再问一下 i-bond 利息问题

再问一下 i-bond 利息问题，见下图，一月一号买的ibond, 今天11/23，为啥利息显示不是 481？

我也是新手，试着解释一下： Month 1,2,3,4,5,6 you got interest 7.12%/annual which is $356 Month 7 you got interest 9.62%/annual which is $80 Month 8,9,10 treasure holding 3 months before maturity, so no interest earned at this point
Total is $436

我也是新手，试着解释一下： Month 1,2,3,4,5,6 you got interest 7.12%/annual which is $356 Month 7 you got interest 9.62%/annual which is $80 Month 8,9,10 treasure holding 3 months before maturity, so no interest earned at this point
Total is $436
rainlemon 发表于 2022-11-23 12:16

厉害！

对，不到5年取出来要罚3个月的利息，所以预扣3个月利息。不知道如果明年利息降了，预扣3个月的是按高息9。62算还是明年低息来算?

对，不到5年取出来要罚3个月的利息，所以预扣3个月利息。不知道如果明年利息降了，预扣3个月的是按高息9。62算还是明年低息来算?
redwendy 发表于 2022-11-23 21:17

你损失最后三个月的利息

ibond利息按月付吗？买了就打开账户，现在连密码都忘了

我也是新手，试着解释一下： Month 1,2,3,4,5,6 you got interest 7.12%/annual which is $356 Month 7 you got interest 9.62%/annual which is $80 Month 8,9,10 treasure holding 3 months before maturity, so no interest earned at this point
Total is $436
rainlemon 发表于 2022-11-23 12:16

高手

ibond有什么办法只取利息出来不取本金吗？

你损失最后三个月的利息
new_bie 发表于 2022-11-23 21:48

谢谢，我在想着等以后它的利息没这么高了就提前取出来呢!

i-bond 是不是每六个月调整利息？

谢谢，我在想着等以后它的利息没这么高了就提前取出来呢!
redwendy 发表于 2022-11-23 21:54

大家都用的这个strategy。

为什么我8月份买的，current value还只是本金