大家能帮我分析一下我的身份是怎么被盗用了？

事情是这样的，上周二walmart给我发信，说：Your order was canceled due to unusual activity，我一查，原来是有人用我存在walmart账户里的卡加入了walmart+,然后订了一堆东西，选了curbside pickup，被walmart发现了， 估计他们有什么unusual activity detection system，所以order被cancel了。我那时候就开始有些警惕了，去把我walmart account里的信用卡给删了，其他也不知道要做啥了。
然后昨天，我收到Chase Fraud的短信，说他们拒付了我debit card上的一笔transaction，金额倒是不大，让我确认一下，是不是我发起的。我一开始怀疑是spam，但是他们提供了我卡号的最后四位数，本着小心谨慎的原则，我查看了一下我的debit card的后四位数，居然真的是我的卡。这下我就有些吃不准了，你说盗刷的人是怎么搞到我的debit card的，我上网买东西从来不用debit card，而且实体卡也在我身边，从来没丢过。我debit card很少用，除非有的时候需要cash back。
大家能给我分析一下，我这个身份盗用是怎么回事呢，不会那么巧两张卡同时被盗用吧？不知道后面还会发生些什么，现在有什么需要做的吗？

Same thing happened to me with my Walmart account, someone hacked my account and placed an order with an unknown credit card and the shipping address is in another state. I contacted the customer service and closed my account. I also asked for credit report to make sure no one open any bank accounts or credit card under my name. You can fill out the form at link below or call (877) 322-8228 to request one.  https://www.annualcreditreport.com/gettingReports.action

Same thing happened to me with my Walmart account, someone hacked my account and placed an order with an unknown credit card and the shipping address is in another state. I contacted the customer service and closed my account. I also asked for credit report to make sure no one open any bank accounts or credit card under my name. You can fill out the form at link below or call (877) 322-8228 to request one.  https://www.annualcreditreport.com/gettingReports.action
MKdeCk 发表于 2023-09-17 08:29

可是他用别人的credit card在你的account下单的话，并不花你的钱，影响你的credit啥的， 对他有什么好处呢

寄过支票给谁？🤔️ACH 好像可以request payment，以前公司账号被盗用过，而且好几笔，都是不认识的公司名字，报告银行换卡号

Same thing happened to me with my Walmart account, someone hacked my account and placed an order with an unknown credit card and the shipping address is in another state. I contacted the customer service and closed my account. I also asked for credit report to make sure no one open any bank accounts or credit card under my name. You can fill out the form at link below or call (877) 322-8228 to request one.  https://www.annualcreditreport.com/gettingReports.action
MKdeCk 发表于 2023-09-17 08:29

谢谢信息，我现在也不确定我的身份有没有被盗用，还是就只是信用卡被盗用了，这两次盗用都只是针对两张不同的卡的。我又仔细看了一下，盗用的人在和我不同的州消费，并且选了curbside pickup，怪不得被walmart发现了。

寄过支票给谁？🤔️ACH 好像可以request payment，以前公司账号被盗用过，而且好几笔，都是不认识的公司名字，报告银行换卡号
complicated 发表于 2023-09-17 08:33

没有，说来惭愧，那个checking account很久以前支票用完了之后，我们再也没有request过，所以很肯定没有寄过支票。问题是就算他们有支票，但是debit card number他们是怎么来的呢？

可是他用别人的credit card在你的account下单的话，并不花你的钱，影响你的credit啥的， 对他有什么好处呢
pop 发表于 2023-09-17 08:32

沒錯，這也是我想不通的地方，但我查了一下新聞，Walmart 已經有好幾個這樣的案例出現，之後我老公的Walmart帳號也出現相同問題，我們就決定關掉帳號了。 下面是幾個類似案例：
https://www.reddit.com/r/Scams/comments/q4zv4e/walmart_account_hacked_please_explain_scam/
https://www.reddit.com/r/Scams/comments/1022528/do_i_file_a_police_report_for_someone_hacking_my/?rdt=35229
https://boards.straightdope.com/t/walmart-scam-how-does-the-scammer-benefit/977598
https://www.cbc.ca/amp/1.6353016

吓得我赶紧登录walmart把里面的信用卡都删了