求投资建议:大家一般买哪种bonds?

r
rosiemay
楼主 (北美华人网)
之前太年轻从来没想过买bonds,工作有些年份了,而且现在股市那么差也开始考虑买bonds. ibonds已经买了。我的401k也可以自己买个股和bonds,不知道选哪种。觉得是时候diversify一下了。请懂的人来科普一下municiple bonds吧?是不是brokerage和退休账户里面都可以买一点?看到filter里面上千种可以买的muni bonds头都大了,毫无头绪。
z
zd206
If you want a no-brainer, just buy the ETF: MUB, VTEB...
If you want to do a bit more research, then try the CEFs with higher dividend, especially the ones targeted your own state. e,g. for CA you could buy VCV, PZC etc
B
BeHappy78
这些bond都狂跌呀, 10%了
M
MiniCorset
买etf上半年也是跌破了10% 四十年来首次 要回去还要慢慢爬 所以说no brainer 是害人害已 要买individual bond的话 自己挑ytm ok的 时间合适的不就可以了吗 买bond肯定比股票复杂多了
r
rosiemay
所以才不想买 bond etf or funds 想选那种单独付利息的muni bonds不知道从何入手?
z
zd206
好吧, 再多说几句
1) Bonds are in the down cycle right now including the muni given that the Fed is raising interest rate; but the tide may be turning now for bonds, especially the long-dated ones 2) It's really depending on your investment goal: if you use bonds/muni to diversify, now could be a good time to buy for longer term 3) I like to keep it simple in investment and that's why I pick ETF/CEF; you could choose individual muni bond - just ask the bond desk/investment advisor of your brokage
l
lillianess007
我在treasury direct 上买了26week Tbill interest有3%了 还有没有其他的bond可以买