回复 7楼johnlucy的帖子 但是取出来的钱要给小孩付税,还要转给小孩的UTMA给小孩用 Cashing Out / Redemptions When you cash out I Bonds from a Minor Linked Account for your child, the money goes to the linked bank account. After that, you can transfer the money to the child’s UTMA account elsewhere for some other investments for your child or spend the money on expenses that specifically benefit the child. Just like cashing out I Bonds in any other account, the accumulated interest is taxable to the child in the year you cash out. TreasuryDirect will generate a 1099-INT form but it won’t send it by mail. You’ll have to remember to come into the Minor Linked Account and download or print the 1099 form. You use the 1099 form to file the tax return for your child.
转到仍然是孩子名下的UTMA账户里,给孩子专用。
为什么要抓紧时间买呢?现在买,也没几个月9%的利息啊,几个月侯不就是6的利息了吗?我理解的对不对,谢谢
你的理解不对 那玩意买的时候利息就定了,半年才改一次
太好了 还可以这么操作
treasurydirect 网站登录进去就能看见9.62%的利率。给谁买都一样的利率。买的时候设好beneficiary,万一有事,省很多麻烦
谢谢分享
但是取出来的钱要给小孩付税,还要转给小孩的UTMA给小孩用
Cashing Out / Redemptions When you cash out I Bonds from a Minor Linked Account for your child, the money goes to the linked bank account. After that, you can transfer the money to the child’s UTMA account elsewhere for some other investments for your child or spend the money on expenses that specifically benefit the child. Just like cashing out I Bonds in any other account, the accumulated interest is taxable to the child in the year you cash out. TreasuryDirect will generate a 1099-INT form but it won’t send it by mail. You’ll have to remember to come into the Minor Linked Account and download or print the 1099 form. You use the 1099 form to file the tax return for your child.
calendar year