回复 6楼tonker的帖子 好像要去1099-SA里面把这部分收入填进去算税。turtax 不会自动算税的。因为我说我会取出来，但tax return的金额并没有变化。 When removing excess contributions from your account, you must inform your HSA trustee. If you don’t, they won’t know to do it. The excess funds that were withdrawn will be listed on Form 1099-SA as a distribution, in Box 1, for the tax year in which the distribution was taken. Earnings on excess contributions withdrawn will be in Box 2 and included in Box 1. Form 5498-SA will report the market value of your HSA at the end of the calendar year, the total contributions made within the calendar year, and the total contributions for the tax year through the tax filing deadline, typically April 15. The account owner should retain Form 5498-SA for record keeping purposes, but is not required to submit it to the IRS.
在限定时间内取出来就行
请问取出来的这部分钱需要报税吗？怎么报？
我在Tur tax 上没看到说明怎么去补税？能麻烦你截图或者粘贴给我看看吗？
取出来就会自动当作regular income算税了，什么都不要管
好像要去1099-SA里面把这部分收入填进去算税。turtax 不会自动算税的。因为我说我会取出来，但tax return的金额并没有变化。
When removing excess contributions from your account, you must inform your HSA trustee. If you don’t, they won’t know to do it. The excess funds that were withdrawn will be listed on Form 1099-SA as a distribution, in Box 1, for the tax year in which the distribution was taken. Earnings on excess contributions withdrawn will be in Box 2 and included in Box 1. Form 5498-SA will report the market value of your HSA at the end of the calendar year, the total contributions made within the calendar year, and the total contributions for the tax year through the tax filing deadline, typically April 15. The account owner should retain Form 5498-SA for record keeping purposes, but is not required to submit it to the IRS.
注意，补税还要补利息，每年都要补，直到取出为止，这错误我犯过。所以最好还是在4/18前取出。
请教是不是取出来后，在今年的报税里要额外填1099-SA 算税？
MARK......