从另一楼搬过来： One danger is the escalating care fees — as medical need grows — that create a trap for people who think they can afford assisted living over the long haul, said Sherri Lewis, an HIV activist and former pop singer in Los Angeles who placed her mother in a high-end assisted-living facility in Beverly Hills. Lewis’s mother, 93, had a long-term care insurance policy that paid $4,000 a month for life, plus another $3,000 a month in Social Security and other spousal benefits. That covered her mother’s care until her needs grew and the monthly bill rose to $10,000. The facility asked her mother to leave last yearand she’s now in a nursing home, Lewis said.
我自己只买了term life, 不知道这long term care有多贵？
我以为已经没有这种保险了
能介绍一下吗？
听说这有很多fine print. 你有五米以上不用买，自保就可以了。这东西不太靠谱。
条款不一样吧，几万块是不够护理工资的。我买的就不止几万块。
One danger is the escalating care fees — as medical need grows — that create a trap for people who think they can afford assisted living over the long haul, said Sherri Lewis, an HIV activist and former pop singer in Los Angeles who placed her mother in a high-end assisted-living facility in Beverly Hills. Lewis’s mother, 93, had a long-term care insurance policy that paid $4,000 a month for life, plus another $3,000 a month in Social Security and other spousal benefits. That covered her mother’s care until her needs grew and the monthly bill rose to $10,000. The facility asked her mother to leave last year and she’s now in a nursing home, Lewis said.