大家可以分享一下最近拿到的车贷rate吗

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caseywu
楼主 (北美华人网)
最近买新车,查了车贷rate都好高,BOA算是还ok的,给了5.39% 60month,想问问大家最近拿到的rate都怎么样?谢谢了!
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tide
Tower Federal Credit Union offering 2.24% up to 36 months, 2.99% up to 60 months and 3.49% up to 72 months. The Credit Union has an open membership for anyone who becomes a member of the TowerCares Foundation with a $35 donation. Receive a 0.25% APR autodraft discount when you autodraft your payment from your existing checking account
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believeicanfly
去年八月份买的还是1.99,比房贷低就贷款了 买车不是应该用车行的贷款?因为想卖车,利率应该比普通银行低
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caseywu
刚刚车行给了我rate 要6.99更离谱 不知道应不应该在外面找银行了
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RunForrestRun
我一个月前去问的车行给了我8 简直是抢劫 我打算去银行问问不找这行贷款怎么搞 或者多付点首付
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laoselang
去年八月份买的还是1.99,比房贷低就贷款了 买车不是应该用车行的贷款?因为想卖车,利率应该比普通银行低
believeicanfly 发表于 2023-01-11 12:31

我之前也是1.99.。。高于3就别考虑了,换别家问问吧
还见过0.99的,另外很多dealer提供0 apr

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lupinthethird
我的普通chase信用卡上面写的60months-6.15%
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sanguo9
现在短期利率这么高,你要能找到很低的贷款那就要检查一下车多付了多少钱了
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nickbear
有些厂家有promotional的rate,可以到1.9% 2.9% 没有promotion的大概是5%