想买Capital one 11 month 5% APY 的CD， 这意思是只要付3 month interest 就可以early withdraw 吗？ （只是不允许 partial withdrawal？） 以前没买过CD， 问题可能比较初级。 谢谢！ https://www.capitalone.com/bank/disclosures/cds/online-cds/ Withdrawals: We will not permit partial withdrawals of principal during the term of the account. Withdrawal of the full account balance is permitted at maturity and during the grace period. Early Withdrawal Penalty: If you redeem a Certificate of Deposit (CD) prior to maturity, you will incur an early withdrawal penalty. For a CD with a twelve (12) month or shorter term, the penalty is three (3) months interest, regardless of when you redeem the account prior to maturity. For a CD with a term greater than twelve (12) months, the penalty is six (6) months of interest regardless of when you redeem the account prior to maturity. If any Certificate of Deposit owner dies or is declared legally incompetent, the Certificate of Deposit can be redeemed early, without penalty.
https://www.capitalone.com/bank/disclosures/cds/online-cds/ Withdrawals: We will not permit partial withdrawals of principal during the term of the account. Withdrawal of the full account balance is permitted at maturity and during the grace period.
Early Withdrawal Penalty: If you redeem a Certificate of Deposit (CD) prior to maturity, you will incur an early withdrawal penalty. For a CD with a twelve (12) month or shorter term, the penalty is three (3) months interest, regardless of when you redeem the account prior to maturity. For a CD with a term greater than twelve (12) months, the penalty is six (6) months of interest regardless of when you redeem the account prior to maturity. If any Certificate of Deposit owner dies or is declared legally incompetent, the Certificate of Deposit can be redeemed early, without penalty.