参见 https://www.mymoneyblog.com/merrill-edge-brokerage-cash-sweep-options.html In order to use this option, you must open it with at least $100,000 in cash. However, once you establish that $100,000 position, you can then go below that amount while still maintaining future access 如果是纯粹准备拿利息收益，也不失为一种途径。但它不是个像vanguard 5.04%的VMFXX和fidelity 4.75%的SPAXX那样的sweep项目，不是个理想的投资股市的钱的空仓时的存放之地。
转钱出来方便快捷吗?是不是有点像saving?
安全吗?
这个帐号有什么pro and con?
谢谢高手指点
同问
类似于活期储蓄，有FDIC保护，很安全的，可以随时取出，最初需要放至少十万刀。如果你已经决定把钱放活期储蓄的话，和网上比比皆是的Marcus referral比较下择其一就大差不差了，后者的优惠利率只有三个月有效。
mark it and thanks a lot
preferred deposit 是不是只是开户 时候有 100k的要求, 以后也要保持100k 的balance?
还是开户以后就没有100k的要求( 低于100K也可以)?
谢谢指点
参见 https://www.mymoneyblog.com/merrill-edge-brokerage-cash-sweep-options.html
In order to use this option, you must open it with at least $100,000 in cash. However, once you establish that $100,000 position, you can then go below that amount while still maintaining future access
如果是纯粹准备拿利息收益，也不失为一种途径。但它不是个像vanguard 5.04%的VMFXX和fidelity 4.75%的SPAXX那样的sweep项目，不是个理想的投资股市的钱的空仓时的存放之地。
thanks a lot
does Merrill preferred deposit have 6 withdrawal limit per month like the bank saving account?
thanks a lot
网上查了下没看到有限制，不过我没那里的账户，不敢断言，最好打电话去问一下。