80年代的房贷利息10% - 17%. 还有housing price index 可以用来房产的估价, California 的增长速度远高于全国平均水平。 看看你的房子增值了多少 You can check the current valuation of your property here: https://www.fhfa.gov/DataTools/Tools/Pages/HPI-Calculator.aspx
In a video that's been viewed 4.4 million times, Freddie (@fmsmith319) responds to a commenter who wrote, "I can't get a mortgage. But my rent is 3k." Freddie replies, "Any time a millennial is trying to explain this to a boomer, they use the same example. They go, 'Well, my interest rates were 15%, you have 6½, you're so lucky.' Well, let's look at it this way." "If you bought a house for $80,000 back in the '80s, a 20% down payment would be $16,000, and the average person was making around $30,000* back then. So your down payment was just half your yearly salary. And then the loan you would have on it would be about $60,000. So in order to pay off the $60,000, if you really wanted to, it's just two years of your salary, and you could have your house paid off." "Well, let's fast-forward to 2023, and I live in Orlando, so I'll use this as an example. A $400,000 house with 20% down would cost $80,000 just as the down payment. The average person makes $50,000*, so it's almost twice their yearly salary just for the down payment. Then they've got a $320,000 loan left that they have to look at. That's nearly seven times their salary to pay off the loan regardless." *According to US Census data, the median family income in the United States was about $21,000 in 1980, and it reached $28,000 by 1989. It is estimated around $60,000 for 2023.
In a video that's been viewed 4.4 million times, Freddie (@fmsmith319) responds to a commenter who wrote, "I can't get a mortgage. But my rent is 3k." Freddie replies, "Any time a millennial is trying to explain this to a boomer, they use the same example. They go, 'Well, my interest rates were 15%, you have 6½, you're so lucky.' Well, let's look at it this way." "If you bought a house for $80,000 back in the '80s, a 20% down payment would be $16,000, and the average person was making around $30,000* back then. So your down payment was just half your yearly salary. And then the loan you would have on it would be about $60,000. So in order to pay off the $60,000, if you really wanted to, it's just two years of your salary, and you could have your house paid off." "Well, let's fast-forward to 2023, and I live in Orlando, so I'll use this as an example. A $400,000 house with 20% down would cost $80,000 just as the down payment. The average person makes $50,000*, so it's almost twice their yearly salary just for the down payment. Then they've got a $320,000 loan left that they have to look at. That's nearly seven times their salary to pay off the loan regardless." *According to US Census data, the median family income in the United States was about $21,000 in 1980, and it reached $28,000 by 1989. It is estimated around $60,000 for 2023.
看看你的房子增值了多少 You can check the current valuation of your property here: https://www.fhfa.gov/DataTools/Tools/Pages/HPI-Calculator.aspx
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https://www.youtube.com/embed/DgdXQID1gk8
大多数地方房子不贵啊。
我们这的房子都翻倍了，早知道COVID的时候就买了。悔啊！！
说个大概范围 哪个州 哪里
其实以前大house本来也不是人人都买的起的，起码得上中产才买的起。 普通人也就买个小房子还很久贷款。中产甚至下中产能买的起相对大的house也就是近十几年的事。 现在有可能再回到以前的局面？
so true, 70 80 年代 贷款可能不超过10万，现在都是40 50 万啊。
In a video that's been viewed 4.4 million times, Freddie (@fmsmith319) responds to a commenter who wrote, "I can't get a mortgage. But my rent is 3k." Freddie replies, "Any time a millennial is trying to explain this to a boomer, they use the same example. They go, 'Well, my interest rates were 15%, you have 6½, you're so lucky.' Well, let's look at it this way." "If you bought a house for $80,000 back in the '80s, a 20% down payment would be $16,000, and the average person was making around $30,000* back then. So your down payment was just half your yearly salary. And then the loan you would have on it would be about $60,000. So in order to pay off the $60,000, if you really wanted to, it's just two years of your salary, and you could have your house paid off." "Well, let's fast-forward to 2023, and I live in Orlando, so I'll use this as an example. A $400,000 house with 20% down would cost $80,000 just as the down payment. The average person makes $50,000*, so it's almost twice their yearly salary just for the down payment. Then they've got a $320,000 loan left that they have to look at. That's nearly seven times their salary to pay off the loan regardless."
*According to US Census data, the median family income in the United States was about $21,000 in 1980, and it reached $28,000 by 1989. It is estimated around $60,000 for 2023.
那时候工资多少？不能只看绝对值啊
你这例子里的number用的太biased了。八十年代的收入是比89年中位还高的，房价却是80年的。现在的用的是比中位还低的收入举例……
https://www.fhfa.gov/DataTools/Tools/Pages/HPI-Calculator.aspx
这网站的估值太低了吧？
这个是按州来算的.没有细到county或者zip code
圣路易斯哪里有好房子没人住了？你开玩笑的吧？那是底特律，圣路易斯房子涨价厉害着呢，租金也不错