1 不是， 2 是， 当然 你不报也应该没事。没人比我更懂 wash sale. 哈哈。 Does the Rule Apply to IRAs? In 2008, the IRS issued "Revenue Ruling 2008-5," in which it addressed the question of whether the wash-sale rules apply to IRAs. In the ruling, the IRS explained that when shares are sold in a non-retirement account and substantially identical shares are purchased in an IRA within 30 days, the investor cannot claim tax losses for the sale, and the basis in the individual''s IRA is not increased.
如果我在 Roth IRA 亏钱卖了voo，隔几天又想买voo回来，这个情况会算wash sale 吗？
1 肯定不算，这个是taxloss harvesting 看里面的example https://www.investopedia.com/terms/t/taxgainlossharvesting.asp 2 不懂，ira不是不用报税么。。。
Does the Rule Apply to IRAs? In 2008, the IRS issued "Revenue Ruling 2008-5," in which it addressed the question of whether the wash-sale rules apply to IRAs. In the ruling, the IRS explained that when shares are sold in a non-retirement account and substantially identical shares are purchased in an IRA within 30 days, the investor cannot claim tax losses for the sale, and the basis in the individual''s IRA is not increased.
单如果其他的账号卖了， Roth IRA里面买回来同一个股票，那就难说了