只有两个选择, Deliver full amount: $10,356 或 Deliver partial amount 没有 Deliver principal amount: $10,000的选项 难道选 Deliver full amount: $10,356 ??? terran 发表于 2023-01-04 22:09
这是个有趣的问题,我的理解是你可以连本带利给,而接受方在算limit时只算本金。哪怕你是partial delivery,算本金时也会相应缩小。比如你deliver $5,178,那算limit时就算本金$5,000。 https://thefinancebuff.com/buy-i-bonds-as-gift.html The principal amount of delivered gifts counts toward the $10,000 annual purchase limit of the recipient in the year of delivery.
这是个有趣的问题,我的理解是你可以连本带利给,而接受方在算limit时只算本金。哪怕你是partial delivery,算本金时也会相应缩小。比如你deliver $5,178,那算limit时就算本金$5,000。 https://thefinancebuff.com/buy-i-bonds-as-gift.html The principal amount of delivered gifts counts toward the $10,000 annual purchase limit of the recipient in the year of delivery. 金银岛 发表于 2023-01-04 22:41
这是个有趣的问题,我的理解是你可以连本带利给,而接受方在算limit时只算本金。哪怕你是partial delivery,算本金时也会相应缩小。比如你deliver $5,178,那算limit时就算本金$5,000。 https://thefinancebuff.com/buy-i-bonds-as-gift.html The principal amount of delivered gifts counts toward the $10,000 annual purchase limit of the recipient in the year of delivery. 金银岛 发表于 2023-01-04 22:41
谢谢, 这个网站很好,问题解决了。 刚才选择 Deliver full amount: $10,356, A账户显示$20K ($10K是自己买的)
B是10月份买的, 目前没有利息还是10K,刚才deliver了。 A是4月份买的,目前有300刀利息,有两个选择,
Deliver full amount: $10,356.00
Deliver partial amount 但是每个recipient每年只能接受10K,难道这300刀利息只能等到下一年度利滚利之后再deliver?
只有两个选择,
Deliver full amount: $10,356 或 Deliver partial amount
没有 Deliver principal amount: $10,000的选项
难道选 Deliver full amount: $10,356 ???
这是个有趣的问题,我的理解是你可以连本带利给,而接受方在算limit时只算本金。哪怕你是partial delivery,算本金时也会相应缩小。比如你deliver $5,178,那算limit时就算本金$5,000。
https://thefinancebuff.com/buy-i-bonds-as-gift.html
The principal amount of delivered gifts counts toward the $10,000 annual purchase limit of the recipient in the year of delivery.
对的,limit只算本金
谢谢, 这个网站很好,问题解决了。
刚才选择 Deliver full amount: $10,356, A账户显示$20K ($10K是自己买的)
谢谢你的信息,我也在考虑夫妻间互相买gift。
Amount:$10,356.00 Principal:$10,000.00 Interest:$356.00