其实不只加州，整个美国都充公冬眠账户。年限不一定是两年，可能再多一点点时间 Will Bank of America close my account for inactivity? If you have not accessed your account for an extended period (typically 3 years or more), you may receive a letter from us letting you know your account is considered abandoned and may be turned over to the state under escheat laws. 而且不单是银行账号，股票账号超过时间也会被政府转为管理。有个人买了亚马逊的股票，20年后以为自己发财了，结果发现股票账号早就被政府接管然后卖掉了。政府只补偿本金和利息 https://www.npr.org/2020/02/13/805760508/when-your-abandoned-estate-is-possessed-by-a-state-thats-escheat
Will Bank of America close my account for inactivity? If you have not accessed your account for an extended period (typically 3 years or more), you may receive a letter from us letting you know your account is considered abandoned and may be turned over to the state under escheat laws.
而且不单是银行账号，股票账号超过时间也会被政府转为管理。有个人买了亚马逊的股票，20年后以为自己发财了，结果发现股票账号早就被政府接管然后卖掉了。政府只补偿本金和利息 https://www.npr.org/2020/02/13/805760508/when-your-abandoned-estate-is-possessed-by-a-state-thats-escheat