SIPC coverage provides ... Up to $500,000 in total coverage per customer for lost or missing assets of cash and/or securities from a customer’s accounts held at the institution. Up to $250,000 of that total can be applied to protect cash within a customer's account that is not yet invested in securities. Protection in case of unauthorized trading or theft from an account.
在Robinhood、Etrade等股票经纪公司购买的股票是真正对股票的持有，因为这些公司是经过监管的经纪人，其业务模式是提供股票交易平台，允许客户在平台上进行股票交易，并将客户的资金用于股票交易。在交易执行后，这些公司会在客户的名下进行结算和交割，以确保客户真正持有所购买的股票。
然而，如果这些经纪公司遭遇财务问题，这可能会影响到客户的股票持有。如果经纪公司暴雷，可能会导致客户的资金被冻结，影响客户的股票交易和持有。这种情况下，客户的股票可能会被转移到另一个经纪公司的账户中，但这通常需要时间和一定的手续费用。
为了减少这种风险，投资者可以选择选择受到监管的经纪公司，并在经纪公司之外拥有自己的证券账户，以分散风险。此外，投资者还应该了解并遵守证券市场的规定和监管要求，以保护自己的投资。
Up to $500,000 in total coverage per customer for lost or missing assets of cash and/or securities from a customer’s accounts held at the institution.
Up to $250,000 of that total can be applied to protect cash within a customer's account that is not yet invested in securities.
Protection in case of unauthorized trading or theft from an account.