不用做任何处理 When a payment is sent with Zelle®, the recipient has 14 calendar days to accept it. If the payment is not accepted in time, it will be canceled, and refunded to your account. The refund can take up to three business days to be credited and notification will be sent to you and your recipient. https://www.usbank.com/customer-service/knowledge-base/KB0069874.html
不用做任何处理 When a payment is sent with Zelle®, the recipient has 14 calendar days to accept it. If the payment is not accepted in time, it will be canceled, and refunded to your account. The refund can take up to three business days to be credited and notification will be sent to you and your recipient. https://www.usbank.com/customer-service/knowledge-base/KB0069874.html 金银岛 发表于 2023-08-05 19:08
In most cases, the answer is no. Peer-to-peer payment systems like Zelle (along with Cash App and Venmo) treat transactions like cash — meaning there's no way to cancel a Zelle payment once it's been sent. Even worse, unlike other payment apps such as Venmo, Zelle doesn't offer any form of payment protection
不用做任何处理 When a payment is sent with Zelle®, the recipient has 14 calendar days to accept it. If the payment is not accepted in time, it will be canceled, and refunded to your account. The refund can take up to three business days to be credited and notification will be sent to you and your recipient. https://www.usbank.com/customer-service/knowledge-base/KB0069874.html 金银岛 发表于 2023-08-05 19:08
这种垃圾事情就是银行和Zelle造成的 你转错了 你打电话给你的银行 有的银行会告诉你不能dispute or reverse 让你找收钱的人 有的银行说你可以file dispute If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If the recipient refuses, you can file a dispute by calling U.S. Bank 24-Hour Banking at 800-USBANKS (800-872-2657). However, it's up to the recipient's financial institution to decide whether to refund your money. 收到钱的人打电话给他的银行 有的银行会告诉他 不能reverse 你可以好心用一个新的transaction转回去 但风险自负 Zelle 公司口口声声说不能reverse 但就是不肯明确给出指示这种情况应该怎么办
我 google 的结果也是不能 reverse. treat like cash and only use zelle for people you know.
gokgs 发表于 2023-08-05 20:59
你google错了 至少是不全面 我们US Bank 就说了 有可能reverse If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If the recipient refuses, you can file a dispute by calling U.S. Bank 24-Hour Banking at 800-USBANKS(800-872-2657). However, it's up to the recipient's financial institution to decide whether to refund your money.
你google错了 至少是不全面 我们US Bank 就说了 有可能reverse If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If the recipient refuses, you can file a dispute by calling U.S. Bank 24-Hour Banking at 800-USBANKS(800-872-2657). However, it's up to the recipient's financial institution to decide whether to refund your money. Wanfeiche 发表于 2023-08-05 22:38
记得这就是典型的诈骗啊，和支票那个差不多吧，转错了钱你让对方找银行，不关你的事，你急啥
认识的人那就看你信任不信任对方了，正确操作难道不是应该对方找银行么
对方说找了，也是说不能reverse，于是就找上我了。。。我要是不处理，最后对方拿不回那笔钱，不会来告我吧，遇到这样的事真是醉了
When a payment is sent with Zelle®, the recipient has 14 calendar days to accept it. If the payment is not accepted in time, it will be canceled, and refunded to your account. The refund can take up to three business days to be credited and notification will be sent to you and your recipient.
https://www.usbank.com/customer-service/knowledge-base/KB0069874.html
这个好像跟我的情况不一样，我的没有问我要不要accept，直接就complete transaction了。。。我以前zelle给别人也是直接就转过去了
对方自己犯错把钱给你，还给你造成麻烦，你为啥这么害怕。万一是毒贩洗钱给你打帐上，你还不嫌麻烦呢
我也干过这个事情，就是操作的时候没看清楚，CHASE银行的，我转一个新的人，但是上次转钱的人跳出来，我没看清楚，就直接转了500， 对方是老莫，二话没说就退还给我了。这人有你的ZELLE， 肯定是给你转过钱，如果是已经到账不是PENDING的，不能逆转操作。所以应该给退回去。
什么乱七八糟的。 所谓的断章取义。
认识还不退回去？转错不是很正常吗，Zelle里面有好多账号，点错了或者看错了都可能转错账号
我怎么断章取义了？愿闻其详
你好心问，我就好心回答，哈哈。
你说的情况只适合对方没有开zelle 帐号的时候，否则不需要accept payment. 我有Zelle, 经常收钱，no action is required.
你转错了 你打电话给你的银行 有的银行会告诉你不能dispute or reverse 让你找收钱的人 有的银行说你可以file dispute If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If the recipient refuses, you can file a dispute by calling U.S. Bank 24-Hour Banking at 800-USBANKS (800-872-2657). However, it's up to the recipient's financial institution to decide whether to refund your money.
收到钱的人打电话给他的银行 有的银行会告诉他 不能reverse 你可以好心用一个新的transaction转回去 但风险自负
Zelle 公司口口声声说不能reverse 但就是不肯明确给出指示这种情况应该怎么办
你这种情况 可以联系你的银行 让它保证不会reverse收到的那笔钱 然后你可以把钱还给那个人
我 zelle 转错钱给不认识的人，因为我把电话号码最后一位打错了， 并不能reverse，银行也不管，只能让错收钱的人良心发现，自己退回来。我追了几天，那个人还不算无赖，把钱退给我了。300$, 我本来的已经打算自认倒霉了， 因为确实是我的错。
我 google 的结果也是不能 reverse. treat like cash and only use zelle for people you know.
你google错了 至少是不全面
我们US Bank 就说了 有可能reverse
If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If the recipient refuses, you can file a dispute by calling U.S. Bank 24-Hour Banking at 800-USBANKS(800-872-2657). However, it's up to the recipient's financial institution to decide whether to refund your money.
有可能， 可能性应该不大， 哈哈。
我有过一摸一样的经历，也是不小心转错了，我联系了接受钱的人，人家给我退了。zelle转了以后没法reverse。建议楼主退给人家吧，不是你的钱拿着会心里不安吧。
不熟的人就不要去赌这个可能性大不大了 没意义
对，好像就是这个问题，我在CHASE也是有过一次这样。转错了人，对方马上返还了。
谢谢大家的建议！人认识，但是不熟也不了解，而且现在都不在一个城市。。。写支票如果对方已经cash了的话还能cancel吗？
你要明白Zelle的钱是有可能reverse的 就是那种典型的骗局
看看这个资料 https://www.usbank.com/customer-service/knowledge-base/KB0070071.html
这不是想降低可能的风险吗？万一我zelle回去，到时第一笔zelle给我的被reverse了，完了我zelle回去的reverse不了，人家不理我了我怎么办？本来又不是我的错，我只想安全的把钱还回去又不会给自己造成可能的损失就行
你需要联系你的银行让他们书面保证不reverse
那你就多等几天再把钱转回去就好了，超过一个星期，对方应该reverse不了了，还不放心就等两个星期。
恩恩好的，我现在还在跟我的银行协商，如果双方都同意reverse的话能不能reverse，如果最后还是不能的话我会让我银行保证不reverse的，不知道我还需要对方银行保证吗？
对方银行跟你没关系 不会跟你对话
谢谢MM！google了一下，这个是不是相当于ACH fraud？对方如果file这个的话，对我的账户会有影响吗？