Sellers clearly see the market softening. Pending home sales, a measure of signed contracts on existing homes, dropped nearly 4% in April from March. They were down just over 9% from April 2021, according to the National Association of Realtors. This index measures signed contracts on existing homes, not closings, so it is perhaps the most timely indicator of how buyers are reacting to higher mortgage rates. It marks the sixth straight month of sales declines and the slowest pace in nearly a decade. April sales of newly built homes, also measured by signed contracts, dropped a much wider-than-expected 16% compared with March, according to the U.S. Census.
为什么就是有人不愿意相信房市已经崩了
不要跟我说是房源少了： The supply of homes for sale jumped 9% last week compared with the same period a year ago, according to Realtor.com. That is the biggest annual gain the company has recorded since it began tracking the metric in 2017.
https://www.cnbc.com/2022/06/08/mortgage-demand-falls-to-the-lowest-level-in-22-years.html The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($647,200 or less) increased to 5.40% from 5.33%. Applications for a mortgage to purchase a home fell 7% for the week and were 21% lower than the same week one year ago.Refinance demand dropped 6% for the week and was down 75% year over year.
Sellers clearly see the market softening. Pending home sales, a measure of signed contracts on existing homes, dropped nearly 4% in April from March. They were down just over 9% from April 2021, according to the National Association of Realtors. This index measures signed contracts on existing homes, not closings, so it is perhaps the most timely indicator of how buyers are reacting to higher mortgage rates. It marks the sixth straight month of sales declines and the slowest pace in nearly a decade. April sales of newly built homes, also measured by signed contracts, dropped a much wider-than-expected 16% compared with March, according to the U.S. Census.
为什么就是有人不愿意相信房市已经崩了
不要跟我说是房源少了： The supply of homes for sale jumped 9% last week compared with the same period a year ago, according to Realtor.com. That is the biggest annual gain the company has recorded since it began tracking the metric in 2017. angelina81 发表于 2022-06-09 23:21
Sellers clearly see the market softening. Pending home sales, a measure of signed contracts on existing homes, dropped nearly 4% in April from March. They were down just over 9% from April 2021, according to the National Association of Realtors. This index measures signed contracts on existing homes, not closings, so it is perhaps the most timely indicator of how buyers are reacting to higher mortgage rates. It marks the sixth straight month of sales declines and the slowest pace in nearly a decade. April sales of newly built homes, also measured by signed contracts, dropped a much wider-than-expected 16% compared with March, according to the U.S. Census.
为什么就是有人不愿意相信房市已经崩了
不要跟我说是房源少了： The supply of homes for sale jumped 9% last week compared with the same period a year ago, according to Realtor.com. That is the biggest annual gain the company has recorded since it began tracking the metric in 2017. angelina81 发表于 2022-06-09 23:21
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($647,200 or less) increased to 5.40% from 5.33%. Applications for a mortgage to purchase a home fell 7% for the week and were 21% lower than the same week one year ago.Refinance demand dropped 6% for the week and was down 75% year over year. https://www.cnbc.com/2022/06/08/mortgage-demand-falls-to-the-lowest-level-in-22-years.html
Sellers clearly see the market softening. Pending home sales, a measure of signed contracts on existing homes, dropped nearly 4% in April from March. They were down just over 9% from April 2021, according to the National Association of Realtors. This index measures signed contracts on existing homes, not closings, so it is perhaps the most timely indicator of how buyers are reacting to higher mortgage rates. It marks the sixth straight month of sales declines and the slowest pace in nearly a decade. April sales of newly built homes, also measured by signed contracts, dropped a much wider-than-expected 16% compared with March, according to the U.S. Census.
为什么就是有人不愿意相信房市已经崩了
不要跟我说是房源少了： The supply of homes for sale jumped 9% last week compared with the same period a year ago, according to Realtor.com. That is the biggest annual gain the company has recorded since it began tracking the metric in 2017. angelina81 发表于 2022-06-09 23:21
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胡说，难道去年没有现金买房的？比的就是贷款买房比例下降
就是半年前，有人说Facebook的股票会跌得只剩45%， Robinhood 的会跌得只剩9%, 还没几个人会相信吧？
🛋️ 沙发板凳
正解
再等几个月试试
这两年在洛杉矶就算白菜利率买到的投资房，靠贷款的也不一定有正现金流吧？
现金抢房是因为容易抢到，真的抢到了立马做finance的
因为利率高呀，大部分房贷申请都是refi
为什么就是有人不愿意相信房市已经崩了
不要跟我说是房源少了：
The supply of homes for sale jumped 9% last week compared with the same period a year ago, according to Realtor.com. That is the biggest annual gain the company has recorded since it began tracking the metric in 2017.
新闻里面的贷款是不计入refi refi 几乎都已经没了
https://www.cnbc.com/2022/06/08/mortgage-demand-falls-to-the-lowest-level-in-22-years.html
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($647,200 or less) increased to 5.40% from 5.33%. Applications for a mortgage to purchase a home fell 7% for the week and were 21% lower than the same week one year ago. Refinance demand dropped 6% for the week and was down 75% year over year.
之前确实没房源。我盯的zip可以说5月几乎一整月没有一套房子出来。但是6月开始出了几套。虽然价格奇高，但是至少有几个房源了。
某些人不会承认房价崩的 他们找各种借口denial, 比如硬伤啦，cash接盘侠啦， 自家好区没事啦， 自家还没跌回买价所以依然涨好多啦 当连借口都没有的时候， 只会尿遁消失不见 2018年发生过类似
The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($647,200 or less) increased to 5.40% from 5.33%. Applications for a mortgage to purchase a home fell 7% for the week and were 21% lower than the same week one year ago. Refinance demand dropped 6% for the week and was down 75% year over year. https://www.cnbc.com/2022/06/08/mortgage-demand-falls-to-the-lowest-level-in-22-years.html
现金多的用不完的凯子们在观望了整整两年后，傻乎乎的在房价顶峰大规模入场为你们接盘？ 有钱人是傻子，还是你是傻子？
这个怎么操作？都全额买了？怎么贷款？
你还信她说的？ 如果现金抢到再贷款，那不就是已经计入楼主的贷款统计了么？
有些人是想通过说现金买家多来deny 房市cool down 的结论，这种“伪现金”交易显然无法支撑他们的推论（幻想）
我信
这才刚刚开始。还有很多人手里N套房子。一旦开跌，普通人跌20万，他们跌N个20万，就会加速卖房。
全国租金也涨了20%不止，租金上涨支撑房价，这和08年危机不一样。08年房价上涨，租金不变，所以后来跌了。
现在租金回报率和去年之前类似，无论如何，不可能大跌啊。跌了，就会有很多买盘。
肯定谁信他的谁傻😂
我五月卖了一个小破condo，搞不明白为啥上市两天收了五个offer。这些offer全部原价或者加钱的。利率真是5。3%。分析半天，这个小破condo买了比马路对面的破公寓每个月还便宜。
租金涨的太厉害了。
只是我自己卖房的体验。跟你们豪宅市场不一样。
现在即使加价，bid 也买不到心仪的房子啊，顶多也就是慌慌张张的买贵了买到了硬伤又做冤大头而已，房价那么贵，现在什么东西都在涨，维护+装修+房产税都已经要压死人了。大把加了价然后后悔的人最近看的还少了吗。
我也在等换房啊，有啥焦虑的。有钱还怕钱花不出去？现在价钱叫的真的是太高了，装修又贵，买了才焦虑呢。又不是没房子住。
list 250的真是250吧，这离西雅图多远啊
地主会说手里一堆现金，房子可以租或者放着，不打算卖。
zillow estimate只有1.3m. 估计是listing agent放上去卖的时候一开始写错了。
09 年某些地区的确是这样的，还在继续抢，还是有人full cash 买。没见过不要说肯定不存在。
反正我家疫情前白菜价买的投资房今年卖了，我只赚得到我认知里能赚到的钱，我不觉得我那破房子能再涨多少了，再说就算交完税也赚了不少钱，不然都是纸面富贵
房市总是滞后股市一年半载
硬伤房获利多的，赶紧锁利，但好房子不要低价放手，现在供应毕竟还是没起来，好房子还是有刚需的。
很多都是假现金。这帮人实际都是负担房贷的，一旦job market出问题（看消费端的情况，是大概率），房市就会崩。
硬伤房多了， 比如在大马路上， 离高速太近， 离加油站商店还有一些公共场所设施太近， 还有路冲，地势太低容易积水/雪， 后院非常不平， 挨着水坑， 旁边有电线杆等等， 这种住着难受有安全隐患的都是硬伤 再便宜我是不买的
房价最低是11年， 10年开始暴跌的， 11年基本比07 年低30% 还没人和你抢。
我也觉得没跌，投资房依然坚挺
如果买下来租出去有现金流呢
美国大城市太不安全了
羡慕眼光好，不过卖了投资房，完税后挣不少，这些钱打算做什么用呢，股市不敢进，银行放贬值，除非就地都花了享受了
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这不是死鸭子嘴硬，这是真的市场事实。 现在很多卖家惜售，人人都拿着史低的利率，carrying cost低，为什么要降价卖房？房价要降要么有大量的新建房，要么大家都失业最低房贷都付不起。但是这两个条件现在都不满足
说实话也没有找到好去处，但就想多回笼些现金到手上。毕竟对于没啥钱的小家庭也是笔大钱，万一经济不好夫妻俩都被裁了，有这笔钱心里也踏实很多（本质就是屌丝牺牲掉未来可能的利润图个心安）；要是市场又平稳了，就再找个新一点位置更好点的小区买个投资房。
再说美联储不也是这么干么～ 降低资产降低负债
请教一下你卖了之后怎么办？是继续买还是交税？
我是去年末卖了投资房，获得相比较房价当然很多，但是因为不想交税，最后换成了3个小投资房，当时因为有时间的限制，抢房加价非常惨烈，还好现在都是正现金流，但是估计很长时间会在高处站岗了。
直降50%，我只是觉得Redfin的估值太随意，你写多少它就估多少。没有任何参考价值
Redfin就估250万，太不靠谱了
现在这个利率80% 贷款很难有正现金流。 何况租房又不能保证租客按时交租， 房子没有空档。 如果可以全款或者50% down pay 纯当多样投资的一个买当然可以。 如果预计房价1-2年内会跌， 那持币等1-2年以后入场不好吗？ 就看你这1-2的租金减还的利息减去维护费用和房价的降幅比哪个多了。
留着现金真要是大跌可以炒底， 要是有裁员可以渡过难关。 为啥有现金一定要投出去呢。 房价真的崩了最多2-3年又会开始涨
获利不是20-30%的税？还有交易产生的费用，最终落在手中的能有多少
人家留的现金交什么税？ 本身你获利就是税后的利， 你非不想交税那就直面富贵一直房换房当遗产留给孩子不就不交了， 否则你如何能躲过不交？ 早晚都要交。
看了你的回复你的情况肯定是大换三个小的合适， 投资房太贵太大了租售比肯定不高， 你换小的当然好了， 和那些有现金还没入场的不一样。
是的。特别在低生活成本但高房产税和房子高维护成本的州，这两年买到的所谓的“投资房”就是负现金流啊，很多买家赌的房产升值和房子能抗通货膨胀。但实际上如果一直负现金流，而房价又只跌不涨，有多少人会一直keep这样的的负资产呢？
我们没看到好的准备交税了，我俩没啥钱哈，想着多留些现金在手上
就是算了交完税和手续费还能赚不少所以才愿意卖啊……我们又不傻
good for you。只不过你交的房地产税更高了些。而且将来房子跌了你会难受罢了。刚需的房子跌价也难受
你确定你不是agent, 你确定你没有被agent洗脑 除了第一句，其他都是agent的口头禅
什么东西都在暴涨，只有房价要跌是什么道理？
有点脑子吧。房价没有暴涨，是你手里的美元在暴跌。
现在拿出来卖有点晚了吧？
现在这时机出手买房的是冤大头啊
Just wants to know how they get out millions of dollars in casby
将来房价跌了死鸭子嘴硬也没用啊
我家的投资房刚刚可以cover全部开销，但也没有正现金流，而且操心很多。我觉得投资出租房太累了
youtube 上打广告的 flyhomes 是不是就是搞这个的？这个公司先用现金帮你把房子买下来，然后你再给这个公司还房贷。从外观看起来房子就是用cash买的。
今年已經賣自住房的 很多住在跟房貸差不多的公寓裡 房價好 搶不到房 現在市面上房子多了 房租漲了 利率漲了 也是擔心
啥意思？ redfin造假还是系统出错？
我在南加，我以前的同事现在在做full time agent，我们去年看好俩投资房，准备放50% down，找这个同事帮忙看/买，他做了一番research以后发现，就是这样，还是负现金流 😂😂 按他的算法，要放60%才能打平。。。房子也不怎么增值，估计要几年以后涨房租才能有点收入。后来想想算了，虽然两个都能全现金买，但是还是觉得时机不好。
就是半年前，有人说Facebook的股票会跌得只剩45%， Robinhood 的会跌得只剩9%, 还没几个人会相信吧？
胡说，难道去年没有现金买房的？比的就是贷款买房比例下降