伞险是Basic Policy Minimum Limit of Coverage A. Automobile Liability Bodily Injury $250,000 each person, $ 500,000 each occurrence Property Damage $ 50,000 each occurrence or Auto liability bodily injury $300,000 each person, $300,000 each occurence.
伞险是Basic Policy Minimum Limit of Coverage A. Automobile Liability Bodily Injury $250,000 each person, $ 500,000 each occurrence Property Damage $ 50,000 each occurrence or Auto liability bodily injury $300,000 each person, $300,000 each occurence.
伞险是Basic Policy Minimum Limit of Coverage A. Automobile Liability Bodily Injury $250,000 each person, $ 500,000 each occurrence Property Damage $ 50,000 each occurrence or Auto liability bodily injury $300,000 each person, $300,000 each occurence.
伞险是Basic Policy Minimum Limit of Coverage A. Automobile Liability Bodily Injury $250,000 each person, $ 500,000 each occurrence Property Damage $ 50,000 each occurrence or Auto liability bodily injury $300,000 each person, $300,000 each occurence.
伞险是Basic Policy Minimum Limit of Coverage
A. Automobile Liability Bodily Injury $250,000 each person,
$ 500,000 each occurrence Property Damage $ 50,000 each occurrence
or Auto liability bodily injury $300,000 each person, $300,000 each occurence.
伞险的标准就是这个。有的州是250/500,有的州是300/500, 看你在哪个州了。问代理,她们都知道。
你的property damage不够啊。很多车险根本不能保到500k比如GEICO.我还要伞险公司加钱买。
你的 uninsured/underinsured motorist coverage 买的太低了,应该和liability买一样保额。
这么说吧,如果你开车不小心把人撞死或撞残了,你的保险赔人家$300K。
要是你被一个无保驾驶的王八蛋撞死或撞残,对方光脚的不怕穿鞋的,基本上judgment proof,而你的保险只用赔你$25K,听起来是不是不太公平?
如果你的um/uim也买了300K,那么在第二种情况,你的保险不但要赔你300K, 而且还不能涨你你一分钱的保费,因为对方无保驾驶造成车祸并不是你的过错。
哦。我看错了。我家的property damage 是500k。你的只要求50k还挺好的。 你可以减。但是我家的伞险300k and 500kproeprty damage underlining coverages是两个价格。
达到伞险要求的额度可以降,不过没有什么必要吧
谢谢建议。