Google is your best friend, Search for best 3-year cd rates https://www.investopedia.com/best-3-year-cd-rates-4782938 Best 3-Year CD Rates U.S. Senate Federal Credit Union – 5.13% APY Summit Credit Union – 4.85% APY Quorum Federal Credit Union – 4.85% APY Lafayette Federal Credit Union – 4.84% APY MYSB Direct – 4.76% APY Credit Human – 4.75% APY TheFederal Savings Bank – 4.75% APY
Google is your best friend, Search for best 3-year cd rates https://www.investopedia.com/best-3-year-cd-rates-4782938 Best 3-Year CD Rates U.S. Senate Federal Credit Union – 5.13% APY Summit Credit Union – 4.85% APY Quorum Federal Credit Union – 4.85% APY Lafayette Federal Credit Union – 4.84% APY MYSB Direct – 4.76% APY Credit Human – 4.75% APY TheFederal Savings Bank – 4.75% APY
https://www.investopedia.com/best-3-year-cd-rates-4782938
Best 3-Year CD Rates U.S. Senate Federal Credit Union – 5.13% APY Summit Credit Union – 4.85% APY Quorum Federal Credit Union – 4.85% APY Lafayette Federal Credit Union – 4.84% APY MYSB Direct – 4.76% APY Credit Human – 4.75% APY The Federal Savings Bank – 4.75% APY
刚看完大神你的20页的帖子,关于在FEDILITY开户的,想着咨询一些其它的,可以私信你吗?拜谢!
请问就选在利率最高的那个银行开个CD账户就行,不用考虑其它因素吗?
可以啊
如果选定一个银行,在这三年中间利率是锁定不变的是吗?银行会callable吗?
银行发行的bank CD没有callable之说,银行不能提前取消的。只有通过brokerage firm出售的brokered CD才分callable和not callable两种,我刚去fidelity看了下,3年callable最高5.2%, not callable最高4.6%。
好像只要有fdic保护就行,几乎都有。我不买银行CD,觉得开户关户挺麻烦的,不过3年一次的话麻烦点好像也值得。
谢谢分享