Rates on 10-year fixed-rate student loans averaged 7.94%, up from 7.87% last week and up from 6.03% a year ago. Rates hit a record low of 4.87% on April 4, 2022. Rates on 5-year variable-rate student loans averaged 9.24%, down significantly from 14.44% last week and up from 4.49% a year ago.Mar 6, 2023
Rates on 10-year fixed-rate student loans averaged 7.94%, up from 7.87% last week and up from 6.03% a year ago. Rates hit a record low of 4.87% on April 4, 2022. Rates on 5-year variable-rate student loans averaged 9.24%, down significantly from 14.44% last week and up from 4.49% a year ago.Mar 6, 2023
比房贷贵很多
房贷利率也涨了不少,FED 升息啊
这利率还是比信用卡债好多了,那个 20% 以上高利贷很常见; 老美有时欠个万,8千的信用卡债,结果利滚利10来年都还不清
8美国现在学贷规模1.6万亿
可想而知
我以前工作做过学贷模型。
前些年学贷利率更高,中国人一般比较信用好,广大的美国人都是百分之十几。所以学贷成了美国的危机。
这个利率不算高。前几年利率最低的时候也要将近5%。
好象是政府的利率低吧
政府贷款有收入限制的。
中产阶级不达标。 大概一年可以几千。没什么用。
利率下去后可以用其他方式贷款了,home equity, borrow against your assets
Rates as low as 4.76% VARIABLE APR OR 4.49% FIXED APR