没人回答我问题，只好问chatgpt The amount you receive from your 401(k) account after retirement depends on several factors, including: 1. Total Contributions: The total amount you and your employer have contributed to your 401(k) over the years. 2. Investment Returns: The performance of your investments within the 401(k) account. This can vary based on the types of investments you've chosen. 3. Time Horizon: The number of years your money has been invested and the time you plan to spend in retirement. 4. Withdrawal Strategy: How you choose to withdraw funds from your 401(k) in retirement, including whether you take regular distributions or opt for lump-sum withdrawals. 5. Tax Considerations: The tax implications of your withdrawals, as 401(k) withdrawals are typically subject to income tax. 6. Any Penalties: If you withdraw funds before the age of 59.5, you may incur early withdrawal penalties. It's essential to consult with a financial advisor or use retirement planning tools to estimate how much you can expect to receive from your 401(k) in retirement based on your specific circumstances and goals. Keep in mind that 401(k) accounts are designed to supplement your retirement income, and the final amount you receive will depend on your contributions and investment performance.
我猜你想说3米？？
楼主问的是401k. 没问你投资房
不知道华人标准.. 我们这边都是几万块的.
那你不算华人
不是回了华人标准答案5M+吗？华人标准答案肯定附送投资房～～～
光401K就能达到5M可不那么容易
未来通货膨胀，美元成为伪币，30年后有一千万的也可能。
身边的人是睡你边上的人
工作三十五年 每年都max pretax 加上投资三十五年SP500 可以保证三百万以上
现在退休的人，能弄到3m，那得是股神，哈哈哈
笑抽
理论上不可能，没那么大额度
pension各有3百万？pension 不是按月发放的吗？
3M左右。
等一下
我去帮你一个个 问过来
等我消息
All in TSLA
一个家庭双职工，退休到3m很正常，一人1.5m
等下 我还有二十五六年退休 到时候告诉你。我现在有50万左右 不算Megan back door的
这差别可大了
退休多少岁
Average美国人和average华人，华人身边人，差距可能很大
自己决定 我大概率不拿 给娃吧
这儿的大妈们一个人三米有点难。两口子三米很容易
你留个3米给50岁的娃，他10年内要拿出来得交多少税啊哈哈
如果75岁之前就挂了的话，可以不拿
Inherited Roth IRA is tax free though.
不可以。required minimal distribution
1. Total Contributions: The total amount you and your employer have contributed to your 401(k) over the years.
2. Investment Returns: The performance of your investments within the 401(k) account. This can vary based on the types of investments you've chosen.
3. Time Horizon: The number of years your money has been invested and the time you plan to spend in retirement.
4. Withdrawal Strategy: How you choose to withdraw funds from your 401(k) in retirement, including whether you take regular distributions or opt for lump-sum withdrawals.
5. Tax Considerations: The tax implications of your withdrawals, as 401(k) withdrawals are typically subject to income tax.
6. Any Penalties: If you withdraw funds before the age of 59.5, you may incur early withdrawal penalties.
It's essential to consult with a financial advisor or use retirement planning tools to estimate how much you can expect to receive from your 401(k) in retirement based on your specific circumstances and goals. Keep in mind that 401(k) accounts are designed to supplement your retirement income, and the final amount you receive will depend on your contributions and investment performance.
得看活到什么时候。 留给娃，娃到时候是需要必须拿出一些。不过，有剩的能留给娃，总比没有是好。
只要你能活到73岁，IRS不允许你不拿。RMD了解一下......
想拿多少拿多少，不想拿也可以，但是到了一定岁数必需取，RMD可以了解一下。
RMD is complicated. 我准备工作到死的 可以大幅度delay RMD 而且我们应该会mega backdoor 大部分去Roth
真的假的
年轻的一批卷包裹，年纪大的一批卷401k退休金，文学城那边的都卷子女的包裹了🤣
啥意思，地球要提前毁灭
投资有回报的 SP500 年均7%
哈哈哈哈
不光是人均几百万，关键是说起朋友家有多少资产也是如数家珍