我在网上查到这么一段，没理解错的话，每人每年买和收gift的上限都是1万，而且只能二选一？ If the recipient already received $10,000 in principal amount as gifts this year, buying additional I Bonds on their own will put them over their annual purchase limit. They’ll have to wait until they’re not receiving the maximum gifts.
谢谢。如果父母每年给小孩买超过3万的bond, 就算不cash bond， 也要交税是吗？
交啥税？gift tax? There are life time exemptions.
我以为要交 gift tax. 不用交税呀？2022 life time exemptions不就是每人$16000吗？夫妻俩人超过$32000不用交tax gift?
If the recipient already received $10,000 in principal amount as gifts this year, buying additional I Bonds on their own will put them over their annual purchase limit. They’ll have to wait until they’re not receiving the maximum gifts.