I think obama care makes more sense. For a single person the min. income is $13,590 ($18,310 for a couple) which translates to about $1100/¥7500 a month for a single and $1526/¥10223 for a couple。Can they rent their home out for ¥4200 combine their retirement income ¥6000 to reach the number? I would think then their insurance will cost a couple of dollars a month in California.
Just open a bank account under their name (with their passport) and your address (assuming they are living with you). Also maybe reinstall your cable to go under their names too as usually two pieces of address verification is needed.
I think obama care makes more sense. For a single person the min. income is $13,590 ($18,310 for a couple) which translates to about $1100/¥7500 a month for a single and $1526/¥10223 for a couple。Can they rent their home out for ¥4200 combine their retirement income ¥6000 to reach the number? I would think then their insurance will cost a couple of dollars a month in California. yolandos 发表于 2023-01-17 00:17
Just open a bank account under their name (with their passport) and your address (assuming they are living with you). Also maybe reinstall your cable to go under their names too as usually two pieces of address verification is needed. yolandos 发表于 2023-01-17 01:15
也问一个:国内的退休金也可以算作买Obama care 的收入条件吗? greencp 发表于 2023-01-17 17:52
Yes. And these retirement incomes are supposed to be tax free in U.S. https://www.castroandco.com/blog/2019/december/u-s-tax-treatment-of-chinese-mandatory-individua/ I still haven''t figured out how to file 1040 yet. If someone here knows the answer please speak up.
我是独生子女,我和我妈两代人都是很晚生的孩子。所以,不可能等到小孩上大学,我回国照顾。
我父母在国内有套自住房,大概市值几十万人民币。因为这个房子是单位当年分的房子,没有房产证,所以无法上市场交易,只能自住或出租。我父母在美国也从来没有工作过。两人退休金加起来 6 千多人民币。在国内有医保,大概报60%,其中有一些条款限制,具体的情况我就不太清楚了。
我父母这种情况是不是既办不了白卡,也不会有红蓝卡?不知道能不能买 奥巴马 care?
我和我先生经济条件一般,两个孩子都还非常小。
现在父母关于看病这方面的问题思想负担很重。我妈有基础病,长期病和慢性病。她们在国内的时候,三天两头往医院跑,看病开药。
现在,我父母不打算办绿卡。准备回国后住养老院,自住房出租,补贴养老院的费用。我家在国内属于二线,三线城市。
这几年,双方家庭的长辈陆续去世(不是新冠,就是年纪到了)。我的想法是我们终于可以团聚了,但因为不能看病,无法开药治疗又必须要分开。这一别,以后可能也很难再相聚了。我在血汗工厂,没啥假期。家里需要我的收入养家糊口。
请大家帮我分析分析,我这种情况,父母如何养老?主要是医疗问题。
谢谢大家。
谢谢大家的回复。
我查了,白卡资产不能超过 $2000, 我爸妈有房子,肯定超了。
绿卡5 年内能办吗?
你查的不对,新limit是大概10万美元.你要搜California medicare
具体不清楚。我爸妈这几年已经把所在城市的养老院转了个遍。他们好像已经有有意向的地方了。
谢谢妹妹的热心回复。我们打算一起住,能照顾我爸妈。
好吧,我认识的几乎所有(不包括知名富豪政客)中国老人办绿卡来美国跟子女长住在加州的,都是申请的白卡。几乎所有!填表就是说没有资产。普通人不会被查中国的收入和资产。
说实在的,加州满地非法移民老墨都能办白卡,老中上班老实交税,我宁愿这些福利分一点给我们过来养老的华裔老人
为啥不办Obamacare呢?保险更好而且便宜得跟不要钱似的
不觉得Obama care保险更好而且便宜。不是没去看过,好像不符合条件。反正在加州白卡的保险也不错。邻居国内来的老人突发心肌梗塞,直接送ER做支架,住院,以及后续几个月的医生follow ups, 从头到尾一分钱不花。我看比平时上班公司买的保险可好多了。
谢谢妹妹出谋划策。 Obama care 要求每年要有 2-3万的收入。我爸妈的退休工资达不到。
我朋友给爸妈买的obamacare,就是ppo,跟我在公司买的一模一样,而且超级便宜
我搜到的也是有个收入要求。。。这样很多老人退休金不一定够呢。但是我不知道是不是超过一定年龄要求不一样?
Just open a bank account under their name (with their passport) and your address (assuming they are living with you). Also maybe reinstall your cable to go under their names too as usually two pieces of address verification is needed.
既然没有房产证就不算有房子啊
打回去再看。 自己住房不算。
哦吧吗这个是不是需要绿卡并且65岁以下才能用?
绿卡/SSN各个州不一样的,但都没有65一说
蹲一个
mark 加州父母医疗
绿卡了不能申请老年公寓吧,sponsor有责任偿还
需要父母帮你带孩子吗?你可以付给父母工资,这些工资报税也很低,然后出1099
加州最简单的就是父母办绿卡,拿白卡medical,买Obamacare需要收入13k以上
请问跟lz情况类似也在加州,应该先办白卡还是先办绿卡?听说申请绿卡需要有医疗保险,但是也要声明没有用过社会福利,这样两个要求加一起是说绿卡批准之前要自己买保险,批准之后再申请白卡,这样不会有程序问题,对吗?
mark mark mark
"也就是如果提前五年把资产转移干净了,全转给子女,就合法了"
这么干真的没意思。
以后再进美国或申请绿卡时不会被卡住/被拒吗?
Yes. And these retirement incomes are supposed to be tax free in U.S.
https://www.castroandco.com/blog/2019/december/u-s-tax-treatment-of-chinese-mandatory-individua/
I still haven''t figured out how to file 1040 yet. If someone here knows the answer please speak up.
这两个要求听哪说的,先找到官方文件验证下
自住房不算资产,而且现在也不是2000块了, 你这个research做得不行啊
写零不好,一看就是隐瞒的,我去问过要报国内退休金收入的,除非超级大老干部,即便报也不会过收入线的,申请也不会有问题。