50万指的是primary residence exclusion 继承我不熟悉，继承后卖掉的话应该是卖出价和继承价（需要做appraisal）的差额交capital gain，持有超过一年算long term manny 发表于 2022-12-07 12:52
谢谢答复, 我记得美国继承税额的天花板蛮高的, 普通房子完全达不到. 如果继承后马上卖掉, 卖出价基本就是继承价, 就算short term也完全不用交税啊? 刚搜了一下, 这个federal estate tax就是遗产税, 对吗? 超出$12.06million才需要交税(个人), married couple加倍 https://smartasset.com/taxes/all-about-the-estate-tax 仔细看了看, 好象不是, 见这一段: Estate Taxes vs. Inheritance Taxes Estate taxes are taxes on the privilege of transferring property to your heirs. It’s the estate of the deceased that is liable for the tax. An inheritance tax, by contrast, is a tax on the privilege of receiving property from a deceased benefactor. The (living) heir pays an inheritance tax, not the estate of the deceased. There is a federal estate tax and, in some states, a state estate tax. Inheritance taxes, though, are not levied at the federal level. Only six states have inheritance taxes: Nebraska, Iowa, Kentucky, Pennsylvania, Maryland and New Jersey. Maryland is the only state in the country that levies both an estate tax and an inheritance tax. Spouses are exempt from paying the inheritance tax in all six of these states, and some states extend that exemption, at least partially, to all immediate relatives. 按他这么说, 美国没有联邦遗产继承税!
谢谢答复, 我记得美国继承税额的天花板蛮高的, 普通房子完全达不到. 如果继承后马上卖掉, 卖出价基本就是继承价, 就算short term也完全不用交税啊? 刚搜了一下, 这个federal estate tax就是遗产税, 对吗? 超出$12.06million才需要交税(个人), married couple加倍 https://smartasset.com/taxes/all-about-the-estate-tax 仔细看了看, 好象不是, 见这一段: Estate Taxes vs. Inheritance Taxes Estate taxes are taxes on the privilege of transferring property to your heirs. It’s the estate of the deceased that is liable for the tax. An inheritance tax, by contrast, is a tax on the privilege of receiving property from a deceased benefactor. The (living) heir pays an inheritance tax, not the estate of the deceased. There is a federal estate tax and, in some states, a state estate tax. Inheritance taxes, though, are not levied at the federal level. Only six states have inheritance taxes: Nebraska, Iowa, Kentucky, Pennsylvania, Maryland and New Jersey. Maryland is the only state in the country that levies both an estate tax and an inheritance tax. Spouses are exempt from paying the inheritance tax in all six of these states, and some states extend that exemption, at least partially, to all immediate relatives. 按他这么说, 美国没有联邦遗产继承税!
你买房时已经移民了吗？购买时是否已经移民汇款手续是完全不一样的
其他难点： 你是否有国内的银行账户？没有的话卖房款怎么收？ 尽管理论上外籍可以汇出，数目大的时候他们会尽量卡，比如仔细审查你购房的手续是否合规
另外中介交易时会把正式成交价（所谓的网签价）压低，远低于合同价，以帮买方省税，注意只有正式交易价是可以汇出来的，你和买方签合同时除了合同价一定要事先约定正式交易价是多少，不然会有纠纷的
问一下。父母的老房子，买了二十年了。现在父母都是拿了绿卡。去年卖了房子，不到五万美金。国内的钱怎么拿出来比较省稅？谢谢
找个亲戚，给你打过来
国内找几个朋友，分批蚂蚁搬家打给你
想清楚，钱转给朋友有些会拖下来的
太感谢了。
理论上说，tax liability和你转出来不转出来没有任何关系 不过如果卖房款一共不到5万美元，怎么报税都是很少的税 如果你父母过去5年在那个房子里住了两年，那么他们会qualify 50万美元的免税额，不用交任何税 否则按正常报税的话，5万美元减掉买房和装修成本，再减掉他们的standard deduction，税率估计就在12%的bracket了
谢谢
Mark, thank you!
每次回去带现金就好了。
Mark
是“Affordable Care Act” tax, 不是medicare tax
这个50万美元的免税额是什么?
顺带问下, 如果房子是继承, 税额是多少? 如果继承后再卖掉, 税额又是多少? 有长期跟短期的不同吗, 怎么算?
买房的时候是否移民，手续上有什么不同呢？是不是买房和卖房的时候都移民了才能一次性转钱？
卖房的盈利跟affordable care有任何关系吗？
mark thank you!
Mark, thank you!
当然啊，不然Obama care的钱从哪里来?
Markmark
50万指的是primary residence exclusion
继承我不熟悉，继承后卖掉的话应该是卖出价和继承价（需要做appraisal）的差额交capital gain，持有超过一年算long term
如果买房时已经移民，卖房款汇出按非居民投资所得汇出，先到地税开“完税证明”， 然后到银行汇 如果买房时还是中国居民，卖房款汇出按”移民一次性转移资产“手续办，具体问银行，我猜手续会复杂的多
https://huaren.us/showtopic.html?topicid=2853382&postid=94906966#94906966
谢谢答复, 我记得美国继承税额的天花板蛮高的, 普通房子完全达不到. 如果继承后马上卖掉, 卖出价基本就是继承价, 就算short term也完全不用交税啊?
刚搜了一下, 这个federal estate tax就是遗产税, 对吗? 超出$12.06million才需要交税(个人), married couple加倍 https://smartasset.com/taxes/all-about-the-estate-tax
仔细看了看, 好象不是, 见这一段:
Estate Taxes vs. Inheritance Taxes
Estate taxes are taxes on the privilege of transferring property to your heirs. It’s the estate of the deceased that is liable for the tax.
An inheritance tax, by contrast, is a tax on the privilege of receiving property from a deceased benefactor. The (living) heir pays an inheritance tax, not the estate of the deceased. There is a federal estate tax and, in some states, a state estate tax. Inheritance taxes, though, are not levied at the federal level. Only six states have inheritance taxes: Nebraska, Iowa, Kentucky, Pennsylvania, Maryland and New Jersey. Maryland is the only state in the country that levies both an estate tax and an inheritance tax.
Spouses are exempt from paying the inheritance tax in all six of these states, and some states extend that exemption, at least partially, to all immediate relatives.
按他这么说, 美国没有联邦遗产继承税!
Mark 国内卖房tips
那卖出那年报税了，钱还没有转出来，需要当年交税吗？
要，这是最大的风险，几千万的房子卖了，如果钱出不来到哪里去筹钱交税
Mark. Thanks!
购买时是否是移民是绿卡没入籍也算吗
如果找几个信得过的亲戚把钱打过来的话，是不是他们都要签字说是赠予？一下子这么多人赠予会引起IRS怀疑吗？
对啊，要交当年的税，所以谨慎卖房奥，把一切想好了再卖，另外，通过外管局转移房款只能转一次
也算，因为卖房这个点产生收益的时候你是绿卡或美国公民
废话， 偷税漏税永远都有风险，你以为 IRS 那帮人都是傻子吗？
所以撑死胆大的， 饿死胆小的， 不过 long term capital gain 顶多 20%， 老老实实交税吧， 就算是给黑老大交个保护费。
应该是吧， 就是 tax 漏洞吧。
这个好难….. 谁知道申请转出来一年能不能搞定
很多概念是都混淆了
Estate Taxes是遗产税，是去世的人要把财产传给别人的税务负担，Inheritance Taxes是继承税，是继承人继承时的税务负担。联邦有遗产税(Estate Taxes)，没有联邦继承税（Inheritance Taxes)，但有6个州有继承税（Inheritance Taxes)。
这些税都是针对美国居民（公民和绿卡），如果父母是非美国居民的非美国财产，无论是赠予还是遗产给美国居民，美国居民没有税务负担。联邦遗产税目前有一千多万的豁免，但非美国居民的“在美国”财产是没有豁免的，直接就是40%的遗产税起步。
谢谢妹妹，我倒不担心钱出不出的来，反正才100多万，就是担心怎么卖掉?我身份证早过期了，卖的时候能拿护照吗?还是得去开个证明身份证和护照是同一人？