Ensure that more government-owned supply of homes and other housing goes to owners who will live in them – or non-profits who will rehab them – not large institutional investors. https://www.whitehouse.gov/briefing-room/statements-releases/2022/05/16/president-biden-announces-new-actions-to-ease-the-burden-of-housing-costs/
大家有没有读一下具体内容？拿5条bullet point的第一点贴一贴： Providing Incentives for Land Use and Zoning Reform and Reducing Regulatory Barriers One of the most significant issues constraining housing supply and production is the lack of available and affordable land, which is in large part driven by state and local zoning and land use laws and regulations that limit housing density. Exclusionary land use and zoning policies constrain land use, artificially inflate prices, perpetuate historical patterns of segregation, keep workers in lower productivity regions, and limit economic growth. Reducing regulatory barriers to housing production has been a bipartisan cause in a number of states throughout the country. It’s time for the same to be true in Congress, as well as in more states and local jurisdictions throughout the country. To that end, the Administration is taking the following immediate steps: Leveraging transportation funding from the Bipartisan Infrastructure Law (BIL). Earlier this year, the Administration began using federal transportation programs to encourage state and local governments to boost housing supply, where consistent with current statutory requirements. For example, this year, the U.S. Department of Transportation (DOT) released three funding applications for competitive grant programs totaling nearly $6 billion in funding that reward jurisdictions that have put in place land-use policies to promote density and rural main street revitalization with higher scores in the grant process. Today, the Administration is announcing that DOT will continue to include language encouraging locally driven land use reform, density, rural main street revitalization, and transit-oriented development in BIL and other transportation discretionary grant programs. Integrating affordable housing into DOT Programs. DOT will also issue updated program guidelines that increase financial support for Transportation Infrastructure Finance and Innovation Act (TIFIA) program projects that include residential development. Including land use within the U.S. Economic Development Administration’s (EDA) investment priorities.EDA evaluates all project applications for its competitive grants to determine the extent to which they align with EDA’s investment priorities. EDA already includes transit-oriented and infill development within its “Environmentally-Sustainable Development” priority. Over the coming year and before its next round of grants, EDA will add language to its investment priorities to encourage economic development projects that enhance density in the vicinity of the development. These actions build on the strategies that the Administration has proposed and continues to call on Congress to pass: Unlocking Possibilities Program. The Unlocking Possibilities Program, proposed by President Biden and included in the reconciliation bill passed by the House last year, would establish a new, $1.75 billion competitive grant program, administered by HUD, to help states and localities eliminate needless barriers to affordable housing production, including permitting for manufactured housing communities. Housing Supply Fund grants to reduce affordable housing barriers. Building on the Unlocking Possibilities Program, the President’s 2023 Budget includes a mandatory spending proposal that would provide $10 billion in HUD Grants to Reduce Affordable Housing Barriers for states and localities that have already adopted Housing Forward policies and practices to address challenges to housing supply production constraints. While Unlocking Possibilities would help states and localities undertake reform, the Housing Supply Fund would reward those that have already made reforms by giving them additional funding to boost the affordability and maximize the benefits of their new policies. This funding would also support broader housing development activities, including environmental planning and mitigation, road infrastructure, and water or sewer infrastructure. 这第一条基本就是和拜登的基建计划goes hand in hand的。
你和政府所见略同： Preserving the Availability of Affordable Single-Family Homes for Owner-Occupants Beyond financing challenges, in recent years, the share of single family home purchases by investors has grown – comprising more than 25% of all purchases nationally in some months of 2021, with an even higher share in certain markets, like Atlanta, San Jose, and Phoenix. Well over half of these purchases were made by investors with more than ten properties, and almost a quarter of these purchases were made by investors with over 100 properties. Large investor purchases of single-family homes drive up home prices for lower-cost starter homes, making it harder for aspiring first-time and first-generation home buyers, among others, to access wealth-building opportunities from homeownership. To that end, and beyond the proposed investments discussed above, the Administration is taking the following immediate steps: Directing supply to owner-occupants and mission-driven entities instead of large investors. After the Administration announced it would take steps to direct a greater percentage of the supply of FHA- and Enterprise-defaulted asset dispositions to owner-occupants and mission-driven entities instead of large investors, 50% of mortgage notes secured by vacant HUD-held properties were sold to non-profit organizations in a recent sale, rather than investors. This compares to just 10% in a typical sale. FHA and the Enterprises, at the direction of FHFA, have extended the period during which available real-estate owned (REO properties) are only made available to owner-occupants and non-profit organizations to 30 days. Large investors are only permitted to submit bids after that period. In addition, earlier this month, FHA announced it is expanding its Claims Without Conveyance of Title Process (CWCOT) to include the establishment of an initial exclusive Post-Foreclosure Sales Period for owner-occupant buyers, HUD approved non-profit, and governmental entities. FHA, FHFA, and agencies across government will accelerate efforts to direct available supply to targeted buyers by continuing to target the sale of at least 50 percent of mortgage notes to owner-occupants and mission-driven entities. Additionally, FHFA previously announced that it will prohibit the Enterprises from purchasing institutional investor mortgages for single family homes. Encouraging use of CDBG for local acquisition and local sales to owner-occupants and mission-driven entities. HUD also will provide technical assistance and update guidance on the “Use of CDBG Program Funds in Support of Housing” to promote acquisition, homeownership assistance, conversion of existing structures into rental housing and “starter” homes, housing counseling, and rehabilitation and reconstruction.
boosting the supply of quality housing in every community 我的理解是在每个社区增加廉租房用政府资金盖房给穷人住。估计资金来源是提高所得税和当地社区的房产税。通胀本来就是一种税金，让民众手里可支配收入缩水，这个政策进一步减少可支配收入，抑制通胀有一定作用，同时让中产变得更穷，控股房市的富人通过政府盖房合约变得更富。写完我更想辞职加入穷人队伍了。
你和政府所见略同： Preserving the Availability of Affordable Single-Family Homes for Owner-Occupants Beyond financing challenges, in recent years, the share of single family home purchases by investors has grown – comprising more than 25% of all purchases nationally in some months of 2021, with an even higher share in certain markets, like Atlanta, San Jose, and Phoenix. Well over half of these purchases were made by investors with more than ten properties, and almost a quarter of these purchases were made by investors with over 100 properties. Large investor purchases of single-family homes drive up home prices for lower-cost starter homes, making it harder for aspiring first-time and first-generation home buyers, among others, to access wealth-building opportunities from homeownership. To that end, and beyond the proposed investments discussed above, the Administration is taking the following immediate steps: Directing supply to owner-occupants and mission-driven entities instead of large investors. After the Administration announced it would take steps to direct a greater percentage of the supply of FHA- and Enterprise-defaulted asset dispositions to owner-occupants and mission-driven entities instead of large investors, 50% of mortgage notes secured by vacant HUD-held properties were sold to non-profit organizations in a recent sale, rather than investors. This compares to just 10% in a typical sale. FHA and the Enterprises, at the direction of FHFA, have extended the period during which available real-estate owned (REO properties) are only made available to owner-occupants and non-profit organizations to 30 days. Large investors are only permitted to submit bids after that period. In addition, earlier this month, FHA announced it is expanding its Claims Without Conveyance of Title Process (CWCOT) to include the establishment of an initial exclusive Post-Foreclosure Sales Period for owner-occupant buyers, HUD approved non-profit, and governmental entities. FHA, FHFA, and agencies across government will accelerate efforts to direct available supply to targeted buyers by continuing to target the sale of at least 50 percent of mortgage notes to owner-occupants and mission-driven entities. Additionally, FHFA previously announced that it will prohibit the Enterprises from purchasing institutional investor mortgages for single family homes. Encouraging use of CDBG for local acquisition and local sales to owner-occupants and mission-driven entities. HUD also will provide technical assistance and update guidance on the “Use of CDBG Program Funds in Support of Housing” to promote acquisition, homeownership assistance, conversion of existing structures into rental housing and “starter” homes, housing counseling, and rehabilitation and reconstruction.
你的水平还不如拜登。要让房子好买好租，就需要增加供应量，怎么增加供应量？让投资房子有利可图就会增加供应量。好比说我们这建一个新公寓楼，200 units，开发商要决定要不要做这个项目就要估计多少人买，有意向的买家足够多才会开始做这个项目。而这些买公寓楼花的大多数都是投资者。如果政策不友好，这个楼就不可能建就无法增加200套供应量。 你的建议让投资者无利可图，所以供应量不会增加，而人口还是那么多，房价就会暴涨。相比之下拜登至少有一个政策是对的， Reward jurisdictions that have reformed zoning and land-use policies 这个会增加有效土地供应。
直接来一个 禁止机构购买私人住宅恶意炒房 大幅加大第二套房的税率 立马供需就平衡了
是不是拜登为了中期选举才出的政策，忽悠韭菜而已？
这啥意思，意思是建立给穷人的房子吗？开始往好区掺沙子了？
Ensure that more government-owned supply of homes and other housing goes to owners who will live in them – or non-profits who will rehab them – not large institutional investors.
https://www.whitehouse.gov/briefing-room/statements-releases/2022/05/16/president-biden-announces-new-actions-to-ease-the-burden-of-housing-costs/
他敢碰这块蛋糕，lobbists搞不死他
然后也许是建造廉价屋给低收入者，爱谁谁
每家可以领至少两次吧。那就是8个了
发现很多事情老百姓都能想到，但是政府就是不做，可见政府压根不想这么做
这第一条基本就是和拜登的基建计划goes hand in hand的。
你和政府所见略同： Preserving the Availability of Affordable Single-Family Homes for Owner-Occupants Beyond financing challenges, in recent years, the share of single family home purchases by investors has grown – comprising more than 25% of all purchases nationally in some months of 2021, with an even higher share in certain markets, like Atlanta, San Jose, and Phoenix. Well over half of these purchases were made by investors with more than ten properties, and almost a quarter of these purchases were made by investors with over 100 properties. Large investor purchases of single-family homes drive up home prices for lower-cost starter homes, making it harder for aspiring first-time and first-generation home buyers, among others, to access wealth-building opportunities from homeownership. To that end, and beyond the proposed investments discussed above, the Administration is taking the following immediate steps: Directing supply to owner-occupants and mission-driven entities instead of large investors. After the Administration announced it would take steps to direct a greater percentage of the supply of FHA- and Enterprise-defaulted asset dispositions to owner-occupants and mission-driven entities instead of large investors, 50% of mortgage notes secured by vacant HUD-held properties were sold to non-profit organizations in a recent sale, rather than investors. This compares to just 10% in a typical sale. FHA and the Enterprises, at the direction of FHFA, have extended the period during which available real-estate owned (REO properties) are only made available to owner-occupants and non-profit organizations to 30 days. Large investors are only permitted to submit bids after that period. In addition, earlier this month, FHA announced it is expanding its Claims Without Conveyance of Title Process (CWCOT) to include the establishment of an initial exclusive Post-Foreclosure Sales Period for owner-occupant buyers, HUD approved non-profit, and governmental entities. FHA, FHFA, and agencies across government will accelerate efforts to direct available supply to targeted buyers by continuing to target the sale of at least 50 percent of mortgage notes to owner-occupants and mission-driven entities. Additionally, FHFA previously announced that it will prohibit the Enterprises from purchasing institutional investor mortgages for single family homes. Encouraging use of CDBG for local acquisition and local sales to owner-occupants and mission-driven entities. HUD also will provide technical assistance and update guidance on the “Use of CDBG Program Funds in Support of Housing” to promote acquisition, homeownership assistance, conversion of existing structures into rental housing and “starter” homes, housing counseling, and rehabilitation and reconstruction.
我天天盼着我家改zone code呵呵。。
大机构现在还有在继续买进吗？应该是要出手了吧？
他就是干啥啥不行，所以，有影响也肯定是坏的影响
2028连任就是第三任了，怎么可能 又不是国内，想修宪就修宪
😱😱 如果是这样，估计白人的好区不会动，少数民族的好区会受影响，每次都是挑软的柿子使劲捏
在好区里增建affordable housing本来就是民主党的一个政策（如果还不是政策，那就是计划）啊。。。
政府做事最后一般反效果
你要看是什么好区。白人好区人才辈出，有的是律师能跟政府打官司扯皮。我家这边，政府的地，扯了14年了，还没定下来。没能力扯皮的地方，只能认了
bingo！
我家就领到了。大家都太不接触底层了，不去市政府逛吧。去了之后，会有办公人员追着给你的。
这些政策没毛用。第一，华尔街炒房团是直接砸cash的，用贷款约束不了他们；第二，房子挂出来的头若干天不让炒房团入场，换你是房主，知道只要多等几天就有人会出高出来几万几十万的cash offer买房，你等不等？楼上说的是正解，禁止大机构入场，大幅提高投资房税率。但是拜登政府肯定不会做。
美国是个多民族，多宗教国家，本来就有很多潜在的问题。之所以没有出现类似南美那样的大规模骚乱，其实并不是因为左们的努力，而只是国家够强，蛋糕够大。一旦蛋糕不够大，或者经济衰退很长时间，那是要出大乱子的。
愚民政策，反正符合他的票仓的智商水平。
一个月就买回，我去，怪不得油价降了几毛立刻反弹得比之前更高
别到最后是quality affordable housing
人人平等，no child left behind，共同富裕
5个bullet point互相作用。 现在说有没有很大作用难说，但是买卖房子这种正常商业行为，如果政府直接“禁止”，那动作有点大。这房屋法案是个5年计划（至少），这样长期禁止机构买卖真的有法律依据吗？ 懂法的人科普一下？
房价再不降，年轻人要造反了。纽约年轻人找房住，都把美照、年龄、爱好贴在网上，竞争很激烈
美国老是抄袭 德国的作业!!!
昏
很多美国白人 移民德国!!
美国的物价太贵了
另外美国 是欧美国家 里 福利住房最少最少的国家!!!
德国天天批判美国,
说美国的福利住房 在欧美国家 少的可怜!!
过于自由资本主义
不对吧，今天又发了八盒，我实实在在拿到很多啊
都送到白宫去养吧
你这个是瞎扯了 背后都是金主 金主要买地怎么敢得罪
我居然觉得奥巴马还可以了，起码帅点儿
美国的很多问题，本质上都不是有没有能力去解决， 而是想不想解决？
台上的政客，大部分情况都没想着真正解决问题，他们感兴趣的是在“号称”帮你解决问题的过程中有多少政治利益
你的水平还不如拜登。要让房子好买好租，就需要增加供应量，怎么增加供应量？让投资房子有利可图就会增加供应量。好比说我们这建一个新公寓楼，200 units，开发商要决定要不要做这个项目就要估计多少人买，有意向的买家足够多才会开始做这个项目。而这些买公寓楼花的大多数都是投资者。如果政策不友好，这个楼就不可能建就无法增加200套供应量。
你的建议让投资者无利可图，所以供应量不会增加，而人口还是那么多，房价就会暴涨。相比之下拜登至少有一个政策是对的，
Reward jurisdictions that have reformed zoning and land-use policies
这个会增加有效土地供应。
你这水平，就不要出来笑别人了。
前面几十年，投资房子，无论是在大陆，还是在香港，是无利可图，还是太有利可图？
结果房价怎么样了？
相对获利少的地方，房价又怎么样了？
面对事实，也不知道谁给你的这睁眼说瞎话的勇气。
现在房地产开发商的日子不好过。不是他们不想盖房子赚钱，是有心无力。知道现在找个会装下水管道系统的contractor有多难吗？而且中国在过去这几年包揽了大量美国房屋的建材的生产，以至于疫情期间很多开发商因为怕建材短缺在那儿拼命囤积，如今买个屋顶材料，订单都得排半年队。
新房的短缺是没辙的，已成定局了。这是供应链出了问题，要解决的话得好几年时间。现在炒房团瞄着的就是二手SFH，跟本地需要买房的居民抢。如果能制约一下炒房团，也是德政。
太同意了。 不是不知道怎么解决问题，也不是不能解决问题。 只是不想去做而已， 因为对自己和背后的金主没好处。
这我太清楚了，1980以前中国房子无利可图，当时我父母挤在10几平米土坯房里没有卫生间没有下水道没有煤气。
1980-1990期间，逐步改革开放，虽然基本没有商品房，但单位已经可以自己建公寓楼，领导和包工头都是有利可图的。公寓楼建成以后各种博弈分配，一般员工可以分到40-60平米的一套，住一家三口。
1990以后商品房逐渐成为主流，房价飙升，政府，开发商，建造商，业主统统赚钱。我们家也买上了大户型高级公寓。双层玻璃，中央供热，一应俱全。这就是资本主义，只有赚钱的模式才能扩大生产，只有扩大生产才能改善生活。一切打击生产的，最后的结果就是朝鲜。
扯了一大通，
是中国的房子好买了，
还是香港的房子好买了？
相对中国，美国没有你说的房子暴利，美国人更难住上房子了？
限制炒房子，就是打击生产？
这逻辑，确实牛。
连中国现在都开始明白了“房住不炒”，
否则迟早完蛋。
短期没那么能看到其效果吧
香港没住过所以不评价。中国房子好买了。以前住土坯房一筹莫展的，后来买了大公寓。
美国房子怎么可能没有暴利？现在300万美元的老区房子100年前大约是3000美元左右。涨幅大约1000倍。无非涨幅最快时间段你没看到。实际上当年价格主要是建筑，土地也就10%，所以土地是涨了10000倍。
房产税都是local的，不关总统什么事。
lol，好买了。
你问过新毕业的年青人了吗？
你这就是妥妥的既得利益者嘴脸。
你让后来的下一代怎么办？
清华北大毕业的，年薪好的也不过二三十万，他们都不配在北京上海工作？
都不用说上海北京，就是南京这样的二线城市，四五百万的房价，他们也同样负担不起。
新毕业的年轻人也比以前好过啊。
以前直接运去北大荒农场做体力工，没有人身自由，很多女学生只能嫁当地农民。现在至少能在城市愉快的租一个有水电的公寓，奋斗着争取买房。
所谓南京400万纯属胡说八道。成功人士买4000万也不稀奇。入门级公寓100万的比比皆是(单价2万，面积50)。这些入门公寓就是当年80,90年代体制内分的房，当年很多人根本就住不上这样房呢。
这逻辑，确实牛。
你要是生活好了，
得了高血压、糖尿病，
你还得感谢高血压、糖尿病呢。
要不是现在有了高血压、糖尿病，
生活怎么可能这么好？
这就是你逻辑，
可笑不？
现在usps又可以领8个了。
以前买水果1两1块钱，现在买水果1斤500分钱，就有愤青哭嚎太贵啊奸商啊。。。
民主党政策的2个精华： 1.looks good 2.feels good 至于成效？ they don’t care
以前工作十年，二十年可以买房子住，
现在工作一辈子，买不起一套房子，
脑残大呼，买房容易了。
以前工作一辈子住10平米土坯房，现在工作半辈子住豪华公寓。
更早的时候，高考都取消了。大学生都是工农兵。改革开放以后，top 1%的学生考上大学，这些人成功很正常。现在的 top 1%的年轻人买房不成问题，有的家里就自带几套房，有的创业赚大钱。
如果你非要说 bottom 50%那些人，放以前也就是在农村一辈子种田的命，没有城市户口和介绍信连城里旅馆都不能住。现在能到城里学习，然后还有机会工作攒钱买房，这是改革开放市场经济带来的。没有创造过价值年轻人买不起房是合情合理的，无论你想要什么，都得拿自己的价值去交换。
什么意思？买房还是租房要放美照在网上？
给每个家庭提供免费的快速检测，竟然还嫌给的免费的不够多？ 真够贪的。 我们WFH，没有感染风险，特意没有去领取免费的，让给需要的人。结果还有人抱怨免费不够多。 这估计要政府免费发一日三餐，都会有人嫌自己没吃好。
利率一涨，这些问题就自动解决了。。。
这动作就毛毛雨