我的Payflex的HSA也是每个月扣$4,想转一个没有管理费的。看到Fidelity网站上关于fee的信息, There are no fees for opening a Fidelity HSA®.. If you have a Fidelity HSA® through your employer, your account may be charged an administrative fee of up to $12 per quarter ($48 annually), unless it’s paid by your employer. That administrative fee may be waived for households established before a certain date and meeting certain asset minimums at Fidelity. 我的情况是我以前是primary insurance holder,所以有一个HSA账号。后来用我家LD的insurance,停了我自己的insurance。我这个HSA账号就没了contribution。现在如果我transfer payflex HSA去fidelity HSA,显然我雇主不会帮我交管理费了,我还要自己交$48 annually的管理费吗?
我的Payflex的HSA也是每个月扣$4,想转一个没有管理费的。看到Fidelity网站上关于fee的信息, There are no fees for opening a Fidelity HSA®.. If you have a Fidelity HSA® through your employer, your account may be charged an administrative fee of up to $12 per quarter ($48 annually), unless it’s paid by your employer. That administrative fee may be waived for households established before a certain date and meeting certain asset minimums at Fidelity. 我的情况是我以前是primary insurance holder,所以有一个HSA账号。后来用我家LD的insurance,停了我自己的insurance。我这个HSA账号就没了contribution。现在如果我transfer payflex HSA去fidelity HSA,显然我雇主不会帮我交管理费了,我还要自己交$48 annually的管理费吗?
转好像是要手续费的,不如给用了
mark 一下
mark~~~~~~~
一般都是这样的,而且他们应该也发了notice要开始收费。
我记得是上传收据,然后提供一个账户,他们审核后把报销的钱转到那个账户里。
我也是,被扣了一年才发现。
超过一定金额不需要的。比如一万多吧。
我的Payflex的HSA也是每个月扣$4,想转一个没有管理费的。看到Fidelity网站上关于fee的信息, There are no fees for opening a Fidelity HSA®.. If you have a Fidelity HSA® through your employer, your account may be charged an administrative fee of up to $12 per quarter ($48 annually), unless it’s paid by your employer. That administrative fee may be waived for households established before a certain date and meeting certain asset minimums at Fidelity.
我的情况是我以前是primary insurance holder,所以有一个HSA账号。后来用我家LD的insurance,停了我自己的insurance。我这个HSA账号就没了contribution。现在如果我transfer payflex HSA去fidelity HSA,显然我雇主不会帮我交管理费了,我还要自己交$48 annually的管理费吗?
mark,备用。
那你余额肯定很少。
HSA 上的钱是税前的,怎么转普通账户? 需要补税吗?
感谢
可以重新开一个self-managed fidelity HSA,没有月费,把PayFlex rollover 即可。不要用以前的收费账户。
我刚刚转完,Optum Financial。原来的HSA离职2个月就开始扣3块钱每月。在新HSA账户下填了一个表。如果是不同金融机构之间转,用trustee to trustee form,如果是同一个下不同employer的账户,就用account consolidation form就可以了。我的新旧账户都在Optum Financial,填了consolidation form一个星期就转成功了。
谢谢,我刚转。以前收费不知道收了多久。
我也这么做的
我也是几百块的commuter parking benefit就没了
Dependent care存的钱,可以到年底用完, fsa不行,辞职当天就没了🥲
On the flip side 你年初把一年的FSA都用完再换工作,you don't need to fund those FSA