NASDAQ:COST) Market Capitalization as of December 22, 2022: $202 billion
11. PepsiCo, Inc. (NYSE:PEP) Market Capitalization as of December 22, 2022: $247 billion
10. Bank of America Corporation (NYSE:BAC) Market Capitalization as of December 22, 2022: $256.9 billion
9. Merck & Co., Inc. (NYSE:MRK) Market Capitalization as of December 22, 2022: $281 billion
8. Pfizer Inc. (NYSE:PFE) Market Capitalization as of December 22, 2022: $286.6 billion
7. Eli Lilly and Company (NYSE:LLY) Market Capitalization as of December 22, 2022: $346 billion
6. The Procter & Gamble Company (NYSE:PG) Market Capitalization as of December 22, 2022: $359 billion
5. JPMorgan Chase & Co. (NYSE:JPM) Market Capitalization as of December 22, 2022: $378 billion
4. Exxon Mobil Corporation (NYSE:XOM) Market Capitalization as of December 22, 2022: $430 billion
3. Johnson & Johnson (NYSE:JNJ) Market Capitalization as of December 22, 2022: $460 billion
2. Berkshire Hathaway Inc. (NYSE:BRK-A) Market Capitalization as of December 22, 2022: $657 billion
1. Saudi Arabian Oil Company (Aramco) Market Capitalization as of December 22, 2022: $1.8 trillion (1 Saudi Riyal = 0.27 U.S. Dollars)
As of 2017, only 16 percent of Fortune 500 companies offered a traditionally defined benefit pension plan to its new hires, according to a Willis Towers Watson report. That’s a dramatic drop from the 59 percent of that same group of employers that offered pensions in 1998.
TEMUPDD 发表于 2023-10-16 20:57

mark

州立大学 大医院

Mark

Kaiser Permanent

我们的pension是按照工龄+年龄的总和给一个percent，工龄越长、比例越高；年龄越大、比例越高，但最高也不会超过5%还是6%。基数是基本年薪。每月入账。所以一年也就几千块钱。但如果一辈子都在这个公司，比如干个40年，那退休时候确实有很多钱，因为这个钱是可以一直领到死的时候。我们是fidelity管理，有个计算器，假如就干了三年就跑了，虽然钱还是你的，也可以领到死，但是一个月就只能领到一百块钱。
所以那种说有很多pension可以领到的，一个大前提是在这个机构里面干了一辈子，青春都搭进去了，当然得多些钱补偿青春损失对吧

不是所有的大学都有，Kaiser 有，我在local政府也有，但是坐满20年，也无非能拿到40%退休。我老公在公立学校当老师，也是跟我差不多的pension.

大多数保险公司，ups，fedex这些

回复 1楼birdlikecherry的帖子
all Federal, State, County, City governments, special districts

大型医院

回复 33楼huanglin82的帖子
啥叫青春都搭进去了？去没有pension的地方，你就可以青春永驻了吗？

我药厂的朋友说，药厂其实都有pension，当然前提是你得能干到退休，很多药厂是不让你干到退休的，在50多岁的时候把人lay off或者pip了，这样公司就省下pension了

我药厂的朋友说，药厂其实都有pension，当然前提是你得能干到退休，很多药厂是不让你干到退休的，在50多岁的时候把人lay off或者pip了，这样公司就省下pension了
calrose 发表于 2023-10-17 16:31

走了也能拿到该拿的年数吧？只是不能拿满份了

我药厂的朋友说，药厂其实都有pension，当然前提是你得能干到退休，很多药厂是不让你干到退休的，在50多岁的时候把人lay off或者pip了，这样公司就省下pension了
calrose 发表于 2023-10-17 16:31

药厂也pip,所以什么公司都麻化了？

看隔壁说Eilly Lilly 还保持pension. 真不错啊。
大家报一下其他什么雇主有pension 吧。 Federal, UC system，organ health&sicence university, 好像Illinois 的大学系统也有pension。
birdlikecherry 发表于 2023-10-16 20:27

我刚拿过Abbott的offer，虽然因为家庭原因没接，但按给的年薪算了下我这个年龄（40）如果干到60多pension可以拿1万刀/月，这样加上social security就绰绰有余了，401k存的钱可以留给孩子们。pension也分好坏，Abbott真的很好，最牛的还在于这个pension是免费给的（雇员不需要contribute一分钱），你去哪里找这样的pension，其它的企业估计是象征性的

政府pension 大概有保证，毕竟有税收做后盾
私立就算了，要是常年亏本就完蛋了。快退休的可以试试，年轻的不要指望，30年里能发生的太多，还不如401k, 毕竟是自己的

政府pension 大概有保证，毕竟有税收做后盾
私立就算了，要是常年亏本就完蛋了。快退休的可以试试，年轻的不要指望，30年里能发生的太多，还不如401k, 毕竟是自己的
吃鸡蛋 发表于 2023-10-17 19:02

常识都没有就少瞎评论，私立的pension雇主都买保险的，就算企业完蛋了penaion不受影响。另外，pension都是按工龄算的，快退休的年龄去有pension的地方干是几个意思？汤都喝不上

AbbVie有不？从Abbott分出来的？

firsttimemom 发表于 2023-10-16 20:30

Abbvie 早些年去的有，最近几年再进去的没有了。

回复 39楼calrose的帖子
不会啊，该给还是要给啊。一般药厂pension是要求你干满5-6年，这之前被裁或跳槽pension就拿不到了，但只要过了这个时间，pension就一定要给你的，不管你什么时候离开。

现在的pension很少，跟以前没法比，估计最后能有40%就顶天了，当然有还是好过没有的…

联邦政府，州政府，教师工会