EN-05-10137 - Your Payments While You are Outside the United States (June 2020) (ssa.gov) 也就是说如果我攒够40分的ss，退休后回国生活也可以拿benefit对吧？ 那就不用费心买中国社保了吧？谁懂来解释一下好吗？ 5. If you are a citizen of one of the countries listed in the chart below, we will continue to pay your benefits outside the United States if: a) You are receiving benefits based on your own earnings, and you earned at least 40 credits under the U.S. Social Security system or lived at least 10 years in the United States. b) You are receiving benefits as a dependent or survivor of a worker who earned at least 40 credits under the U.S. Social Security system or lived in the United States for at least 10 years. You must also meet the conditions under the heading “Additional residency requirements for dependents and survivors” in this publication. • Afghanistan • Bangladesh • Bhutan • Botswana • Burma • Burundi • Cameroon • Cabo Verde • Central African Republic • Chad • China • Congo, Rep. of • Eritrea • Ethiopia • Fiji • Gambia • Ghana • Haiti • Honduras • India • Indonesia
由收入决定，与工作小时无关，与全职半职无关 Credits are based on your total wages and self-employment income for the year. You might work all year to earn 4 credits, or you might earn enough for all 4 in much less time. The amount of earnings it takes to earn a credit may change each year. In 2023, you earn 1 Social Security and Medicare credit for every $1,640 in covered earnings each year. You must earn $6,560 to get the maximum 4 credits for the year.
You must also meet the conditions under the heading “Additional residency requirements for dependents and survivors” in this publication. yibeizhuojiu 发表于 2023-05-25 13:09
You must also meet the conditions under the heading “Additional residency requirements for dependents and survivors” in this publication. yibeizhuojiu 发表于 2023-05-25 13:09
EN-05-10137 - Your Payments While You are Outside the United States (June 2020) (ssa.gov) 也就是说如果我攒够40分的ss，退休后回国生活也可以拿benefit对吧？ 那就不用费心买中国社保了吧？谁懂来解释一下好吗？ 5. If you are a citizen of one of the countries listed in the chart below, we will continue to pay your benefits outside the United States if: a) You are receiving benefits based on your own earnings, and you earned at least 40 credits under the U.S. Social Security system or lived at least 10 years in the United States. b) You are receiving benefits as a dependent or survivor of a worker who earned at least 40 credits under the U.S. Social Security system or lived in the United States for at least 10 years. You must also meet the conditions under the heading “Additional residency requirements for dependents and survivors” in this publication. • Afghanistan • Bangladesh • Bhutan • Botswana • Burma • Burundi • Cameroon • Cabo Verde • Central African Republic • Chad • China • Congo, Rep. of • Eritrea • Ethiopia • Fiji • Gambia • Ghana • Haiti • Honduras • India • Indonesia 爱慕忘机 发表于 2023-05-25 13:06
不是的，我做了一个survey ，结果是If you are eligible, then your Social Security payments will continue even though you are outside the United States for 6 consecutive calendar months or more because you have met an exception to the alien nonpayment provisions of the Social Security law.前提是我自己攒够了40分了。
EN-05-10137 - Your Payments While You are Outside the United States (June 2020) (ssa.gov) 也就是说如果我攒够40分的ss，退休后回国生活也可以拿benefit对吧？ 那就不用费心买中国社保了吧？谁懂来解释一下好吗？ 5. If you are a citizen of one of the countries listed in the chart below, we will continue to pay your benefits outside the United States if: a) You are receiving benefits based on your own earnings, and you earned at least 40 credits under the U.S. Social Security system or lived at least 10 years in the United States. b) You are receiving benefits as a dependent or survivor of a worker who earned at least 40 credits under the U.S. Social Security system or lived in the United States for at least 10 years. You must also meet the conditions under the heading “Additional residency requirements for dependents and survivors” in this publication. • Afghanistan • Bangladesh • Bhutan • Botswana • Burma • Burundi • Cameroon • Cabo Verde • Central African Republic • Chad • China • Congo, Rep. of • Eritrea • Ethiopia • Fiji • Gambia • Ghana • Haiti • Honduras • India • Indonesia 爱慕忘机 发表于 2023-05-25 13:06
据下文，只有公民可以 https://www.ssa.gov/international/payments.html Can I receive Social Security benefits if I am not a U.S. citizen and I live outside the United States? Generally, we cannot pay Retirement, Survivors, and Disability Insurance benefits to noncitizens after their sixth calendar month outside the United States. However, you might qualify for an exception, which could allow you to receive benefits without visiting the United States. If an exception does not apply, you must be physically and lawfully present in the United States for a full calendar month to begin receiving benefits. If you leave the U.S., we will stop your benefits the month after the sixth calendar month in a row that you are outside the country. You can make visits to the United States for specific periods of time, depending on how long you’ve been outside, to continue receiving your benefits.
5. If you are a citizen of one of the countries listed in the chart below, we will continue to pay your benefits outside the United States if: a) You are receiving benefits based on your own earnings, and you earned at least 40 credits under the U.S. Social Security system or lived at least 10 years in the United States. b) You are receiving benefits as a dependent or survivor of a worker who earned at least 40 credits under the U.S. Social Security system or lived in the United States for at least 10 years. You must also meet the conditions under the heading “Additional residency requirements for dependents and survivors” in this publication.
回复 43楼金银岛的帖子 However, you might qualify for an exception, which could allow you to receive benefits without visiting the United States. oqo 发表于 2023-05-25 14:39
回复 43楼金银岛的帖子 However, you might qualify for an exception, which could allow you to receive benefits without visiting the United States. oqo 发表于 2023-05-25 14:39
哦，刚做了下screening，的确可以 Payments Outside the United States If you are eligible, then your Social Security payments will continue even though you are outside the United States for 6 consecutive calendar months or more because you have met an exception to the alien nonpayment provisions of the Social Security law.
据下文，只有公民可以 https://www.ssa.gov/international/payments.html Can I receive Social Security benefits if I am not a U.S. citizen and I live outside the United States? Generally, we cannot pay Retirement, Survivors, and Disability Insurance benefits to noncitizens after their sixth calendar month outside the United States. However, you might qualify for an exception, which could allow you to receive benefits without visiting the United States. If an exception does not apply, you must be physically and lawfully present in the United States for a full calendar month to begin receiving benefits. If you leave the U.S., we will stop your benefits the month after the sixth calendar month in a row that you are outside the country. You can make visits to the United States for specific periods of time, depending on how long you’ve been outside, to continue receiving your benefits. 金银岛 发表于 2023-05-25 14:35
China 就在那个exception里面。按照我的那个link https://www.ssa.gov/international/countrylist4.htm Your payments will continue even if you have been outside the U.S. for more than six full calendar months, if you are a citizen of one of the countries listed below, and the worker on whose record your benefits are based lived in the U.S. for at least 10 years or earned at least 40 credits under the U.S. Social Security system.
哦，刚做了下screening，的确可以 Payments Outside the United States If you are eligible, then your Social Security payments will continue even though you are outside the United States for 6 consecutive calendar months or more because you have met an exception to the alien nonpayment provisions of the Social Security law. 金银岛 发表于 2023-05-25 14:49
另外查到，不需要美国账户。可以直接direct deposit 到中国的账户。不知道如何操作的。但是这是官方说话。 https://www.ssa.gov/international/countrylist6.htm International Direct Deposit List Some countries and territories where direct deposit payments are available include: China 另外官方统计数字 现在有1,239个人住在中国拿SS. https://www.ssa.gov/deposit/foreign.htm
另外查到，不需要美国账户。可以直接direct deposit 到中国的账户。不知道如何操作的。但是这是官方说话。 https://www.ssa.gov/international/countrylist6.htm International Direct Deposit List Some countries and territories where direct deposit payments are available include: China 另外官方统计数字 现在有1,239个人住在中国拿SS. https://www.ssa.gov/deposit/foreign.htm
另外查到，不需要美国账户。可以直接direct deposit 到中国的账户。不知道如何操作的。但是这是官方说话。 https://www.ssa.gov/international/countrylist6.htm International Direct Deposit List Some countries and territories where direct deposit payments are available include: China 另外官方统计数字 现在有1,239个人住在中国拿SS. https://www.ssa.gov/deposit/foreign.htm
US Citizens US citizens who renounce their citizenship are the most common category required to pay an exit tax, as long as they qualify as covered expatriates. If you are a US citizen, the IRS will judge whether you are covered or not based on the following factors: 1. Net Worth If your personal net worth exceeds $2 million 2. Annual Net Income Tax If the average net income tax over the past five years exceeds a set threshold, you will be considered a covered expat. The exact threshold changes from year to year to adjust for inflation. In 2022, it was set at $178,000. 3. Tax Filing Compliance When filing Form 8854, you will be asked to indicate whether you’ve filed tax returns for the previous five years. If you have not filed for all five years, you will be considered a covered expat.
回复 51楼金银岛的帖子 Your Payments While You Are Outside The United States Country List 4 Your payments will continue even if you have been outside the U.S. for more than six full calendar months, if you are a citizen of one of the countries listed below, and the worker on whose record your benefits are based lived in the U.S. for at least 10 years or earned at least 40 credits under the U.S. Social Security system. If you are receiving benefits as a dependent or survivor, there are additional requirements you have to meet. Afghanistan India Sierra Leone Bangladesh Indonesia Singapore Bhutan Kenya Solomon Islands Botswana Laos Somalia Burundi Lebanon South Africa Cabo Verde Lesotho South Sudan Cameroon Liberia Sri Lanka Central African Rep. Madagascar Sudan Chad Malawi Taiwan China Malaysia Tanzania Congo, Rep. of Mali Thailand Eritrea Mauritania Timor-Leste Eswatini Mauritius Togo Ethiopia Morocco Tonga Fiji Myanmar Tunisia Gambia Nepal Uganda Ghana Nigeria Yemen Haiti Pakistan Honduras Senegal
Long-Term Residents Green Card holders who have lived lawfully in the US for eight years in the last fifteen years may be subject to the exit tax regardless of their income, net worth, or filing compliance. Because of the way the law is written, this could be as short as six years and two days, so your time in the US needs to be looked at carefully.
There gotta to be some kind of liveness check from IRS, I would think. Anyone know? yolandos 发表于 2023-05-25 15:25
据下文说是不需要 https://www.ssa.gov/international/countrylist1.htm If you are a citizen of one of the countries listed below, your Social Security payments will keep coming no matter how long you stay outside the U.S., as long as you are eligible for the payments.
据下文说是不需要 https://www.ssa.gov/international/countrylist1.htm If you are a citizen of one of the countries listed below, your Social Security payments will keep coming no matter how long you stay outside the U.S., as long as you are eligible for the payments. 金银岛 发表于 2023-05-25 15:34
you are saying even if one passes away, the SS checks will keep on coming? sounded too good to be true.
5. If you are a citizen of one of the countries listed in the chart below, we will continue to pay your benefits outside the United States if: a) You are receiving benefits based on your own earnings, and you earned at least 40 credits under the U.S. Social Security system or lived at least 10 years in the United States. b) You are receiving benefits as a dependent or survivor of a worker who earned at least 40 credits under the U.S. Social Security system or lived in the United States for at least 10 years. You must also meet the conditions under the heading “Additional residency requirements for dependents and survivors” in this publication.
• Afghanistan • Bangladesh • Bhutan • Botswana • Burma • Burundi • Cameroon • Cabo Verde • Central African Republic • Chad • China • Congo, Rep. of • Eritrea • Ethiopia • Fiji • Gambia • Ghana • Haiti • Honduras • India • Indonesia
🔥 最新回帖
我也是，独生子女还想早点退休回去陪父母呆些年呢
DD到美国银行checking账号 再wire transfer回中国银行账号
由收入决定，与工作小时无关，与全职半职无关
Credits are based on your total wages and self-employment income for the year. You might work all year to earn 4 credits, or you might earn enough for all 4 in much less time.
The amount of earnings it takes to earn a credit may change each year. In 2023, you earn 1 Social Security and Medicare credit for every $1,640 in covered earnings each year. You must earn $6,560 to get the maximum 4 credits for the year.
🛋️ 沙发板凳
什么意思？我自己工作挣ss分的不算吧。
如果是绿卡，必须每年回来住满一定天数保持绿卡身份。绿卡失效就没有了。
这是属于条件b）里的要求。楼主符合条件a）
好像离开美国半年就拿不到Ssn payment 了
不是的，我做了一个survey ，结果是If you are eligible, then your Social Security payments will continue even though you are outside the United States for 6 consecutive calendar months or more because you have met an exception to the alien nonpayment provisions of the Social Security law. 前提是我自己攒够了40分了。
401还有退休金呢。
那种是不管什么情况都可以拿的。中国是攒够40分就可以的。我晕，我哪里理解不对？
可以买高端保险，一年一两万足够了
finally！！！谢谢这位层主，我快疯了。以为自己英语不合格。
mark
这个最可怕，我还有二三十年退休，无语了。。。。
美国公民没问题，一点问题没有，但是不知道怎么在中国常住？
主要是习惯思维。总觉得应该对落后国家要求严格一点，发达国家要求松。没想到social security是反的，对于落后国家的公民反而没啥要求，发达国家的公民必须每六个月报到一次。好奇怪的政策。
好像不是这样的，主要看是不是在美国待够10年或者攒到40分。跟美国好的国家不管有没有攒到40分，都可以拿。
我交的不是social security, 是俄亥俄当地的social security, 不知道是什么规则！当然，我还有单独的退休金账号。
你考虑的这个问题，估计版上大部分人都考虑过，但是咱们都不知道未来如何
不知道国内现在还能补交社保吗？我想试试。反正不管怎样，我退休肯定回国了。这么多年了，我依旧是个city girl，还是喜欢热闹，没办法。
怕落后国家福利差呗，这本来就是社会福利，难道是用来让本来就有福利的人福利更好，福利差的人福利更差？
怎么会有这种啊？
这是两国互相协商的结果，跟发达不发达没关系。但是这个协商是随时可以变的，比如等到你退休的时候，中国突然通知美国说你要的条件我满足不了，这个协议要重新谈判，那新条款很可能就不一样了，你现在看的可以不代表一直都可以。
你还要二三十年才会退休的话，我劝你就别指望中国的社保了。。。中国那个人口出生统计图太可怕了，再过二三十年中国哪有那么多年轻劳动力来供养乌泱泱的老人？你还能指望中国的社保？
想当然
在美国待够10年就可以拿？如果一天没工作过就是待够10年，那这钱不等于白拿吗？
他的意思是一年四个点 40点10年
但问题来了，
1）如果绿卡待中国5年，绿卡会被收回吗？
2）如果绿卡被收回，那么相当于弃籍了？
3）被动弃籍，夫妻双方共有全球资产，如果有累结资本利得，是不是就要立即缴税了？
Chain reaction !!!
我记得以前是这样规定的，最近有人说只能公民可以，我还觉得很意外
不对
据下文，只有公民可以 https://www.ssa.gov/international/payments.html
Can I receive Social Security benefits if I am not a U.S. citizen and I live outside the United States?
Generally, we cannot pay Retirement, Survivors, and Disability Insurance benefits to noncitizens after their sixth calendar month outside the United States. However, you might qualify for an exception, which could allow you to receive benefits without visiting the United States. If an exception does not apply, you must be physically and lawfully present in the United States for a full calendar month to begin receiving benefits. If you leave the U.S., we will stop your benefits the month after the sixth calendar month in a row that you are outside the country. You can make visits to the United States for specific periods of time, depending on how long you’ve been outside, to continue receiving your benefits.
5. If you are a citizen of one of the countries listed in the chart below, we will continue to pay your benefits outside the United States if: a) You are receiving benefits based on your own earnings, and you earned at least 40 credits under the U.S. Social Security system or lived at least 10 years in the United States. b) You are receiving benefits as a dependent or survivor of a worker who earned at least 40 credits under the U.S. Social Security system or lived in the United States for at least 10 years. You must also meet the conditions under the heading “Additional residency requirements for dependents and survivors” in this publication.
我觉得这意思是，无论你拿到40点还是居住超过10年以上，这两个符合任何一个条件就可以具有领取社安金的资格。但具体领取的金额，还是要看你以前的收入。比如一个在退休前拿了36个点，但在美国居住了11年，他还是有资格领取退休金的。具体领取的金额，是看退休前10年还是多少年这个时限内的的收入吧
However, you might qualify for an exception, which could allow you to receive benefits without visiting the United States.
However, you might qualify for an exception, which could allow you to receive benefits without visiting the United States.
有exception的内容吗？
对啊，exception就是攒够40点啊。
那就跟你的存款一样为啥会拿不到呢
你这话有依据吗？
看首页
俄亥俄，我工作的地方，就是这样的。但是，比我工作早的人，拿的是pension,；到我工作的时候，好像还可以选pension（我没有选pension, 因为觉得可能会离开俄亥俄）；现在已经不可以选pension了。所以，我都不知道是怎么积分的。不过如果是10年的期限，我肯定够了啊！
可以 我刚问了， 但是不能一次性补足 只能从你现在开始每年交 但是最低的那也要一万八一年 好像每个月可以拿1500、 我觉得除非以前国内工作过 否则不合算吧
这个包括医保吗？
但是你不交社保也就没有国内医保，同样的商业保险你有没有国内医保打底，商业保险的价格差不少。长期在国内还是有国内医保比较合适
哦，刚做了下screening，的确可以
Payments Outside the United States If you are eligible, then your Social Security payments will continue even though you are outside the United States for 6 consecutive calendar months or more because you have met an exception to the alien nonpayment provisions of the Social Security law.
China 就在那个exception里面。按照我的那个link https://www.ssa.gov/international/countrylist4.htm
Your payments will continue even if you have been outside the U.S. for more than six full calendar months, if you are a citizen of one of the countries listed below, and the worker on whose record your benefits are based lived in the U.S. for at least 10 years or earned at least 40 credits under the U.S. Social Security system.
不知叫什么名字，估计类似于401k
told you！ 天，好费劲，好像我是第一个知道似的。
我记得以前是不需要绿卡，只要ssn满了点数，就可以拿，无论是不是在美国境内
除了每个月给类似于401k的退休金账号交钱，交Medicare, 但是不交social security, 交Ohio 内部管理的一个类似于social security的社保。
什么乱七八糟的，绿卡和弃籍是哪跟哪
终于有人给解释401k了
的确没考虑过这问题，不过我是公民也没打算离开美国，只是你问了这问题我查一下答案。
我觉得这个很不科学啊，如果你离开了ohio，就不能拿social了，只不是相当于把人限制在ohio了么，跳槽怎么办呢
所以只要保留一个美国银行账号就行对吗？到时候社安金每个月DD到这个账号，人可以在中国国内，美国也不需要一个地址？
这个就不知道了。。。。
退休以后，应该是可以拿的。我要和人事部门去谈一谈，问清楚。去年，我知道有快退休的人，和人事部门去面谈的。
那可以像401k那样，补交税和罚款就能提前取出来吗？
如果美国没有住址了，用中国的地址，不知道能不能保留美国的银行账号。
好像可以租一个信箱，可以收信还可以帮你转信的
绿卡也是弃籍
因为绿卡是美国税务公民
米国有300万的房产利润
你放弃绿卡试试？
另外官方统计数字 现在有1,239个人住在中国拿SS. https://www.ssa.gov/deposit/foreign.htm
不知道！我以前没有关心过。每个季度，这个俄亥俄的社安基金，会发一封纸版的信给大家，我也没有细看过。
那就好。估计得保留一个美国的电话号码，否则也不方便。
赞！这对想回国养老的同学们来说是好消息
太好了。
If you are a US citizen, the IRS will judge whether you are covered or not based on the following factors:
1. Net Worth If your personal net worth exceeds $2 million
2. Annual Net Income Tax If the average net income tax over the past five years exceeds a set threshold, you will be considered a covered expat. The exact threshold changes from year to year to adjust for inflation. In 2022, it was set at $178,000.
3. Tax Filing Compliance When filing Form 8854, you will be asked to indicate whether you’ve filed tax returns for the previous five years. If you have not filed for all five years, you will be considered a covered expat.
这叫美国税务居民，resident of the United States for U.S. tax purposes 对。放弃绿卡，不是自动放弃税务居民。IRS和移民局是相互独立的。税务居民的事情要另外处理。
Your Payments While You Are Outside The United States Country List 4 Your payments will continue even if you have been outside the U.S. for more than six full calendar months, if you are a citizen of one of the countries listed below, and the worker on whose record your benefits are based lived in the U.S. for at least 10 years or earned at least 40 credits under the U.S. Social Security system. If you are receiving benefits as a dependent or survivor, there are additional requirements you have to meet.
Afghanistan India Sierra Leone Bangladesh Indonesia Singapore Bhutan Kenya Solomon Islands Botswana Laos Somalia Burundi Lebanon South Africa Cabo Verde Lesotho South Sudan Cameroon Liberia Sri Lanka Central African Rep. Madagascar Sudan Chad Malawi Taiwan China Malaysia Tanzania Congo, Rep. of Mali Thailand Eritrea Mauritania Timor-Leste Eswatini Mauritius Togo Ethiopia Morocco Tonga Fiji Myanmar Tunisia Gambia Nepal Uganda Ghana Nigeria Yemen Haiti Pakistan Honduras Senegal
这个当然可以了，至少以前是可以的
跟绿卡没关系 满40点中国籍就可以
就是不管你赚多少钱，有多少资产，是否一直是缴税良民
一律适用弃籍税
Long-Term Residents
Green Card holders who have lived lawfully in the US for eight years in the last fifteen years may be subject to the exit tax regardless of their income, net worth, or filing compliance.
Because of the way the law is written, this could be as short as six years and two days, so your time in the US needs to be looked at carefully.
1）（个人）净资产2米
2）过去5年，至少一年是高收入，比如2022年，报税超过$178000
如果上面2条都不符合，而且过去5年都交过税，就没有弃籍税
有些同学，想当然，脑子不是一般的简单
据下文说是不需要 https://www.ssa.gov/international/countrylist1.htm
If you are a citizen of one of the countries listed below, your Social Security payments will keep coming no matter how long you stay outside the U.S., as long as you are eligible for the payments.
你说得不无道理。但绿卡生活在国外，不再入境的话，怎么会被吊销绿卡呢？难道CBP定期检查所有在国外的绿卡，决定吊销哪些？
那放弃绿卡到底是不是弃籍呢？
我以前记得这个是对的，公民毫无疑问可以拿，有没有绿卡没关系，只要工作攒满40个点，在中国就可以拿
我突然想到那翁帆拿不到了，不然可以拿一半。
为啥翁帆拿不到？他们结婚满10年了吧，，她们一直没住美国？
哈哈哈哈，小翁不缺这些小钱吧？
you are saying even if one passes away, the SS checks will keep on coming? sounded too good to be true.
pass away就不eligible 了呀？